Archives For Credit cards

Helping you to Prevent Credit Card Fraud and Scams

May 8, 2013 — 11 Comments

Credit card scam is a pretty broad ranging term which encompasses theft as well as fraud which are committed through the use of a credit or any other payment mechanism that is similar to it. The definition is pretty straightforward.

If a card is used to obtain goods without the intent to pay for it or to obtain illegal funds from another account, then that constitutes a credit card related scam. Contrary to popular belief, this isn’t something that rarely happens. In fact, it is a crime that’s quite prevalent worldwide.

In Credit cards, Scams Credit Card, Prevent Scams, Scams

What to Look For in a Travel Rewards Credit Card

February 27, 2013 — 4 Comments

It’s no secret that travel rewards cards are the most-appealing credit card options available to consumers today. And why shouldn’t they be? Free miles simply for making the purchases you’re already planning on making; where else can you get a deal like that?

That said, not every travel rewards card is created equal, and not every travel rewards credit card is right for everyone. When researching and applying for a travel rewards cards, there are a few things consumers need to consider.

In Credit Card Reward, Credit cards Credit Card, Reward Cards

5 Things You Should Know About Credit Card Sign-Up Bonuses

January 26, 2013 — 1 Comment

Credit card companies use sign-up bonuses in order to entice new customers. Depending on the credit card market, sometimes you will find much more enticing sign-up bonuses than other times. A credit card company may dangle a sign-up bonus out there to convert a bunch of new customers, and then they may pull the offer depending on market fluctuation and other factors.

For example, Chase has re-released their stellar British Airways Visa Signature Card and the huge sign-up bonus that comes along with it: 50,000 Avios points just for spending $1,000 in the first three months that you have the card. If you spend an additional $20,000 throughout the year, that gives you 100,000 Avios points which is enough for two free round trip flights to Europe from the United States.

In Credit Card Reward, Credit cards Credit Card

When Should I Use A Credit Card?

January 19, 2013 — 2 Comments

Credit cards can be beneficial in many areas of spending if used correctly and carefully, so we’ll take you through some of the main benefits that you can take advantage of when using these products.

Balance Transferring

A balance transfer is where part or all of an existing debt is transferred from one credit card to another. This is normally done to save money on the interest you would normally have to pay with your existing card. Some providers offer cards that are designed for balance transferring and can provide you with little or no interest for a short period of time.

These cards can be very helpful in allowing you to organise your debts in the one place however be careful when choosing this as a debt consolidation option as the 0% interest rate is often over a fixed period of time e.g 12 or 24 months. You should carefully consider if this is realistically enough time for you to repay your debts in full.

In Credit cards, Financial tips Credit Card

Choosing the Right Credit Card? Consider These 10 Factors

July 20, 2012 — 6 Comments

I had previously wrote about how not to use credit card and how to handle a credit card. Here, I’ll talk about the pre-application process. Choosing the right credit card. When you decide to apply, what steps you should ideally follow to get best credit card? Or, how to get the best credit card is the topic today.

In today’s society credit card is becoming essential in our day-to-day life. It not only makes you lighter in your pocket, but also you have access to emergency money, whenever you need. Often credit cards can give you preferential treatment, specially at the airports. Lastly, the lure of rewards, if you can pay the full balance off every month. Wise use of credit cards increases your credit score and credit worthiness.

In Credit cards Credit Card

Page 1 of 312 3 »

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Archives For Credit cards

Helping you to Prevent Credit Card Fraud and Scams

What to Look For in a Travel Rewards Credit Card

5 Things You Should Know About Credit Card Sign-Up Bonuses

When Should I Use A Credit Card?

Credit cards can be beneficial in many areas of spending if used correctly and carefully, so we’ll take you through some of the main benefits that you can take advantage of when using these products.

Balance Transferring

Choosing the Right Credit Card? Consider These 10 Factors

Popular Posts

101 Cents at a Time

Follow us on FaceBook

Blogs I Read

Site Disclaimer

Become my Facebook fan