Archives For Spend Less

The following is a guest post

Holiday Shopping

There are several financial mistakes that can set you back over the Holidays. It is important to be aware of what those mistakes are so that you can keep from making them. Here are 5 common financial mistakes to avoid this holiday season and what you can do to prevent making them:

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Kathy, Cynthia, Joyce, and Carmen are four friends. Cynthia and Joyce are both married with kids. Kathy is dating, while Carmen is single and ready to mingle.  On a Sunday evening the following conversation took place between them.

Kathy: Ladies, what’s the holiday shopping plan? Are we going out on Black Friday?

Carmen: I guess I’m going to check out Best Buy. I need to get the catalog first; do you know when it’s coming out?

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Buying software online is a risky proposition, especially if you are new to shopping online. Whether you are upgrading software version or looking for a new one to install, the process will be a much easier if you pay attention to details.

I never had a problem buying software online, its relatively easier these days as you don’t have to wait for the CD to arrive in your mail box. Rather, you can download instantly and start using within a few minutes as installation process completes.

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If you are a reader of personal finance topics, you often have come across posts teaching saving money or earning extra money. Let’s now see the ways you can lose money. Sometimes it helps to know how can you lose money just to be cautious and careful in your habits.

Losing Money

The secret of saving lies more in how much you can save rather than on how much you can make. Knowing things that can qualify as ‘losing money’ can help you seal the leak.

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No, I don’t, I am fine with the way I am, living without Netflix for last 5 years. I ask you to think about your plan too. Do you really need to keep on subscribing to Netflix?


This is one of the businesses that is striving on our disposable income, you go to your friend’s house, and seeing him/her using Netflix, you order your’s own, without realizing if you really need it.

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