For many credit cards are instruments of destruction. This is as a result of years of credit card bashing perpetuated by financial experts in their bid to help their clients get off credit card induced debt.
The reality, however, is that credit cards are not the problem. In fact, the smartest consumers know that it is a good thing to be credit card lovers as long as they don’t carry a balance. When you don’t carry a balance, you won’t have to worry about accumulated interests and fees.