Low-Cost Ways to Purify the Air in Your Home

Believe it or not, the quality of the air inside your home may be far worse than the air outside, despite all of the pollution from factories, cars, etc. that’s out there. The truth is that there are many products that are found and used throughout your home that deteriorate the quality of your air. For example, many items, such as your furniture and the paint on your walls, can cause volatile organic compounds and other toxins to leak into the air, and this can, over time, result in a variety of health ailments. And the cleaning products you use that contain chemicals, or the artificial fragrances you use throughout your home to eliminate odours, can also be detrimental.

Inside home

So what can you do to purify the air inside your home and help your family breathe more easily? Well, there are many steps you can take, but some of them are really expensive and difficult to accomplish, especially if you are on a budget. That’s why we chose to compile a list of the most effective and easiest low-cost solutions that will help you bring cleaner air into your environment.

5 Summer Drinks to Keep You Cooler on a Budget

Summer is here and I just couldn’t wait any longer to write and publish another food related post. Don’t worry I am not going to make this a food blog, OCAAT will remain as a finance blog :) The other day we had a party at home and the drinks were liked by our guests. Here’s some of the drinks I specialize and rely on to beat the Florida heat.

Drinks for the summer

Beating the heat with cool summer drinks is something that everyone looks forward to when summer comes near. In this article, you will be able to find the cheapest, most foolproof drink recipes that are not only refreshing, but they’re also incredibly tasty! Be sure to try these recipes out, so you can find one that suits you and your family. This way, your family will have a signature summer drink.

How to Start a Consultancy Business?

Everybody dreams about starting a business. I tried starting a business in education classifieds market in India a few year ago. While start-up sounds like an exciting word, the reality is far from it especially in the initial few years. In the first year, I struggled a lot to earn some money. But, it looked like finding a profitable business model will take a couple of months more. So to support my family and keep paying my education loan EMIs, I decided to start a consulting service.

Business Profit

I was already teaching at a coaching institute. I knew that once the results of the entrance exam were declared, they would get many queries from the students to help them prepare for the interviews. Since I had myself gone through the process, I decided to offer help to those looking for the guidance on how to prepare for the interviews. Initially the institute where I was teaching was hesitant about this idea. But I offered to do couple of sessions free of cost. They got a very positive feedback from the students and decided to offer me more business. I soon grew this business to other centers and cities.

Helpful Tips for Tackling Your Debt

Are you in debt? You are certainly not alone (which is a problem in itself). It’s a problem for the simple reason that if it is common for everyone; it is easy to get a little complacent about our own financial messes. We think we must not be that bad if so many other people are in the same boat.

Tackling Debt

This allows individuals to place the blame outside of themselves. But, the reality is, most of us just make really poor decisions when it comes to money. But, it doesn’t have to be this way. Here are a few helpful hints for getting in control of your debt.

Attempt to Understand IRA Need

How much do you know about IRAs? You probably only heard about it or  you may be a regular IRA investor but, really don’t know much about the role it plays on retirement success. How often do you logon to your online IRA account? How often do you open the mailer containing your IRA account statement? Let’s admit there’s a need to learn more, especially if you’re not an IRA investor yet.

Roth IRA

First let’s talk about the basic things first,  what you most probably already know. Namely, that retirement investing can be confusing. You know that it takes just a few seconds of talking about market cycles, redistribution, indicators, and various other investment speak to have you running for the hammock. And we haven’t even mentioned IRAs, distributions, safe havens, or tax deferred paperwork. (“Honey, seriously, I’m going to take care of it on Sunday.”)

Protecting Your Tax Refund From Cyber Criminals

No one enjoys handing over the year’s tax payment to the Internal Revenue Service on April 15. However, most people expect their tax dollars to be used by the U.S. government, not handed back to cybercriminals that file fraudulent tax returns. Every year, according to an estimate from the Treasury Inspector General’s office, the IRS loses $4 billion because of fraudulent tax returns. Cybercriminals stealing personal taxpayer information have become a major force behind tax fraud.

Tax and fraud

Research on cybercrime demonstrates that phishing scams and fraud are higher at tax time than at almost any other time of year. In fact, people are only targeted more often for scams during the holiday shopping season. Fortunately, by exercising just a little cyber savvy, taxpayers can keep their personal information from becoming entangled in a case of tax fraud.

Tips on Finding Cheap and Affordable Moving Company

I have a reader from San Francisco, who wanted to let fellow citizens to know the ways to score cheap moving deals. With more than 10% of Americans moving every year, the tips are not only applicable for San Francisco but also are equally efficient in any city. Enjoy the post!

Moving Cheap Deals

San Francisco is one of the most beautiful and visited cities in the world. It is known for its Victorian architecture, hilly terrain, great cultural and ethnic diversity and liberal community. Local residents and visitors are fond of this city. Life here seems ideal, until you need to move your home or office.

8 Low Cost Business Ideas You Should Consider

Here are a list of some business ideas to earn extra money on the side.

Make Money Online

The thought of starting a business sounds attractive to a lot of people. However, the startup costs deter most from actually going through with the idea. It’s true that some businesses do require a lot of capital to start up, but not all of them are like that. In fact, some businesses cost very little money to start up. All you will need is a good website and decent marketing skills. Here are eight low cost business ideas you should consider.

Think Deeper, Fly Cheaper

How often do we find ourselves in a situation that flight ticket is way out of our budget? We cancel our trips or postpone them, some of us compromise of hotel quality to accommodate higher ticket price. most recently we had to cancel Las Vegas trip due to the same reason. In this post putting down some of the ways to keep your flight ticket cost in check

FLight Ticket

Traveling by plane may be the most convenient means of transportation, but it’s definitely far from being the cheapest. If you want to see the world without spending enormous amounts of money on plane tickets, keep reading and take notes.

How to Make Money with a website

Learning how to build a website could be one of the most valuable skills that entrepreneurs may learn. It could be a lucrative way to gradually build up capital, which may even be a self-sustaining way of generating revenue when the sites have been established.

Online Money making

For generating revenue with your online site, it takes time. After after that initial period of hard work and no return you gradually start earning money and it just increases every passing year. In this article we will see few basic ways to earn money online.