In today’s technological age, mobile apps for people who are mindful of their finances are becoming increasingly popular. Wielding an iPhone, an iPad, or wearing an Apple Watch seems to be a prerequisite for monitoring finances and business related activities. There are many apps, but which ones are the top and the best ones?
I use PersonalCapital app, which gives all account information on one screen. It shows me my net worth whenever I wish and as many times I wish. It shows how much my cash flow is and how much I spent more compared to last month. It also tells me which investment is performing poorly. Just to name a few of the capabilities of today’s apps. The following apps make it easy to keep track of business and finances.
So, apart from the PersonCapital, the following top apps make it easy to keep track of business and finances.
With Wallaby, you have a personalized guide for credit rewards and rebates wherever you go. Wallaby helps you save money by telling you which credit card is best to use at which stores and online.
They claim to be able to save you hundreds of dollars each year by maximizing rewards, minimizing interest, and increasing your cash flow; they also track your spending to be sure that you’re using the right card while making sure you’re protected and avoiding fees.
Your phone becomes a pop-up map of nearby stores offering your preferences with the most rebates depending on your credit cards. You can also use the app to see which store has the most rewards or rebates. In short, it’s an automated shopping rewards alert.
To get this going, you’ll just input your buying preferences and all the credit cards you use. The app is very visual and easy to navigate; you need only swipe this or that icon representing shopping items and your cards. After you’re done specifying your settings, you have a personalized adviser on where you’ll get the most out of your credit card rewards.
You earn the most rewards and rebates with your purchases and you decrease the time you need to figure out where it is best for you to shop. Remember that it is also like a billboard ad tempting you personally with your own permission, and inputs for what would tempt you the most. Shopaholics beware.
It’s a tip calculator that, with just one input, simultaneously answers three important questions you most likely have in your mind before you pay your bill – (1) How much to tip at your chosen low, medium or high rate; (2) How much is added to your bill due to tax? (3) How much is your total expense after-tax and after-tip? All answers at one glance, with just one input.
Input either the pre-tax or post-tax amount of your bill in this specialized calculator andTipTipTip will take care of the rest. So, you’ll three different suggested amounts for a tip, and three different total amounts of expenses as a result.
It’s easy to use. The app works according to a few simple settings you input beforehand Just press the button for settings located at the top, rightmost and it’ll prompt you to choose the tax rate of the city you’re in. (TipTipTip provides predetermined tax rates calculated by city, you’ll just click which.)
Next, you just specify what amount or percentage of your bill you’d consider your low, medium or high tip, and presto.
This app is in Apple’s list of Best New Apps. Available for $9.99, it lets you customize your iPad, iPhone, or Apple Watch with an at-a-glance report of your life in numbers, which update in real time. It helps you monitor your business or job productivity or progress, your money, and your social engagement, or whatever numbers you wish to track which the app gets from other apps you use.
The app is integrated with other apps that you frequently use, from email to spreadsheets to google analytics and social media.
The app works its magic for you in two ways: one, it helps you wield a wand to pluck certain business or life numbers of your choosing, encase it in widgets, and parade the widgets at the app’s dashboard; two, you get updates in each widget (or each chosen number) which, without this app, you’d have to get one by one from various apps.
This app is great in simplifying where you stand in your business or job at any given time. It’s your personal business monitor. With its latest updates, you can share it with colleagues, and you can use it to take advantage of every development in IOS.
This app monitors, and sends notifications of the change or movement in the price of stocks that you’ve placed in your portfolio, as well as the earnings reports. To get started, you simply select in its settings the stocks to watch, and your price fluctuation threshold (you give the app a high and low price threshold, and when either threshold is met, you receive a notification.
These thresholds, updated in real time, eliminate the need to manually monitor price history to see whether or not your stock is progressing or regressing.
Additional valuable services provided by this app, just as free of charge, are some pertinent news items that impinge on your chosen stocks’ prices; this includes any important development or news concerning the company, its release of the earnings report, an announced upgrade or downgrade.
When you’ll actually receive these updates depends on the settings of your choice. You can choose to receive price updates when the market opens or closes, or you can set a custom time, say 3:00 pm every day. The high-value news will be sent out as it becomes available.
It’s free and it delivers, and it’s rather simple and seamless design keeps everything and clutter-free.Available for your iPhoneand Apple Watch, any investor who’d like to be able to step away from that computer screen and monitor their stocks on the go would be lucky to have EyeOnMyStocks—it’ll make sure that you don’t miss anything.
Fidelity Finance Apps
Downloading certain Fidelity finance apps helps you turn your iPhone into a finance assistant, and a bit of a know-it-all in updates on your accounts, credit card rewards, stocks, retirement contributions, etc.
It offers a lot of conveniences, to be sure. It simplifies financial transactions you often have to make, like remotely paying bills and loans, transferring money, or depositing checks in your bank account. And it lets you know where you stand financially in real time.
You avoid late bills payment, and you get viewing the rise in your savings and retirement funds.
Your phone works now like a mobile wallet. In Fidelity’s NetBenefits, there’s this additional function of seeing not just how much you already have in your retirement fund and investments, but how you stand compared to the nameless Joneses, so to speak.
With NetBenefits, Fidelity is probably tapping into your competitive streak, to push you to save more or add to your contributions, and invest more or move your investments around in what are supposed to be better investment options.This app gives you those functions.
And here is where financial advisors urge caution.Given the ability to move your money to this and that investment or stock is at your fingertips, daily stocks report and volatile trends can lure you to wrong investment decisions; be careful not to act on short-sightedness.
If you can remind yourself of that risk or tendency to make wrong investment shifts, (remember “with great power comes great responsibility”), finance apps like Fidelity are helpful, useful must-have apps.