Archives For Health Insurance

Whether you’re planning a leisure trip abroad, or are travelling for business, it is imperative that you understand the ins and outs of what your health insurance provider will actually provide you if tragedy should strike.

Travel Insurance

In most cases, health insurance providers do not provide any kind of coverage while you’re out of the country, or they provide only very little; furthermore, that very little might be almost non-existent once it filters through all of the stipulations and requirements.

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This post is inspired by a reddit discussion. The topic was on insurance, the basics of it.

Do we give proper value to insurance in our life or we just go on routinely on insurance? When you earn a bonus at work, do you consider increasing the insurance amount to have more coverage. When you get a raise do you consider increasing your premium and cutting on the out-of-pocket expenses?

What is insurance and why we need it, is rarely discussed on personal finance websites and blogs.

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President Barrack Obama is perhaps immortalized forever in American history with the passage of Obama Care or “Patient Protection and Affordable Care Act (PPACA)”, much like Bush Jr. , who is now famous for his legendary (perhaps insane) tax cut.

What is Obama Care?

I was recently wondering about it. Scanning through a lot of online material and videos later I somehow cracked Obama care. I am trying to bring my knowledge and judgement about this healthcare reform bill. I hop my ignorance and biased approach (if any) would be pointed out by informed readers.

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In winter I was in hospital to see my friend’s new born. There, I witnessed a heated dispute between a patient and the hospital authorities over hospital charges. There was no way that patient could have afford $5000 for a day at the hospital because she didn’t have sufficient insurance.

I am a salaried employee and only get concerned about my co-pay and deductibles, I had not much idea about health care cost prior to that incident.

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