3 Simple Ways towards Better Investing

Like in sports, there’s no state as forever unbeatable, personal finance has no such fixed state of absolute success. When we repay debt, we achieve success, but that’s not all. We then try to accumulate wealth. We try to reach a financial freedom. For some leaving a large estate or donation to a charity is the personal finance success measures. So, the circle of finance continues from worst to good to better. Alas, there is no state as the ‘Best’.

3 Ways towards Better Investing

If you have surplus money, you sock it away in checking account, you earn some interest (negligible). When you sock it away in saving accounts, you earn some more interest from that deposit. When you rather invest your money you potentially earn a higher return from your investment. Fortunately and ironically no investment is best. One year stocks perform better, some other years, bonds perform better.

The Dream of Achieving Financial Freedom is Within Your Reach

A few days back I posted about financial freedom. Actually there I more tried to define the meaning of that word. In this guest post from renowned personal finance writer Dr. Stanley Riggs tries to chalk out a plan for achieving financial freedom. Enjoy the post!

Financial Freedom

Are you ready to start building wealth, rather than just making a living? If you already have a good income, are you ready to get off the high income/no net worth treadmill and start down the road to financial freedom? No matter what financial circumstance you find yourself in, here’s how to achieve it:

Your Prerequisites

(1) A mentor in the family, in the neighborhood, in the school, in the public eye or in books who can serve as a role model to emulate.
(2) A marketable skill. A skill that can earn money will become paid work. A skill that does not earn money will just become a hobby.
(3) Delayed gratification priorities. A dollar invested instead of spent today will be many more dollars available to spend in the future.

Important Steps to Home Ownership

This post is written and sponsored by U.S. Bank.

So, you’re ready to make the big leap into home ownership? Good for you. Home ownership can be a great experience and holds a number of tangible and intangible benefits. But first, you need to actually buy that property, which, especially if this is your first home, can feel more than a little complicated.undefined

Understanding the mortgage process

Avoid Living The Paycheck to Paycheck Life With These Tips

From all of the blessings that have happened in my life over the past few years (new house, new country, side income), is the one that has really helped me to better sleep at night, it is saving a portion I earn for future. it is the move away from living paycheck to paycheck. Paycheck to paycheck living happens when you’re waiting for your next paycheck before you make the financial moves basics each month, as example paying bills or buying food or doing some fun.

Stop living on Pay Check


10 Reasons You Should Buy Your New Home In 2015

Let’s not take the title of this post as it is presented. I am going to write why I think now is a good time to buy your new home. You may not agree to me as most of you will think it in different way and your situation might not be right for taking up a mortgage at this time. So take it with a pinch of salt and assume that this article is for those who are contemplating on buying a home for some time.

Why to buy home in 2015

We bought our first home in August 2014. Last year around this time we started looking for homes. It’ll take 3 -6 months before you close out on your home buying. So if you want to buy a home this year, now is the perfect time to start looking for homes.