What to Do with the Gas Money you Are Saving

Very interesting topic for today isn’t it? We are happy at the gas station. Until recently, as late as last July/August – we were paying $50 – $55 to fill up my car and SMB (My wife) was spending $40 – $48 on her car which has smaller fuel tank. I looked at credit card statements from 2014 to arrive at the range. Last weekend I spent just $35 to fill my tank.

Gas Price comparison

On average, a govt. agency estimates a $550 that an American household will save on gas this year.  This was based on a December estimate. Oil plunged a lot more since then. We can expect to save more than $550 now. Now, what are you going to do with the money?

Best Software Tools for Startup and Small Businesses

This post is geared towards small business owners who wants maximum efficiency at a tighter budget. The solution, turning to tools and technology. It’s really not personal finance in true sense. But it’s definitely personal business finance. The same way I wrote about marketing your business on a budget, and low cost small business ideas

Small Business accounting tools on a budget

SMEs, start-ups and freelancers are more sensitive to the quality of the management of their budgets and cash flows that most businesses larger entity. Fortunately in our times you can enlist the help of technology to manage accounting of your company and improve the financial health of your business.

The Key To Being Your Own Boss: Do What You Know and Love

I am not a business person in true sense. But, this blog is a business for me in many ways. It earns me my mortgage, taxes and insurance bills. It also filling up my retirement income. But at the same time, you may consider this a hobby that is commercialized. Whichever way you think. Starting a business to live your dream often starts with small endeavors. Careful planning, lots of enthusiasm and enough hard work. These are needed more than financial resources.

Small Business

Let’s face it; as long as you are working for someone else, your future is not in your own hands. Most of us have to work to live, but there is no reason to live to work. A majority of workers dream about being their own boss, yet feel stymied when it comes to starting their own business.

How to Save Money While Providing Everything your Child Needs

Having a child is a wonderful thing. At the same time, parenting is expensive! Whether it’s your first kid or your fourth, you always want to give the world to them. However, the costs can rise up, and too often parents find themselves stretched too thin. It doesn’t have to be this way though. Although we are not parents we know exactly how costly it is to raise a child. So I thought of writing a ways to save money while raising your kid in an ideal way. Hope you’ll like it.

Saving Money while raising child

First and foremost, before we list the money-saving ways. No money-saving scheme actually work in longer term unless it’s associated with some form of budgeting. Budgeting may consist of target on each item to having only one target, that is saving a fixed amount per month. Whatever it is that you are comfortable with, simply get it going as soon as possible. Else, you’ll save money on food but end up spending more on child care, just as an example. A budget can keep all your spending in control.