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Archives For March 2012

What is Forex Trading, Can you Profit From it?

March 30, 2012 — 16 Comments

One of my colleagues introduced me in to forex trading. Honestly, I didn’t do much trade. A couple of trades and a net loss later, I now realize that Forex trading is no different from stock trading, it requires a lot of time devotion to make a profit.

Unfortunately, I haven’t actually found any mechanism that can earn me money without putting hard work, except passive income, off-course. You can either earn decent money with hard work in your day job or you can earn serious money with same hard work in a riskier business like trading, stocks or forex.

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In Forex, Trading , ,
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How to Handle Your Credit Cards, From Applying to Paying

March 28, 2012 — 20 Comments

A credit card is the best money earning vehicle for some. At the same time, credit cards are number one reason for debt. The primary difference is knowing how to use credit cards to your advantage.

So far in my life I have earned thousands of dollars in cash back and rewards, while I never paid a single penny on credit card interest, fees or penalties. Apart from that I also follow another rule, I avoid store credit cards for their limited rewards and high interest rates.

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In Credit cards, Financial tips
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How Rampant is Impulse Buying, Infographics

March 26, 2012 — 33 Comments

Impulse buying is a major weakness among us. When they contacted me for my willingness to have a info-graphic post, I wanted them to write on this topic. I have previously written about my old trusted method of controlling impulse buys.

Still at times both SMB and I make impulse purchases. The info-graphic shows the most rampant place where impulse buying happen is your grocery store. Yes, I also felt that way.

When we blog about impulse buying, we always talk (and probably think) about major purchases in malls that we make, usually the ones which cost more than a couple of $10 bills. But, even a $2 item can be purchased impulsively. Grocery stores advertise items on sale, you go to that grocers to take advantage of the on-sale items and you end up buying mark-up items as well.

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In Financial tips, Impulse Buy, Infographic ,
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Employers Checking Facebook Profile Before Job Offer and Links

March 25, 2012 — 22 Comments

Hello readers, welcome to weekend chit-chat. I was at a friend’s place last night and the conversation flowed towards social media. Somebody mentioned that companies are checking potential hire’s Facebook profile before the job offer. I was not so sure about it and decided to give it a check.

This morning Google directed me to a post in PC world, where CareerBuilder.com revealed some number. 20% of companies admitted checking Facebook/MySpace profiles. And the number of rejection is more than number of acceptance, 33% vs 24%.

“Use of drugs or drinking and the posting of photographs deemed ‘inappropriate’ or ‘provocative’ were identified as the most popular reasons why employers eliminated a candidate after viewing their social networking profile.” ~ Mentioned by PC World.

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In Job Search, Social Media, Weekly Round Up ,
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Bad Financial Habits That You Might Be Not Aware Of

March 23, 2012 — 15 Comments

The following is a guest post from Henessy Cervano

For some people, bankruptcy is for certain. If you are one of them, those overly secure of the thought that they have a regular source of handsome income, so they just keep on spending without keeping track of their expenses.

You’re sure to keep falling off the financial ladder… if you continue spending more than you earn, mindlessly making purchases more than you can actually afford. You absolutely don’t have a shot at getting rich… if you keep making  saving a chore for tomorrow, always thinking that you’d always have money to expect anyway.

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In Financial Disaster, Financial tips, Guest Post , ,
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