It’s worth exploring beyond the leading insurance providers if you’re trying to reduce your premium. Check out three of the top auto insurance companies you haven’t heard of, or heard a little lesser than other names, you always see on TV commercials.
I always said shopping for insurance is a must. You should look for maximum insurance protection at a lowest possible cost. After all it’s most likely that your auto insurance premium will go waste and unused. For more than 50% of drivers, who will never use their auto insurance coverage, this money will be simply wasted. You better start shopping for the lowest insurance premium.
Most automobile owners are aware of the giants in the auto insurance industry. Companies like Esurance, Liberty Mutual, Allstate, State Farm, Geico, Progressive, AAA, USAA and even Farmers have solidified their name in the market, either through strategic advertising campaigns or by delivering years and years of quality customer service.
But when you’re trying to cut costs and find the best plan for you, it worth exploring past the leading names and seeing what other auto insurance companies can do for you.
I admit, for me insurance shopping has always been limited to Progressive, Geico and AAA. I never visited the three insurers for price shopping. I want you to check them out, it’s for your own benefit.
There are sites like CoverHound, which do an excellent job of providing an auto insurance calculator form so you can quickly compare premiums at the top auto insurance companies in the nation. But if you want to do a little further digging, check out these three auto insurance companies you probably haven’t heard of below.
Not quite as longstanding as Travelers, Amica’s been around for over a century and is the oldest mutual insurer of automobiles in the country.
They’ve also built a reputation around their insurance know-how in the areas of the home, life, marine, and personal umbrella liability insurance. Though Amica is a storied and large company, you’ll never get any automated customer service help, just real service, 24/7.
Ameriprise unites its many employees around a single, unified idea, promising to handle each client with as much care as possible. It’s apparently worked, as Ameriprise was awarded an “A” for excellent rating by A.M. Best, a top nationwide insurance rater, in the categories of financial strength, stability and fiscal operations. According to President and CEO Ken Ciak, over 90 percent of Ameriprise customers renew their policies, a statistic indicative of Ameriprise’s “Handle with Care” philosophy.
Acceptance is all about offering as much value as possible to its customers — whether it’s supreme service, innovative products or simply lower costs — with its slogan, “You. Your Terms. Accepted.” Acceptance operates in more than 350 neighborhoods around the country, providing free quotes, expediting claims and dishing out the most affordable rates around.
Be sure to keep these three auto insurance companies in mind as you start researching your auto insurance policy. I am not sure if every insurance comparison sites have these three insurance providers listed, so I’d rather go to their sites individually and get a quote. And remember you’ll most likely ain’t getting any flyer from these companies in your mailbox.
Remember, to get a quote you mustn’t give your social security number, even if you’re asked to. You are entitled to a free quote from insurance companies, as many time as you want.