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One Cent At A Time

A Personal finance blog with topics to save money, earn money, personal loans, investing, career, escaping debt and building wealth.

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Have the Right Attitude To Become Richer

September 29, 2016 19 Comments

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Not only making it rich, for achieving every success in life you need the right attitude. “making it happen somehow” doesn’t really work. But, “making it happen by doing such and such” usually works most of the time.

I am talking about setting accurate goals and having proper plans to achieve them. your attitude will determine if you’re going to make it rich one day. It’s the mindset and attitude that differentiates a millionaire and a non-millionaire.

Being Rich

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How to Keep Motivation When Income Goes Down

September 22, 2016 3 Comments

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Imagine this scenario: you’ve been stuck in a job you hate for nearly a decade. It doesn’t pay a lot, just enough for you to keep on top of your bills and put some money away. Perhaps you’re paying down debt or maybe want to put a down payment on a house.

How to Keep Motivation When Income Goes Down

And then a dream job opportunity comes up. It’s a job in a great company with a lot of opportunity for career progression, but the hours are more suited to you and allow you to pursue your other passions. Maybe you have a blog or a side hustle that you could really do with spending more time on.

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Why your Neighbor is Richer than You

September 4, 2016 21 Comments

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We live in a condo association, mostly occupied by immigrant workers or retirees. The town we live in has one of the highest per-capita income in the country. Even a two bedroom condo costs around $150,000. We are renting here but, mostly the families own their condos. We have neighbors sporting Audi, Mercedes, and BMWs. Whenever we go for a walk inside the complex we feel that everyone is probably richer than us.

Neighborhood

Do you always look at your neighbor and wonder why he always drives the latest and best model cars? He also has a lot of time and money to spend in holidays abroad every summer. Recently, you also noted that his child also goes to one of the best schools.

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How to Become Rich – Save 1hr Of Wage Per Day, Easy

August 8, 2016 31 Comments

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There are two reasons people take up blogging, first, to educate others and second to educate themselves. My reader can tell how successful I am towards first point; I can tell you that my knowledge is growing by leaps and bounds.

Since I took up writing a few months ago, I read numerous web sites and blogs; now a day I am reading books. I pick good reads from library to get self-educated on few things I am still unaware of.

Today I had an amazing discovery that I want to share with you. This post is second in my ‘How to become rich’ series after the first post “Best way to become rich is by finding time to be rich“.

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There’s No Shortcut To Become Rich

June 15, 2016 3 Comments

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Everyone wants to become rich quickly and without effort. But how to become rich? Everyone knows that there is no a definite formula for becoming reach. People get money in different ways. Some of them inherit a fortune from their well-to-do and generous relatives; others have to work hard until they save up some money. It is also possible to win a lottery if you are lucky enough or to rob a bank if you are bold. However, there are some simple steps with the help of which even a child can start earning a lot of money.

There's No Shortcut To become Rich

The first step in becoming reach is to understand why you need money. If you have no clear aims, it will not work. Try to make a list of your dreams. Set a priority and think carefully what is more important for you. It may seem quite easy and silly at first sight, but it is vital to do this in writing. At this stage, the majority of people find it difficult to identify what they really need. Do not concentrate on those things which you cannot have, think about what you will achieve! It may be helpful to visualize your dreams using some pictures. Knowing what you want is the secret of success.

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Delayed Gratification, the Road to Riches

August 10, 2015 3 Comments

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Don’t you want to be rich? Honestly, I do and, I never met one who doesn’t. I never met a sage, that could be the reason. In everyday life I come across people working day and night to be rich. To be able to earn money and feel secure. Unless you resigned to your fate or, you are already rich, I bet you want to be rich. It’s a goal you should say out loud.

Delayed Gratification, the Road to Riches

I WANT TO BE RICH ONE DAY!!

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10 Ways to Invest in Yourself to Change Your Life

April 3, 2015 10 Comments

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As adults, you probably consider many things to be investments: cars, real estate, stocks, retirement funds. But what about yourself? If you haven’t taken the time for a bit of self-investment, you’re not alone. Many adults let their own advancement fall by the wayside, opting instead to put time and energy into other interests.

Invest in Your Self, Change Your Life

 

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How Rich Became Rich

March 25, 2015 3 Comments

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When you look at a rich person drive a flashy car or take that special holiday in summer, try to understand where they have come from. Richness requires great planning, focus and care on how you manage your finances. You must be careful on the investments you get into and remain highly vigilant on your businesses progress. Here are some key facts on the reasons why rich became rich.

How Rich Became Rich

This post is dedicated to all readers that want to make it monetarily rich one day. I’ll talk about key ingredients which make a person rich. Like everything else, becoming rich requires a lot of hard work and focus. Especially since money is hard to come by, the skills and determination is required for sufficiently longer term.

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5 Things to Take Care to Stay Rich and Wealthy

July 15, 2013 12 Comments

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I am no way rich or wealthy. But since childhood I learned how to protect wealth. By seeing people clinging to to their every belonging and calculating every way of saving money or protecting money from draining out. I chalked my plan to save every bit and protect my wealth, whatever I have.

 Protecting Wealth

I will try to formulate my strategy in this article. This is not all you should do. But, I am sure if you take cue from the points below you would do a ton of good to your wealth and money. You must have read plenty of rags-to-riches stories. Let me tell you there are enough riches-to-rags stories as well.

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Skipping Latte and Clipping Coupons Doesn’t Make You Rich

March 4, 2013 17 Comments

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We always heard that a penny saved is a penny earned but the secret to riches and financial success is much more than just saving a penny here and there. The best ever article I wrote on the subject is still among my top 10 most read posts every day, how to be rich? By creating value. That’s the easiest formula toward riches. We need to create value and thereby we increase our income. If we want to maintain a good lifestyle without hurting the savings and at the same time having piece of mind.

Tea Coffee

Let us imagine that you skip your beloved latte in the morning. How much do you really save in a month? Depending on how much you drink and the brand you purchase, you may save between 30$ and 60$ every month. That is a nice amount of money but not really enough to improve your lifestyle or make your retirement more comfortable. Actually skipping the latte can make you sad and decrease your morale, if that is your way in to morning energy, which may eventually hurt your job or business and thereby your income.

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