Archives For Guest Post

What You Need to Know About Self-Managed Superannuation Funds

March 15, 2013 — Leave a comment

Self-managed super funds, or SMSFs, are one of the seven types of superannuation funds available to Australians. If you’re considering which type of super fund is best for you, be sure you know what SMSFs are all about.

Financial Advisor

When choosing your super fund, it pays to know your options. If you think a SMSF is for you, then make sure you get all the information about this popular type of superannuation fund that many Australians choose for their retirement and their financial future.

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Incorporate your Small Business as S-Corp or LLC

February 12, 2013 — Leave a comment

With the growth of small internet-based companies, more and more people are looking at the opportunity of incorporating their business. Most business owners can benefit from incorporating their business.

Incorporate small business

Learning the incorporation of small businesses can result in building legitimacy for said business and supporting a solid reputation. It is also doubly beneficial to the sole proprietor business where it can reduce liability and income taxes. These benefits take the form of one of two possible companies.

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Assess your Borrowing Power First Before Mortgage

December 21, 2012 — 3 Comments

The following is a guest post by Betsy Falwell, a good followup after last week’s post 6 financial must do’s for first time home buyer.

Mortgage Loan

“…and it will only cost us $750 a month!” exclaimed the too-loud woman in front of me at Starbucks. We were both waiting for our beverages – me a non-fat, no-water chai tea latte; her some frothy type of seasonal drink – and it was impossible for me not to overhear the conversation she was having about her new home loan with the person on the other end of her cell phone.

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Start Investing Now and Never Look Back

September 18, 2012 — 12 Comments

The following is a guest post from Rachel Anna on investing. 

If you’ve decided to start investing, congratulations. It’s one of the smartest ways to guarantee your comfort later in life. Stocks, bonds, money market accounts, 401(k)s, IRAs—there’s a wide range of options that you can use to incubate your nest egg while you wait for it to hatch.[1] Investing is popular and profitable, but it’s essential that you have a plan of attack before you start.

Where to invest

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Introspection Can Help You Spend Less on Your Social Life

September 7, 2012 — 10 Comments

The following is a guest post from Emily as part of Yakezie blog swap. Emily is an engineering graduate student in North Carolina and blogs about maintaining financial sanity through life transitions at Evolving Personal Finance. Please welcome Emily and enjoy the post. You can read my post at Emily’s blog. 

I’ve been there myself: to meet my savings goals while still paying my other bills, I needed to reduce my spending on going out – but I didn’t want to sacrifice time with my friends.  Before making small changes here and there, I encourage you to reflect on what you like and don’t like about your current social life and what is within your ability to change.

How Do You Prefer to Socialize?

What are your favorite modes of interaction with your friends and acquaintances?  Here are some possibilities:

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