People with corporate jobs are more theoretical. We try to energize workforce with theories of productivity, we try to form tomorrow’s leaders with theories of leadership. One of the top leadership theories is “failures are stepping-stones to success”. It does apply to everything we do in our daily life., finances included. The only thing good about failures is the lessons we learn from them. Make your financial set backs a great learning and don’t repeat the same mistake again. Enjoy this guest post from Natalie.
I like to think of myself as a pretty positive person. I like to count my blessings. I like to say my good affirmations at least once a day. I really try to associate myself with other upbeat people that have good attitude. All these things have been known to contribute to better moods and improved self-worth but sometimes life really knocks us down. These are the situations that challenge us the most. When it comes to finances, it hits you hard!
We all struggle with money at some point in our lives. Very few people have it made from the first day they were born. If you are one of those lucky people, then maybe this article isn’t for you. For everyone else, there will be times when the proverbial crap hits the fan.
Maybe you will experience a job loss or illness. Maybe you will have to support another family member or pay for a major expense like your furnace stops working in your house. By the way, a furnace going out can cost something like $5,000 to replace. Do you have that in your account right now? It can get cold in the winter.
Most people do not have a positive attitude when something bad happens. Most people will swear and curse. Some will even take their anger out on others because they don’t know how to deal with the circumstances. This can make the situation worse. You can stress out yourself or the people around you.
You can go do negative things like overspend on ridiculous things as a way of feeling better. Finding the positive side to things can help overcome the negative situation that is occurring.
I once had a friend who got very sick. She got VERY sick with stomach problems that kept her from eating much or even working a normal job. She became very depressed at first and shunned her friends. When she finally became better, she gained the most positive attitude of anyone I have ever met in my life.
When I asked her of her attitude change, she said that being in such a sick and dark place had taught her to be appreciative of her health and what was important. She couldn’t work so she gained a gratitude that would be unheard of with most people.
She became happy for the smallest things that it did not even matter that she took a financial hit. She is still one of the happiest people I have ever met.
If you are experiencing a financial setback, take the time to make a plan to overcome the negative setback. If you need to make a stricter budget, then go head and do that. Reach out to family and friends if you need to talk to someone. Make it a priority to keep a positive attitude.
Don’t let financial setbacks leave you out in the cold. Also, take the steps to protect yourself now. Build an emergency fund and minimize debt. Keep a level head and you will at least be best prepared to handle whatever life throws at you.
This is a guest post by Natalie over at Everything Finance. Everything Finance is a site about just that, everything related to finance. You can get information about investing, saving money, insurance, shopping, blogging, and making money online.