High Paying Jobs With no College Degree

This infographic contains list of jobs that doesn’t require formal college education. Little education, mostly till high school, is enough to go in to these profession. These can become your option is college education is beyond your reach.

Please keep in mind that I am no way in favor of leaving education and joining these profession. I am masters degree holder and a strong advocate for continuous learning. College degree may seem very high for most of us. There are alternative available community colleges are one prime example for that.

While you are doing your job there’s nothing that should stop you from getting educated and moving higher up and earning even more. If you are earning $53,000 by being a sales manager, why won’t you try to be store manager and earn $80,000? If you are a teacher in a primary school why can’t yous thrive to be a high school teacher or a college professor?

Best Places to Invest Your Money in 2014

Happy New Year to all the Readers of OCAAT. Its Bill Achola once again. And am happy to talk to you in 2014. Before I start I’d like to start with a funny story.

Investing choice

There was this child who, as a student, had always wanted some extra money for those “emergencies” in school. He actually had enough, but seeing his parents struggle to make ends meet, he decided to take matters into his own hands. Everyday, he bought this pack of chocolates which he sold retail to his classmates. He kept a small notebook, recording his purchases and “gains” for the day.

Advantages of Living in a Small Home

Here I am again with another personal story. This is about our small 2 BHK apartment. Over the last couple of months an urge to buy our first home started to develop in me. All my friends, even the ones who came to this country from India are now home owners. Even my sister-in-law is a home owner too, in Houston. Lately were questioned by many about it. They even started making guesses about our financial situation, or the lack of money.

Cramped Room

This is a strange situation to be in. It becomes very difficult to explain people who ask the same question multiple times. They simply think paying rent is waste of money. Some even calculated the amount of rent we paid in last 8 years and thus the money we wasted. Yes, we paid rent without building equity on a property of our own. but we did save on things we would otherwise would have spent money on.

“Tax” – Helps us Relax

Taxes. *yawn*. What an absolute bore, right? How many of us wait till the very last minute to pay them? I see a lot of hands raised. April 15th—that dreadful day. You think I was any different? My hand was raised too! You don’t have to be ashamed because there are a lot of us out there. Did you know that more than half the population does not pay taxes?  Yep. I was one of them too. I hated doing my taxes, fretted every second while doing them and when finally, I did manage at the very last minute, I put it off till the last minute again. Rinse and repeat. It was a never ending cycle! Paying taxes makes a lot of people very, very nervous (like me!).

Tax

But you know what? It doesn’t have to be like that. Instead of worrying about taxes, you should be happy to be paying them because of the plethora of advantages that you get. I had a long chat with a couple of my “responsible” friends and they shared their wisdom with me. I’m going to tell you what they told me.

Reduce Your Debt in 3 Steps

If you have insurmountable debt, you’re not alone – the level of household debt is increasing in America, rising at an average rate of nearly $3200 a year between 2001 and 2011. Even more worryingly, high interest debt – such as credit cards and unsecured loans – rose by more than 30% over the same period. When you consider how much extra it costs to pay just the interest on this extra debt, it’s no wonder that many American families are experiencing financial difficulties – and the stress that goes along with it.

We are Debt Free

In September I published a guest post containing a real life story on getting out of debt. Slightly more than a year I listed as much as 51 ways to get out of debt. I sometimes feel that finding 51 ways to get out of debt is little overwhelming. Here’s a simple approach to discuss debt problem. Just consider a simple solution which has only three steps.