The Yakezie Carnival – Summer Vacation Edition

Welcome to the Yakezie carnival. Lately I have been hosting too many carnivals. It’s just because I don’t write down my hosting schedule, so when I send hosting request to carnival admins I don’t have any clue that I am hosting another carnival at the same time.

Yakezie carnival, let me assure you is one of the best in personal finance. Yakezie is the best network of bloggers and this carnival brings the finest of articles from those bloggers. I sincerely hope you find values in many of the articles here. Happy reading!

Ray @ Squirrelers writes Not Everyone is Special – We are all special in our own way. But if special means entitled to the finer things, I don’t think so! This post discusses a recent controversial commencement speech, and takes a money angle as a part of the conversation.

Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success – Building Your Resume(s) – A guide to building up multiple resumes for different purposes, as the first step in your job hunting process.

Glen Craig @ Free From Broke writes What Insurance Policies Does Your Family Need? – There are certain core insurance policies you need for your family as well as few few optional ones that can be helpful. See what they are and why you need them.

Eric J. Nisall @ DollarVersity writes What Do You Do When A Television Suddenly Dies? – When something breaks-electronics, cars, tools,etc.-it is usually a surprise. There are several options moving forward when that happens.

Todd Tresidder @ Financial Mentor writes A Ridiculously Simple Way To Build Wealth – The truth behind how to build wealth is public domain knowledge, simple to understand, and nobody is going to get rich selling it you. In fact, it is so simple it can be explained in just two sentences…

Jon Rhodes @ Affiliate Tips writes How To Get More Blog Comments – This article shows you how to attract more comments to your blog posts.

Dr. Dean @ The Millionaire Nurse Blog writes Dementia And Your Money – Does your retirement planning guard against the risk of decreased mental capacity as you age? Mental decline can happen even if you take steps to avoid it.

Kyle @ The Penny Hoarder writes Smart Phone App Pays You to Look at Displays While Shopping – Surely there is an app that will pay you while you shop? As it turns out, there is such an app and it’s called EasyShift.

Tushar @ Start Investing Money writes What Are Some Company Names and Stock Symbols? – Company names and stock symbols are commonly confused. Read these examples of confusion!

Shaun @ Money Cactus writes Work, Life and the Pension – Recently I made some very quick and very bad decisions about life insurance and income protection, here’s what I did wrong and how I was able to fix it.

Amanda L Grossman @ Frugal Confessions writes We Were Swindled, in Our Own Home – We were so swindled and managed over the last 45 minutes that we literally escaped to the top of our two-story home and shut the door to my office to regroup. I am not even close to exaggerating.

J.P. @ Novel Investor writes How to Get Your Social Security Statement Online – A step by step guide on how to create a My Social Security account and access your Social Security statement online.

Ryan @ Early Retirement Investments writes 7 Savings Steps to Take Before Retirement – Here are 7 saving steps to take before retirement. Are you making them?

Jason @ Work Save Live writes How to Invest in Consumer Debt – How to Invest in Consumer Debt Many investors are familiar with investing in corporate and government debt through the purchase of bonds. Bonds are often attractive because they’re considered one of the safer types of investments. This is especially true of U.S. Treasury bonds which are guaranteed by the U.S. government.

JP @ My Family Finances writes My Biggest Money Mistake – My biggest money mistake ended up being a chain reaction of mistakes.

Kevin @ Thousandaire writes I Paid Off $33,850 in Student Loans in 4 Years – I graduated from college four years ago with almost $34,000 in student loan debt. I paid off the last dollar and now I’m saving for a house.

MR @ Money Reasons writes Striving for Income Diversification – Why have one income stream when you can have many? This is my attempt at creating multiple income streams.

Suba @ Broke Professionals writes Professional Profiles: Sarah, the International Grad Student – My best friend earned admission to graduate school across the pond. Turns out, she’s not the only American flocking to Britain for business school.

Wayne @ Young Family Finance writes How to Work Your Way Out of Debt Quickly – Many young families are struggling to get out of their debt. As a result of college expenses and traditionally lower salaries, overcoming large amounts of debt can be quite the challenge.

Lance @ Money Life & More writes I Got A Crazy Deal: Samsung Galaxy Skyrocket – After crafting a list of reason why I thought AT&T should give me a free $150 smartphone I picked up the phone and gave them a call. What follows is how I got them to give me the phone for free…

PPlan @ Provident Plan writes No Medical Exam Life Insurance – Many insurance companies require that applicants for life insurance undergo a medical examination before they will issue a policy.

Daisy @ Add Vodka writes Trick Yourself Into Saving Money – In the past couple of years, my income has doubled, and so has my desire to buy, buy, buy.

Vanessa @ Vanessa’s Money writes Mini-Economics Lesson: Opportunity Cost – I explain how the seemingly complicated economic principle of opportunity cost can be simply explained to personal finance

Passive Income Earner @ The Passive Income Earner writes How To Know If You Have A Debt Problem? – Many people make far more money than they really need to live. However, somewhere between lifestyle inflation and the requirement to make large minimum payments on debt balances each month, many who earn a sizable income are struggling to make ends meet and are living paycheck to paycheck. Debt is an issue that those in all income brackets must contend with.

Aloysa @ My Broken Coin writes How to Negotiate A Raise From an Insider’s Point of View – I have to admit that supervising people can be a very rewarding experience. It also can be frustrating, sometimes even maddening. People come to me with different set of problems. Some like to complain about others. Some like to ask for advice or direction they need to take with a project.

Jeremy Waller @ Personal Finance Whiz writes My Search for Residual Income – Over the last 5 years I have constantly had a number of side projects to earn an extra income. In most cases it wasn’t much, maybe a couple hundred per month. There have been a few times I did really well and brought in over $1,000 of extra income.

Daniel @ Sweating the Big Stuff writes Would You Rather Have One-Time or Passive Income? – I think personal finance bloggers have an unhealthy obsession with creating passive income. It sounds great, but they’re giving up lots of money!

Ashley @ Money Talks Coaching writes Summer Plans – My kids are on summer break. Usually I talk about it quite a bit leading up to the last few days of school. I didn’t this year.

Corey @ Steadfast Finances writes 5 Tips to Help You Land a Job Out of College – Find out how you can get a job out of college. Learning these tips will improve your changes of making a decent salary.

Dave @ Financial Conflict Coach writes Do Group Dynamics Influence How You Spend Your Money? – As social creatures, we’re drawn to groups. In these groups, each of us assumes a specific role. These roles may have an effect on the way you spend or save money.

Luke @ Learn Bonds writes Why We Don’t Need the Fed – Summing up the argument for why we do not need the federal reserve and would be better off with another system.

John @ Married (with Debt) writes Free Debt and Budget Spreadsheet – A debt and budget spreadsheet is an essential tool to help you take control of your money and get out of debt. Get a free spreadsheet here.

Eddie @ Finance Fox writes Financial Infidelity – A Growing Concern On The Rise – Nearly 60 percent of women, and 50 percent of men admit to some form of financial infidelity.

Evan @ My Journey to Millions writes 4 Year Anniversary! – It was a VERY hot day on June 14, 2008 when I married the love of my life. It amazes me to write this post, but the Wife and I got married 4 years ago today.

SFB @ Simple Finance Blog writes Battle of the Bulk: Costco, Sam’s Club, & BJ’s – I’ve broken down the membership costs of some of America’s biggest bulk retailers for you.

Edward Antrobus @ Edward Antrobus writes Three Ways to Avoid Getting Scammed – Getting scammed sucks, but there are a few things you can do to protect yourself from scammers.

Miss T. @ Prairie Eco Thrifter writes Ethical Energy Providers – Traditional energy sources can have a devastating impact on the environment but thanks to a growth in ethical energy methods, you can help the environment by choosing an energy company who use green energy sources.

Hank @ Money Q&A writes Killer Stock Characteristic #4 – Dividend Growth Rate – A company’s dividend growth rate is a good proxy for how much their share price should also grow. A company’s share price is the present value of all its future cash flows.

Jen @ Master the Art of Saving writes Avoiding Having Kids Costs Money Too – There are a ton of posts out there that talk about the cost of having kids, but not many (or any) about the cost of not having kids. While we already have a kid and know how expensive it is, our goal since then has been to not have any more kids. Oddly though, avoiding having kids can still cost money.

Corey @ 20s Finances writes 7 Ways To Pay Off Your Student Loans Quickly – I am an advocate of paying off your student loans quickly. With the average graduates student loan bill coming in around $24,000 many feel overwhelmed with the standard 10 year repayment plan. This post is designed to show you ways how you can make a big dent in your student loan balance and get rid of the debt quickly.

Invest It Wisely @ Invest It Wisely writes Living to 100 and Beyond: Building Your Portfolio – This is the third in a series of articles on living to 100 and beyond. In this article, I discuss the investment vehicles needed after retirement!

Maria @ The Money Principle writes Do you really need insurance? – We all need insurance because shit happens; and when it hits the fan we have to be protected. If you are thinking that while this is true, the statistical probability of something happening to you is pretty slim you are wrong. For two reasons, read more to find out why!

101 Centavos @ 101 Centavos writes What You Know Ain’t So – Or rather, what you know may not necessarily be so. Conventional wisdom has a conventional way of being frequently turned on its head. Myths get bust…

Don @ MoneySmartGuides writes How To Invest When You Are Scared of The Stock Market – There are many stories about the younger generation being scared to invest in the stock market because they started to invest at the peak of the market back in 2007 and lost almost everything.

Jon the Saver @ Free Money Wisdom writes Can You Become a One-Car Household? – If you’re interested in cutting your living expenses radically the best way to do that is by eliminating big expenses.

Jason @ Live Real, Now writes 10 Tips to Help Parents Stay Out of Debt – For a hundred thousand years, people raised babies with nothing more than a scrap of hide to alternately chew on or wipe with. You can probably get buy with just a bit more. Relax and enjoy the process of raising your kids. Money doesn’t matter nearly as much as your presence.

Dave @ Debt Black Hole writes Does A “Goldilocks Zone” Exist For Debt? – Personal Finance is filled with extremes and polarized opinions. Some people believe you should not have any kind of debt, others think certain kinds of debt are useful to build wealth. Is it possible to have a debt load that’s “just right”?

Crystal @ Budgeting in the Fun Stuff writes How in the World Did I Get Here? – Has anyone been transparent about how they got into their massive debt? I will share some of my story regarding my downward spiral into endless debt.

@ You Have More Than You Think writes Seriously, You Really Do Have More Than You Think: How to Earn Extra Cash With Ordinary Stuff – Use what you have–right now–to bring in extra cash. You don’t have to wait until you start a business or get a raise to increase your income.

Greg Field @ NerdWallet writes Top 10 Financial Literacy and Counseling Organizations – A run down of great organizations dedicated to financial literacy and savings. Definitely a good fit for personal finance and for One Cent at a Time’s usual topics. Enjoy

YFS @ Your Finances Simplified writes My 1000 Dollar Budgeting Mistake and How You Can Avoid it – I want to talk to you about budgeting. I am actually going to give you a story about budgeting mistakes. By this time I feel that you should know how to budget. But, if not, I will create another video.

Sustainable PF @ Sustainable Personal Finance writes Staycation: Better for Your Wallet and the Environment – By staying home during your time off you save money and the planet.

krantcents @ KrantCents writes The 3 T’s of Success – The 3 T’s of Success is the twentieth in a series of articles to help you reach your goal.

A Blinkin @ Funancials writes How To Get A Job and Girlfriend – Have you ever been without a job? I have heard that, aside from losing a child, being unemployed is one of toughest experiences to go through. If you have been fortunate enough to have not experienced this anguish, lets find another angle.

PITR @ Passive Income To Retire writes 3 Lessons to Boost Your Positional Leadership – Most people need to begin a career at the bottom of the totem pole, then work their way over the years to a more prominent position in the company.

Kanwal @ Simply Investing writes Are You An Investor Or Speculator? – Are you an investor or speculator? Or are you a speculator thinking that you are investing? Over the years I’ve heard people say things like, -I’m going to play the stock market. I’ll gamble a few hundred dollars on this stock.

Jester @ The Ultimate Juggle writes Myrtle Beach – The Perfect Affordable Family Vacation – The following are some of the reasons that my family like to vacation down in Myrtle Beach for our primary family vacation

harry campbell @ Your Personal Finance Pro writes 401k Plans Only Work if You Contribute – From time to time, I’ll read about how bad 401k plans are for investors like you and me. Apparently, most people don’t even realize they’re paying fees on top of other fees to invest in certain funds. And while a minority of companies do it right, by providing low cost index and ETF funds, most, sadly do not. It’s up to you the investor, to thoroughly research your asset allocation and the funds you plan to invest in. But all these points become moot if you don’t contribute enough

Theresa Torres @ CreditDonkey Tips writes Life After College: Recent Graduates Guide to the Real World – After college, a recent graduate will be faced with the often scary reality of being wholly responsible for oneself and one’s finances. This is the time when decisions that turn later into regrets are made. It helps to have a guide, like this infographic, that will point you in the right direction to help smoothen the path to independence.

Ted Jenkin @ Your Smart Money Moves writes Take The Lump Sum Or The Pension? – You have spent 20 or 30 years working for the same company and now it is time to retire. You have put money away in your 401(k) and some other savings, but your really large asset is the pension plan where money has been put away for you all of these years. Your human resources or benefits department sends you this large packet of information telling you what options you have with your pension. Unbeknownst to you, they tell you that you can either get one check in a lump sum or they off

Marie @ Family Money Values writes The Millionaires – Where is the Help for the Mere Millionaire? Where does the lowly millionaire with wealth in the 1 – 5 million dollar range go for help with wealth management, peer level interaction and education on wealth topics? Read on to explore ideas and options on this topic.

Jeff Rose @ Good Financial Cents writes Ready to Start Investing? Here’s the Best Online Brokers for Beginners – I can remember the first time I made my first stock trade. I was an intern at the investment firm that eventually hired me.

Poor Student @ Poor Student writes Shorten Your Life With Debt – Every little bit of debt reduces your happy life by a little bit.

Prana @ Travel Whimsy writes Epic Mattress Run to the Grand Canyon on the Cheap – Wish you could see the world on a shoestring budget? Indulge your travel whimsy without breaking the bank by taking advantage of miles and points promos.

Emily @ Evolving Personal Finance writes Blog Statistics Update May-June 2012 – I share the traffic statistics from our blog from May 16 – June 15 and our goals for next month.

Sicorra @ Tackling Our Debt writes Tips for Couples Traveling on a Tight Budget – If you are a couple living on a tight budget is it still possible to travel and enjoy yourself? You bet it is! Check this out to learn how.

Paul Vachon @ The Frugal Toad writes How to Travel Cheap at the 2012 London Olympics – Using London and the Olympics in the same sentence almost always means expensive. You would be surprised how cheaply you can stay in London. Read on and I’ll show you how!

Sean @ One Smart Dollar writes Mortgage Broker vs Mortgage Lender – What is the difference between a mortgage Broker and a mortgage lender?

Philip @ PT Money Personal Finance writes Taking Time Off Work When Your Company Culture Doesn’t Support It – Some tips for making sure that when you ask for time off it won’t affect your good standing in your career.

Matt @ Living in Financial Excellence writes Selling a House When the Market Stinks – Ok, I have to admit. To say the market in our area stinks is putting it lightly. I really don’t think it stinks. I think it flat out sucks. So when we made the decision to move to Iowa, we knew we weren’t exactly going to have a smooth transition. But we didn’t know what we were in for either.

Jeremy @ Modest Money writes How Breaking Up Is The Best Kick In The Ass Money Can Buy – Often when a relationship ends you are devastated as you feel your world has been turned upside down. When it first happens, it is tough not to just focus on the negatives of the situation. Really though, it is the ideal time to improve pretty much every aspect of your life.

Cash Flow Mantra @ Cash Flow Mantra writes More Walking, Less Writing – I am wondering if blogging has been hurting my scale. Since I started a year ago, I have put on about 10 pounds compared to where I was a year ago.

Robert @ My Multiple Incomes writes To Fluff or Not to Fluff? That Is the Question – And so it comes to the perpetual blogger question – do I write fluff content to keep my site going and make Google happy (since it loves recent content), or do I wait until I have something awesome to share?

Teacher Man @ My University Money writes Why You Should Take Out Student Loans – One of the biggest financial mistakes I made while going to school was NOT taking out some student loans money.

Teacher Man @ Young And Thrifty writes TFSA vs RESP Contributions – n the past we have compared RRSP and TFSA accounts, and RESP vs RRSP accounts, so today we’re going to do a head-to-head comparison of TFSA vs RESP contributions.

Everything Finance @ Everything Finance Blog writes How to Make a Financial Plan and Stick to It – Between the economy and the high cost of goods as well as our consumer driven American culture, getting ahead financially can seem difficult. However, the best way to grow your wealth is to make a financial plan and stick to it.

Kraig @ Young, Cheap Living writes 10 Things That Made My Dad The Greatest – Father’s Day has been a little awkward for me ever since I lost my dad, 11 years ago, at 17. This Father’s Day, I reflected on just how lucky I am to have had the great dad I did by describing what made him the best dad I have ever known. It really helped turn my sadness into gladness this Father’s Day.

SB @ Finance Product Review writes WalMart MoneyCard Review – A Prepaid Card for Everyone – This is a prepaid debit card with a difference, no bank account is actually associated with it, though you can have your salary directly deposited to the card account.

If you’re a blogger, next week Edward Antrobus Will host this carnival, don’t forget to submit your articles here.

SB is a husband and working as a software professional for a Fortune 100 corporation in Florida. Thanks for visiting the blog. You can receive free full-text articles from One Cent at a Time in your email inbox, on the days we publish fresh content, by entering your email below. Your email will only be used for subscription, and each email will include a link you may use to unsubscribe at any time. You can also become our Facebook fan or follow us via Twitter