I decided to diversify a little bit on the topics here at OCAAT. I had almost forgotten that the theme is “getting ahead” not just monetarily but, in every aspect of your life. Today’s coverage is on mental piece and having good night’s sleep. Let me reveal a secret, SMB and I sleep in different rooms. Why?

Because I snore!

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The following is a guest post from my friend James. Enjoy the post!

College Life

College can be one of the best investments you ever make. However, if you aren’t careful, the debt you rack up can outweigh the benefits. The average college student graduates with over $25,000 in debt, unless they decide to save money by pursuing online degrees. For online degrees we do not know the figure of student debt yet.

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It’s a country like no other in the Middle East, uniquely modern and very welcoming. Yet, despite all the dramatic changes which have swept the United Arab Emirates (UAE) in recent years, the  country still manages to hang on to its deeply conservative Arabic roots. No wonder millions of tourists from all corners of the world feel inspired every year to visit the UAE, many seeking the romance and magic of old Arabia.

UAE

Some world-famous multinational banks – HSBC, Barclays, Citibank – played a major part in fueling the transformation of the UAE from backward economy to oil-rich and forward-looking 21st century state. Although cash is still king amongst the cosmopolitan populace of nationals and expatriates from all corners of the globe, the credit card and personal loan from HSBC and the rest of the banking diaspora have gained major traction in recent years.

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For some reason, my wife decided to ask this question, “If I work, how do I tell my boss I want a raise?” I could not help but wonder if she is trying to tell me, “I want that pair of shoes because I work so hard at home.”

Well, anyway, her question inspired me to create this post for all of you. Surely, it is not only she who struggles with asking for salary increases. I have to do that once in a while. In fact here’s my story of how I increased my salary last year. The problem is many are apprehensive to do it for fear they’re going to be kicked out from work!

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SMB meticulously watches most of the episodes of real housewives of (fill in your city). Been living in the same room, I also get to see and listen to those housewives most of the times she watches.

Real Housewives

Usually evenings are my most productive blog time when I shut myself off from work and everything else earthly, to concentrate on reading and writing. It distracts me a lot when I see a lady buying wig for her dog.

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