Archives For Saving Money

Renting a car is the cheapest way to have fun when you travel because you are not dependent on cabs, which are very expensive especially in big towns and you also save money on gas instead of driving your own car to the place you want to travel. Rented cars usually are well maintained which means you will almost never have any trouble with breakdowns and since the car is not yours, the risk of theft is almost discarded because the rental company takes care of the matter and you lose no money.

Car rental deals

Whenever possible we try to take our car. Our most recent two vacations involved driving instead of flying. We went to Savannah, GA and Orlando, FL from our South Florida residence. This fall we are planning to visit great Smoky mountains by car. So, whenever possible we try to avoid flights. That saves us money, gives us joy of long drive with scenic beauty. Whenever needed we stop the car, take pictures, give rest to body, etc.

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The image below shows our monthly energy bill. We do not have a separate gas connection for heating needs. Our bills are abnormally high during the summer months. We finally nailed it to the old air conditioning system. Our landlord will soon replace the AC system, before the summer really kicks in here in Florida. So far, we have been saving summer energy bills by few simple methods. We consume 40% less energy than the national household average of $2024 per year, a little solace! Still we feel we can save more.

Electricity Billing

One of the best ways to save money and build your savings account is to work hard at reducing your electric bill. Think about it: the lower your power bill (and other utility bills), the more money you have in your pocket that you can either save or use for other things you need. Here are some practical and important ways to save power while substantially increasing your savings.

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I use coupons and vouchers, but not insanely. Even though I believe that using coupons won’t make us rich, I use Priceline for our hotel and airfare often. I do try to look for coupons for every big ticket purchase. Once we were obsessive, especially right  after coming to this country, actually online coupons increased our spending. We realized coupons are to be used intelligently.

Discount Coupons and Vouchers

Vouchers and discount coupons are great things when you are looking to save bug time on the things that you purchase on a regular basis and also for some special offers that you are bound to come across from time to time. If you are looking to make the most of vouchers, But do not go overboard with it. We do not look for coupons in everything we buy, our time is much better spent in acquiring new knowledge, spending time with friends and enjoying the world we live in.

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The beginning of a new year is a time at which many people start new initiatives to better themselves and improve their lives. Whether or not you specifically write out a list of “new year’s resolutions,” you may well take the beginning of 2013 as a time to look ahead to the year to come and figure out a few things to focus on personally.

Money Saving Ideas

As you go about preparing for the new year, one thing you may want to consider is the implementation of some new money-saving efforts. It isn’t always easy to manage your finances, but unless you have a specific plan laid out, it can be very hard to stick to any sort of savings effort in a strict and diligent way. However, if you make an effort to figure out a strategy for your savings, you may find that you have more success throughout the year with minimizing your expenses and making the most of your income.

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This is a guest post from Joy Mali, enjoy reading!

Spending Money

Spending is something that everyone should be conscious about and by that it means that we should keep track of our money at all times. Most people make use of a budget to list down all of their spending; however, this technique doesn’t work for everyone. Others usually rely on conscious spending alone which is actually fine as long as you break the habit of spending whenever you feel like it. This will require a lot of discipline from anyone but it can really be fulfilling if done properly in the end.

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