College

The Dumbest Mistake I Ever Made in College

October 5, 2011
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The Dumbest Mistake I Ever Made in College

This is a guest post from STRONGside, a fellow Yakezie and a personal finance blogger at Money For College Project. College is a time to learn right? I would like to humbly submit that the most important lessons learned in college are not the ones taught by a professor, but rather the ones you learn as you grow up and mature into an adult (at least that is the goal!) Earning a college degree is as much a right of passage into adulthood as it is earning a credential that will secure a job. Your college years are a time to discover your passions, your strengths, and figure out what you will do with the rest of your life. With that said, please follow along as I recount the dumbest mistake I ever made in college. My hope is that you can learn from my mistake, and never experience this yourself or from one of your children. My Story In August of 2003 I walked onto a college campus with a wide-eyed look of anticipation and a self-diagnosed case of ADD. I was the first person to go to college on either side of my family. With my family’s blessing, I proclaimed that I wanted to go

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Don’t Be Stupid, Tips For A College Freshman

September 2, 2011
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Don’t Be Stupid, Tips For A College Freshman

This post comes from Eric at Narrow Bridge Finance as part of the Yakezie blog swap. This week’s topic is “Best Tip for College Freshman.” You can read my post on the same topic at Eric’s blog. When I think of my freshman year at college, I have many fond memories and can think of many important lessons. I don’t think there is any one single tip that would have made my first year of college incredibly different, but I have a few tips that would have been very helpful. Learn to Budget and Keep a Budget You don’t have mommy and daddy to watch your spending and many of you will not have them topping off your bank account anymore. Learn how a budget works and keep track of your budget. Between beer, pizza, restaurants, parties, snacks, clubs, and other miscellaneous expenses, your first year of college can get expensive fast. Make sure to take advantage of your meal plan and watch where you spend. Do Not Get a Credit Card for Free Pizza The laws have changed and credit card companies can’t market to college students as they did back in my day, a whole eight years ago, but that doesn’t mean financial institutions will

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Practical tips To Reduce College Food, Books and Tuition Costs

August 24, 2011
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I am lucky that I did my college in a country where education is heavily subsidized. Before you start thinking I grew up in heaven, let me tell you that, in my country there is nothing called social security pay out. I have lived in America for 6 years now and have friends and relatives attending colleges here. I have colleagues working with me and re-paying student loans even after being at work for 10 years. In this country, an inevitable outcome of going to a college, for most of the people, is taking on debt for half of the life, unless parents saved for the college or you worked your back off to accumulate some saving working in a low paying job. I know a nice guy who works as a building security guard, he is actually saving for medical study, he chooses his shifts at night when building is empty, this earns him extra salary (for working in night shift) and gets more time to study (since no one is there nothing much to watch for). What are the items a college student would spend on and how he can reduce spending? This is a list I prepared after

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