Take a look in your spam mail folder. Specially your free internet emails. You may have won a few lotteries, giveaways or even a fortune from a dead billionaire.

I don’t think my readers care to open those emails. Chances are there that average internet users find this article via search. Given that 100s of internet users are falling victim of online scams is customary that not everyone is aware of scams that happen over internet.

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Investing is one of the most celebrated theme here at One Cent at a Time. Where we discuss everything about investing, including where to invest my money, real estate investment, Gold and silver investment, etc.

Its time now to talk about a new investment choice called Motif. Motif is perhaps named after “Motives”, the reason behind doing things. A Motif is an investment vehicle where you accumulate stocks as per a particular motive or idea, the set is called a “Motif”.

Motif Investing review

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If you are one of the millions of Brits with a ‘poor’ credit rating, life can be very frustrating.  Things such as new mobile phones and mortgages require a certain degree of credit worthiness, and our credit rating has far-reaching consequences for our every day lives.  Some employers even credit check you when you apply for a job with them.

Credit Score

So if you keep getting rejected for credit, it can feel like you’ll never get the phone, the job or even the house you want.  But there are things you can do to help repair your credit score.

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Effectively managing financial institution accounts is equally important as saving money and investing money. Still we don’t usually put much attention to the managing side of personal finance. We concentrate mostly on saving money, opening new investment accounts, saving for retirement and diversifying income, etc.

As a blogger, I haven’t written a single post emphasizing this important need, to of keep track of your money, so far. Long back, I wrote about managing money like a Shepherd, and knowing every details about it. I also wrote about how do I track my net worth and watch them grow but, that was it.

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This is an amazing guest post from one of my closest friend and fellow yakezie, Corey who blogs at 20′s FinancesHe writes to give young adults the tools needed to conquer financial challenges. 

There are many times in a person’s life that are full of struggles, but probably very few that compare to the financial challenges of college. Staying in the black while you are in college is a difficult thing. Not only are you paying lots of money to further your education (in hope for getting a better job), but you are also pretty busy with your homework. Trying to find time to earn enough money can be a challenge, but it’s not impossible.

If you are thinking of using student loans to pay your way through school and figure out how to pay them back after you graduate from college, think again! There are several ways that college students can earn more money and it doesn’t involve going into debt.

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