This review will be third in series of reviews for products we use. The previous ones were Credit Sesame Review and Yodlee money center review. I have used Chase Freedom credit card for last 5 years. First applied when the solicitation mail came in my mail box. That time card was offering 2% (sometimes more than 2%) return on all spending. 2% cash back was welcome break from my otherwise no-reward secured card from Bank of America. I readily accepted the offer. Till date the card carries 19.23% interest. I am not worried. I never paid a single penny on interest on this card. Rather, the high interest rate is my motivation to payoff full balance every month, to avoid interest payment. Although not any more as attractive as the earlier days my Chase freedom card is still being used. I now learned to take advantage of occasional promotion offers from card issuers to maximize credit card return. It is particularly designed for the people who are interested in earning reward points in return for charging the card against expenditure. It is preferred by many since it enables one to earn 5 % cash back on select items as well as 1% cash back on the others. You
