Are you making the maximum annual contribution to your Roth IRA?
If not, then odds are you know that you should be. After all, your Roth IRA retirement savings is tax-free money, making it far more valuable in your golden years than your 401k or Traditional IRA.
So why do so many people fail to build up their Roth IRA savings? The most common excuse is, “I just don’t have the money!”