I am hosting a blog carnival after a looooong time here. This time it’s carnival of personal finance, which is a collection of personal finance related articles, presented in a parade style. All pictures used here are from our recent Disney World trip, enjoy the articles and enjoy the pictures!
It was a bad weekend for me while I was making this carnival ready. It was second time in as many months that my BMW 325i gave trouble and I had to part way with huge cash. Last time it was a vacuuming pump trouble, engine temperature was running high, even with a very less driving. It costed my $1,500+ to fix the problem.
Now it was spark plug and a missing cylinder problems, as a result, service-engine and break lights were on. It costed my $680 and entire day at the car repair shop. With an empty pocket, empty stomach and a depressed self I came back home at 5 PM, last Saturday (04/27). Cursing my decision to not to go for a newer model.
Let the parade of great blog posts begin!
I have decided to move these 3 articles in the front of the parade because I liked them more. The reasons I liked them more than the others are explained in blue text.
Jules Wilson from Faithful With a Few presents Changing My Mind About Money, and says, “People often ask me why I became so interested in personal finance when I was only sixteen years old. My first answer? I don’t know. Second answer? I’m a nerd and I can’t help myself. But this really got me to thinking… Why am I so interested in handling my money responsibly? What is it that happened that gave me such an interest?” – A saga of a school kid learning personal finance from the ups and downs of her short personal life.
Darwin from Darwin’s Money presents Here’s How Homebuyers Get Screwed By Getting Emotionally Attached to a Desired Property, and says, “How far would you go to get your dream home? Would you endure mold? Thousands more than asking price? Anything the seller commanded? Here’s a true-life story of how getting emotionally attached to a home can cost big bucks.” – Very practical tips for first time home buyers. This can save you lot of heart burn and wastage of money.
vh from Funny about Money presents Medigap Runaround, 2013, and says, “Medicare Parts A & B do their job quietly and efficiently, but they only cover 80% of expenses and exclude many common medical matters. To fill in the gaps you have to buy a Medicare supplement policy, something that is farmed out to private industry. The market is an illogical, confusing nightmare to navigate, even for those of us who still have all our marbles.” - This article depicts the sad and real state of elderly health care in this country. A lesson to be learned for all future retirees.
Now rest of articles which went through stringent elimination process and stood out loud.
Lily from Paying Debt Down presents Approaching 50 and Still Haven’t Started Saving for Retirement – Part 1, and says, “There are a number of ways to catch up on your retirement savings.”
Lenny from Best Money Saving Blog presents Some Hard Core Ways to Save More Money, and says, “Other ways to save money other than the old standbys you have heard.”
Mochimac from Save. Spend. Splurge. presents How living in a hotel full-time is cheaper than an apartment, and says, “Living in a hotel full-time as a consultant is cheaper than if I were to rent an apartment, plus I save on the commute!”
Peter from Bible Money Mattters presents What Is the Average Retirement Savings By Age? Are You Falling Behind?, and says, “Unfortunately far too many people never move on to that next step where they start saving as much as they can for retirement, they just continue in the cycle of paying off debt and living for today. Tomorrow can worry about itself. So with so many people not saving for the future, what is the average retirement savings for people in the United States?”
PK from Don’t Quit Your Day Job… presents Picture of a sewing machine How Often Do You Check Your Automation?, and says, “Do you have a highly automated financial system you rely on? So did ‘Sally Donaldson’ (yeah, that’s a pseudonym) from England. It cost her $40,000 over two years!”
Miss T. from Prairie Eco Thrifter presents How to Protect Your Online Banking, and says, “It’s not easy to hack an online bank account if the owner of said account is smart about it. It is easier to have the bank card physically and guess the pin code, in my opinion. There are many things that you can do to protect your online banking endeavors.”
Lynn from Wallet Blog presents Check That Charity Before Opening Your Checkbook, and says, “Tragedy and charities do go hand-in-hand, and it always feels good to help someone hurt in an act of God or act of terror, but it’s important to keep yourself —and your bank account— safe in the process”
Jules Wilson from Fat Guy,Skinny Wallet presents Thank You for Opening My Eyes Through Your Writing, and says, “My eyes were opened to the fact that ignoring my financial situation isn’t healthy. It isn’t going to help our financial situation in the future. Living check to check is not a wise thing. I wanted to thank all of you who take the time each week to write financial blogs. They were very helpful and inspiring to me.”
Mike from The Financial Blogger presents Things You Should Be Doing With Your Money but Aren’t, and says, “Are you making these moves with your money?”
Martin from Studenomics presents The Minimalist Guide to Working Out From Home, and says, “How you can save money by working out at home.”
Ross from Wallet Hub presents Looks like a Good Time to Get a Mortgage, and says, “It’s pretty much a given that you’ve seen an advertisement at some point in the last few years telling you that “now is the best time to buy a house!” before quickly moving on to pictures of happy couples and new homes with “Sold!” signs in front of them. While that whole spiel has become rather cliché, it’s perhaps truer now than ever before.”
Mrs PoP from Planting Our Pennies presents Actual Cost of Owning A Pool Series, and says, “A three part PSA on the actual cost of owning a pool.
Part 1 – The Pool Cost the Entire House
Part 2 – We Have A Pool Because It Was Free
Part 3 – The Actual Cost of Pool Maintenance”
Matt Bell from Sound Mind Investing presents Do You Have Proper Homeowner’s Insurance Coverage?, and says, “Springtime can be a great time of year, but it’s also when wildfire, tornado, and flooding activity increases. That’s why now is a great time to double check your homeowner’s insurance coverage.”
Lance from Money Life and More presents Want to Buy a House? First Do This One Year in Advance, and says, “Many people get excited when they get to the point in their life where they decide they want to buy a house! We were the exact same way on both houses! However, we weren’t smart enough to plan a year out in advance and, in retrospect, that could have really bitten us in the butt if a two specific things weren’t in the optimal ranges. ”
David Smith from Personal Bankruptcy Canada Blog presents Who Knew Organizing Your Finances Could Be So Easy?, and says, ” When it comes to finances, staying organized is a must. Not only does it help you track your expenses, but it also helps protect your account information. Read More ”
Green Panda from Green Panda Treehouse presents 10 Shortcuts For Always Feeling Damn Amazing, and says, “Shortcuts to feeling better.”
John from Card Hub presents Ask The Experts: If I Could Make One Policy Change to Fix the Federal Deficit, I Would…, and says, “One of the most pressing issues facing our nation these days is the federal government’s massive budget deficit. There are plenty of proposed solutions out there – both practical and inane – coming from a variety of sources. But evaluating the efficacy of a potential remedy, of course, necessitates making a proper diagnosis first.”
Money Beagle from Money Beagle presents Is Flipping A Charity Auction Item Going Too Far?, and says, “Is buying an item at a charity auction with the sole intention of flipping it for a profit going too far? See how it worked out when I was recently tempted.”
eemusings from NZ Muse presents Bullshit free ways to save money on your wedding, and says, “Weddings have spiralled out of control. But if you want to opt out of the madness, here’s how to keep a lid on costs.”
Kristen from My Dollar Plan presents Afraid of a Spending Fast? Tips for Success, and says, “If you have ever considered a spending fast, but were afraid to try it, here are tips to help you get started!”
Nicole from Grumpy Rumblings presents Ordering replacement parts from the manufacturer, and says, “Nicole and Maggie with a reminder that if something breaks or you’re missing a piece, you can call the manufacturer for a replacement rather than buying an entire new item.”
Pat S from compounding returns presents Get Rich. Act Poor., and says, “It really might be this easy… ”
Philip from PT Money presents 15 Mother’s Day Gifts and Activities that Won’t Blow Your Budget, and says, “Here are 15 easy, fun, inexpensive Mother’s Day ideas for all the mothers in your life.”
Credit Card Smarts from Credit Card Smarts presents What is Your VantageScore? And Does It Matter?, and says, “The VantageScore is one of the many credit score calculations out there that aims to be an alternative to the popular FICO score.
Matt from One Million and Beyond presents Overleveraged and Fixing it, and says, “Absolutely Nothing!!”
Bob from Dwindling Debt presents The Simplicity of Getting out of Debt, and says, “Start right now getting out of debt.”
Eric from Narrow Bridge Finance presents Should I Pay My Significant Other’s Debt?, and says, “In a perfect world, we wouldn’t have to worry about student loans and credit card debt when dating, but credit score dating has become a real thing. Once you are past dating and in a serious relationship, things get even more complicated.”
D4L from Dividend Growth Stocks presents A Disciplined Approach To Dividend Stocks, and says, “A successful investor must do more than just buy stocks that pay a growing dividend, or do more that focusing on a single metric such as dividend yield. Not all dividend stocks are created equal – there is a discipline to selecting good dividend growth stocks…”
harry campbell from YOur PF Pro presents What is Bitcoin and Should You Invest in it?, and says, “If you’re like me, you’ve probably sent a peer to peer payment before. Whether its the monthly rent, or gambling debts owed to a friend, sending money through Paypal or similar services is pretty easy(and free!). Bitcoin essentially does the same thing but with its own currency. Yes that’s right, Bitcoin has its own currency that can be used to pay for merchandise/services all across the web.”
Hadley from Epic Finances presents 10 Tips for First Time Investors Part 1, and says, “Information that gives the new investor some great tips to get them started.”
Dividend Growth Investor from Dividend Growth Investor presents Opportunity Costs for Dividend Investors, and says, “Some investors believe that holding overvalued dividend stocks represents a lost opportunity cost. However, an overvalued dividend stock with rising earnings and dividends can remain overvalued, and investors who sit tight would reap the big rewards.”
Pete from Intelligent Speculator presents The Time Has Come…I’m Buying Apple, and says, “Why I’m getting into Apple.”
Div Guy from The Dividend Guy Blog presents 17 Dividend Stocks with Both EPS & Sales Growth on Fire, and says, “Stocks you need to watch out for.”
Amy from Money Mishaps presents Getting the Credits you Deserve this Tax Season, and says, “If you are late preparing your taxes start now.”
Michael Kitces from Nerd’s Eye View presents Proposal Threatens To Ban Specific Share Identification Method For Lot Level Accounting Tax Strategies, and says, “The specific share identification method allows investors to choose which investment is sold, which can be very helpful to optimize capital gain/loss harvesting strategies. But a recent White House proposal would eliminate the planning opportunity, forcing everyone to use average cost!”
Squirrelers from Squirrelers presents Learning From Successful People Can be a Great Shortcut Great, and says, “Sometimes we need to check our pride at the door, and admit that we can learn from others who are more successful in certain endeavors. By doing so, we can improve our financial prospects!”
Gary from Gajizmo.com presents Questions To Ask In An Interview, and says, “Answering your interviewer’s questions well is obviously the most important part of an interview, but few job applicants realize the immense significance of asking the right questions back to your interviewer at the end. This article highlights a number of good questions to ask in an interview that will help you strengthen your relationship with the hiring manager and ensure you ace the complete process.”
SEO Tips for the Small Business Owner from The New Business Blog presents SEO Tips for the Small Business Owner, and says, “Ways to shore up your finances.”
Justin from Digit Fox presents Smartphones. Indispensible Even When on the Road?, and says, “How much do you use your smartphone?”
Edward Antrobus from Edward Antrobus presents How to Fix Unauthorized Charges, and says, “Unauthorized charges and identity theft can happen to anyone. If it does, the key is to not panic and take systematic action outlined in this article.”
Please do not submit your age old epic to this carnival. We look for fresh and new content here. Submission from many established bloggers were not taken in this edition. Friends, let’s not do the same mistake again.
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|SB is a husband and working as a software professional for a Fortune 100 corporation in Florida. Thanks for visiting the blog.
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