Archives For Beginners Guide

The basic fundamentals about money and personal finance

The housing market is in recovery, a slow and painful one, but a recovery nonetheless. And no, I’m not saying this because I’ve been obsessing over house prices, builder confidence indexes, construction permits numbers and foreclosure rates (ok, I’ve done that too), but because the hedge funds, where the smart money lies, are moving back into real estate. And I’m trailing behind.

REIT Investment

I decided to get into real estate investing about four months ago – right around Christmas when the budgets and the belts are too tight to really be thinking about investments. Well, I’ve never had a deep pocket anyway so I decided to jump in with whatever I could scoop together and hope for the best.

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On a lazy Sunday afternoon, while SMB was away with her friend, I was looking at the Google Analytics report to research search ranking of my articles. Google Analytics reports the exact search terms used to visit the blog among various other things. One search term caught my attention. It was “I work as a car cleaner how to use my money earn for my future”.

Retirement saving low wage earner

The search term reminded me of the population (extremely poor) for whom we, personal finance bloggers, never write. I can recall two of my posts that may be relevant to the low wage earners, living life under $10,000 a year and live like in 19th Century to be debt free. These articles are of extreme frugality and require you to give up most good things in life to win against all odds.

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Investing your money to make higher returns is one of the brightest ideas you are probably thinking right now. Yes, managing such amount is not easy because you are creating an idea about where and what is the best ways to spend it with promising interests. Where to invest Many choices are already available but you should be wise and smart in engaging with those offers. Investing in a right business with the right people in a right time should be your considerations before giving out your $1000, especially, if you are a citizen of the United States. This is because investment offers are rampant in the US. In addition to this, you should be able to know the money returns you will get and how safe the methods are, because scam is everywhere and sometimes unavoidable.

This article is inspired by an USA Today article, first job, first pay check and first budget.

Investing your money that will begin at $1000 can be turned into millions when you engaged yourself with the right decision opening available ways of investments. Because of rampant investments offered in the market today, you should choose your investment ways depending on your personal preferences. Best ways are mentioned below and thinking about one of the choices is a great idea, especially, when higher money interest and return are your goals in investing.

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SMB meticulously watches most of the episodes of real housewives of (fill in your city). Been living in the same room, I also get to see and listen to those housewives most of the times she watches.

Real Housewives

Usually evenings are my most productive blog time when I shut myself off from work and everything else earthly, to concentrate on reading and writing. It distracts me a lot when I see a lady buying wig for her dog.

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How many times have you begged your partner to get better at managing the family finances, only to have her/him roll eyes, shrug shoulders and beg off being capable of handling such responsibility? It happens all too often between couples. One manages the money the other mostly takes care of the household business, for lack of better word.

Managing Finance Together

In our home, I am the financial decision maker, SMB doesn’t have much interest in knowing our tax bills or investment returns.

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