Trading Mistakes to Avoid 2015

Every time we see a plunge in the stock market, we feel the need to buy stocks. At least I do. The recent pull back encouraged me to buy a few stocks. As long as you buy stocks for investment, i.e. you hold on to it, it’s fine. In fact , to me, every slump is an opportunity for investment in stock market. But, when you try to trade in stocks then there are some precautions you must take.

Stock Trading

Before reading rest of the article, do keep in mind that trading is a risky venture. I strongly discourage people who are in debt from in form of trading. As a rule of thumb, if you can’t generate enough saving to pay off your dues, you should’t spend any money in trading. In fact at time trading becomes as risky as gambling.

How Students Can Earn Money Online

Education is costly, it’s becoming costlier with every passing day! While curriculum is getting tougher. The courses are more demanding than ever, with larger workloads and higher grade boundaries and greater competition from within the country and abroad. At the same time, the cost of studying increased tremendously over last 10 years. In 2005 average student loan debt per student was $10,000, now in 2015, the figure is a whopping $25,000. While, over the same 10 years, minimum wage has remained the same, almost.


So, students, these days need to find work to support their cost of education. The place we live in has about 8 universities near-by. Most of the area’s restaurants are staffed with a local student, for waiting jobs. I wonder if and how much time they get for studies. I think if students can work at online jobs, they may get more time for studies, compared to the physical jobs I see them doing.

Finding and Achieving Financial Goals

For many people, I’ll even say most people, financial goals are very amorphous. Some people just want enough money to cover bills. Other people want to be rich. But if you ask them to be a little more specific, or to describe specific plans with which they are in the process of achieving these ends, they come up short. Personal finance is one of those things in life that needs careful planning and perseverance.

Finding and Achieving Financial Goals

Like fitness, career, family, your financial life won’t get where you want it to be without a solid goal. But even a goal isn’t enough. You’ve also got to have actionable steps to get you there. Finding the goal is the first part, and it may not be as easy as you think. The second part is to plan for achieving those goals. Here are some things to consider when you are solving both parts of this equation.

Things To Know About Inflation

One of the most important factors in regards to the financial health of a nation is its currency’s inflation. While most people do know inflation is what happens when goods and services rise in price, their knowledge of the complex and evolving issue usually ends there. To help expand your understanding of inflation, below are a few things you may have not known about it.

US Historical Inflation Rate

As shown in the above picture, US inflation is now historically low. We do not feel the pressure of rising prices, at least not as much as people from other countries face. But we need to be careful and should take steps that can protect our money and wealth during those high inflation days.

What to Do When Your Finances Go Out of Control

As much as we don’t like to think about money, or how little there always seems to be, the truth remains: money matters. Even the best-intentioned budgets can quickly spiral out of control if unexpected extra expenses begin to pile up such as car repairs, emergency home improvements, or overdue taxes. It can begin to feel overwhelming, but there are ways to arm yourself so that you don’t feel like you’re losing your grasp on your finances.

What to Do When Your Finances Go Out of Control

If you’re already thinking about how to get a hold on your financial situation or get things back on track, then you’ve already taken a step in the right direction. Facing the problem head on may seem like a difficult thing to do, but ignoring the problem is much worse. Here are a few action items to get you motivated and make you feel more in control.