While I am not even close to being in the top one percent that we all hear of, I’ve made good financial decisions and am happy with the nest egg my wife and I have been able to build. We are both responsible with our budget and are well on our way to meeting our financial goals.
But for me, it wasn’t always that way. I started my professional life a financial basket case. I worked hard and saved money but just could not seem to keep a budget or hold on to my money for more than a year. Being a financial reporting analyst for a large insurance firm, my lack of financial stability was a big embarrassment and I did everything I could to hide the shame.