Archives For Finance Tips

Various tips to enhance your financial performance

Getting your Finances under Control in 2013

March 27, 2013 — 12 Comments

If 2012 was a hard financial year for you, you might be wondering if the outlook for 2013 is any brighter. The worst thing you can do however is get in a slump and force yourself into a rut that you can’t get out of. And, if 2012 had been a bright year for you, you must have home worked on the strategies that worked. You must now think about polishing them further and getting sweeter rewards in 2013.

Finance control 2013

You need to take decisive action to get all aspects of your finances under control and you need to be able to prioritize appropriately in order to ensure that you are getting to the point where you want to be financially at your own pace.

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In Financial tips, Money Fundamentals, Protect Your Money ,
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How To Make Financial Decisions after Graduating Without a Job

November 5, 2012 — 6 Comments

Huffington post says that half of recent college graduates are without a full-time job, its scary! When talking about college concerns about money is never far behind. You have spent thousands of dollars and probably owe thousands more. When you are finally out of college one of the most important decisions that you are going to make is to sort and take control of your finances.

College Life

If you start to be financially responsible now even without a job you are also starting a habit that will surely benefit you in the future. You can refer to my earlier post about earning money in college and Saving money while in college.

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In College, Financial tips , ,
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Bad Financial Habits That You Might Be Not Aware Of

March 23, 2012 — 15 Comments

The following is a guest post from Henessy Cervano

For some people, bankruptcy is for certain. If you are one of them, those overly secure of the thought that they have a regular source of handsome income, so they just keep on spending without keeping track of their expenses.

You’re sure to keep falling off the financial ladder… if you continue spending more than you earn, mindlessly making purchases more than you can actually afford. You absolutely don’t have a shot at getting rich… if you keep making  saving a chore for tomorrow, always thinking that you’d always have money to expect anyway.

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In Financial Disaster, Financial tips, Guest Post , ,
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How I Track My Net Worth, What I Look In It

January 13, 2012 — 25 Comments

Since I blog about personal finance, naturally you would be interested in my financial progress. In this post I’ll mention about this progress and the growth rate of my net-worth value over the last 12 months. I never talk about my income publicly and probably will never do it, so I am not revealing the absolute number.

I will only be limited to the growth of my net worth in percentage term. Let me clarify first that I am not wealthy by any means,  am rather, a common man. As I said often, I am not a financial expert; I am just a ‘guy next door’.

I blog and give friendly advises because that helps in my education and blogging let me manage my own finances better. This blog is my way of learning personal finance effectively with a hope that you learn a thing or two in the process as well.

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In Financial tips, Personal Experience ,
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Year End Personal Financial Checklist

November 23, 2011 — 26 Comments

Before I start writing my wisdom on financial planning here, let me explain that, until now, I didn’t do anything as fancy as checking off a year-end personal finance checklist – a list of what I didn’t do and can still do before the tax year ends.

Suddenly the idea crossed my mind and I decided to do some research. As I made multiple lists, I realized I’m definitely not financially perfect and have my own fair share of mistakes, and that this blog is a way to become more self aware and make informed decisions.

A lot of good things have happened since I started blogging. I opened a second checking account and reallocated my portfolio. While the reallocation part is definitely positive, it took some time to analyze the rate of return on my stock and bond funds as well as individual stocks. Whether the reallocation is going to benefit me is not yet known.

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In Financial tips, Personal Experience
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