As I stated earlier, Insurance is defense, where as investing is offense, in the game of life. Fundamentally, we buy health insurance in the same way as we purchase a car or home insurance. We buy health insurance mainly because it is meant to secure ourselves from financial woes in case we get sick or experience some unexpected accidents in the future.
However, this is a very narrow perspective of getting a health insurance; if you would think deeper, by getting this type of insurance, you’re able to properly handle persistent physical condition and you stay vigorous which only means to say that you’re able to prevent this certain condition from getting worse.
Moreover, affordable care act (Obama care) made it mandatory for most of us to purchase health insurance starting 2014. If you’;re a salaried employee, it’s mostly your employer’s obligation to provide group health insurance plan, else you’ll most like need to buy private health insurance.
Needless to say, being covered by health insurance absolutely provides lots of benefits. This is primarily very important to acquire since it has the ability to protect our future, provide the kind of care we truly need.
Makes medical care affordable
It aids us to easily and immediately come up with convenient providers near us, provides us the security knowing that we’re covered in case of some unfortunate incidents and it provides us access to cost-effective care and health information which will significantly aid in keeping us healthy and upbeat.
In actuality, countless of people do not know the value of health insurance until the time comes that they badly need some financial assistance for emergencies. At times, people consider it but think that it is too expensive to get one.
Little did they know that through researching and coming up with wise choices ahead of time, getting health insurance may considerably help us save more money and time.
The truth is although you’re always in good health; still, there will come a time when you will need it in your life. We can’t tell when an accident may occur, you can’t predict when a family member gets sick, and you can’t foresee when you will need a doctor.
For these reasons, it is certainly very essential to secure a health insurance since this will provide you with an economical way to obtain medical care when you most need it.
(Related – What To Do When You Don’t Have Health Insurance)
It saves you from financial disaster
In addition, a health insurance protects you as well as your loved ones from spending much on very costly health care services. Admittedly, medications, treatments and dealing with major illnesses and hospitalization-related factors are definitely devastating.
Needless to say, whoever you are, no matter how young or old you are it is really very valuable to secure health insurance because health care costs is something you have to seriously ponder about.
It is very vital to understand that health insurance is all about covering the expenditures that come with inhibiting illness and staying healthy and first and foremost being 100% prepared for the worst.
Additional tax burden for uninsured
As per affordable health care act – every one, who can afford health insurance must have coverage by Jan. 1, 2014 or pay a tax beginning at $95 per adult or 1 percent of annual income (whichever is greater) in 2014 and $695 per adult or 2.5 percent of annual income (whichever is greater) by 2016.
Undoubtedly, health is deemed as the greatest asset of all. Bear in mind that an exceptional health insurance plan shall protect you and your family’s health and financial future for a lifetime. This only proves that you should not take a risk and live life without health insurance for you never know what’s going to happen in the future.
If you could spend on some products that give you the most joy when you go shopping, you can also spend on something that will ensure your family’s health and financial protection.
Readers, what other reasons you can think off that makes having health insurance essential?