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One Cent At A Time

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10 Pros And Cons Of Cryptocurrency Investment

March 13, 2023 4 Comments

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 A cryptocurrency is a form of digital or virtual money protected by cryptography and virtually impossible to duplicate or counterfeit. Cryptocurrencies are decentralized networks based on blockchain technology, which uses a network of computers to enforce a decentralized, distributed, and public digital ledger to record transactions that cannot be changed in the past.

We always hear about the incredible returns that cryptocurrencies may provide and the potential influence that blockchain technology will have. However, there are a few things you should consider before investing in cryptocurrencies.

Cryptocurrency Investments

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Key Considerations for Buying Investment Property

March 4, 2023 4 Comments

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Buying an investment property is an excellent option if you want to build your wealth. However, the most important thing to do before you buy a rental property is to research the market and know what kind of return your rental will produce. In this post, we’ll cover some tips for buying an investment property based on our experiences investing in real estate.

Key Considerations buying an investment property

If we consider investing in an apartment building with several apartments inside – then we know for sure that every single one of those units will always need someone living inside them at all times during business hours (this is called ‘occupancy rate’).

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10 High-Paying Jobs In America That Don’t Require College Degrees

March 3, 2023 Leave a Comment

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Most of us grew up with the notion that obtaining a college degree is necessary in order to land a high-paying job and achieve financial success.

Yet this isn’t the situation at all. The average salary in 2023 for college graduates is $55,260, according to a National Association of Colleges and Employers (NACE) survey. But, many people also make a very comfortable living without a college education. If you do not have a formal college education or plan not to have one, do not fret if you would be eligible for a high-paying job. There is a new category of employment that prioritizes skills over training and previous work experience. Jobs classified as “new-collar” demand some hard skills but may not necessitate a four-year college degree (or an extensive work history). A two-year degree program, an apprenticeship, a certificate program, or vocational training are common ways for individuals to acquire the skills they need for the job.

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Ways to Save Money on Car Rentals

February 28, 2023 Leave a Comment

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Renting a car is a popular option for those looking for transportation while traveling or exploring a new city. It can also be expensive, especially if you’re not careful. Here are a few tips to help you save money when you rent a car.

Ways to Save Money on Car Rentals

Find the top 10 ways to save money on car rentals.

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10 Ways to Cope with Inflation

February 23, 2023 Leave a Comment

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US Inflation Rate is at 8.5%, compared to 6.45% last month and 7.48% last year. This is higher than the long-term average of 3.28%. The most significant change is the cost of school lunches, which rose by over 254 %. The purchasing power of consumers is reduced by high inflation, which also hinders income growth. Pent-up spending amid a backdrop of high inflation could have significant effects on financial wellness.

According to economists, external inflationary pressures will undoubtedly persist as long as global commodity prices remain high, with persistent supply chain challenges brought on by both the conflict in Russia and Ukraine and the local pandemic scenario.

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20 Home Office Decoration Ideas

February 14, 2023 1 Comment

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I cannot emphasize enough the fact that how a  dedicated workspace while working at home has an effect on your productivity and overall mood. While it tunes out distractions of a functioning home with members going about their day,  keeping it decorated to match your vibe can inspire creativity.

Home Office Decoration

A thoughtfully cured home office space will let you enjoy the surroundings while working out that last bit of the to-do list. Here in this blog post, I list 20 ways to decorate your home office without having to call for a professional. 

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15 Things to Know Before Applying for First Credit Card

February 9, 2023 1 Comment

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Getting your first credit card is a major accomplishment that requires a lot of discipline to keep up with. The process of applying for your first credit card can be both thrilling and intimidating. It’s time to complete the application once you’ve made the decision to apply for your first credit card and have chosen what you believe to be the ideal option for you.

15 Things to Know Before Applying for Your First Credit Card

Some of your worries can be reduced by knowing what to anticipate. This blog post will walk you through every step you need to do to prepare for getting your first credit card.

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Top Finance App Ideas for Startups to Implement in 2023

February 6, 2023 3 Comments

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Since mobile phones have become a part of our daily lives, we’ve been working to make the most of them live as comfortably and effectively as we can. Almost all of our financial processes have been moved to fintech apps as a result of financial technology advancements. This change was significantly influenced by the pandemic. Promising lots of business potential, for those who want to build their financial startups, this trend offers numerous options.

Top Finance App Ideas for Startups to Implement in 2023

Financial startup app concepts for you to consider in 2023  

  • P2P

As the peer-to-peer payment industry continues to expand, a P2P payment application seems like a good idea.

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3 Ways To Generate Income From Stocks You Already Own

January 27, 2023 4 Comments

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Increasing your annual returns by just 1% over 30 years could raise your total returns by nearly 32%, while a 2% improvement would result in a 72% increase. These small improvements each year are powerful because of the magic of compounding.

3 Ways To Generate Income From Stocks You Already Own

Whether your ultimate objective is income generation or long-term growth, you can benefit from using three key methods to boost your returns. Most investors fail to use these approaches and miss out on easy gains.

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Single Dad on A Budget

January 25, 2023 3 Comments

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Since you are no longer part of a home with two earners, managing your finances as a single father might be challenging. It will seem impossible to even consider any form of saving or investing plan between paying all the bills and providing food, toys, school supplies, and child support. Here in this blog post, we would provide you with management tips on how you can be a single dad on a budget

How to become a single dad on a budget

You are not alone, my friend: Over 1.5 million single fathers live in the United States, according to Lending Tree. Being a single parent can be really difficult, therefore you might lose patience, which would make things worse. When it comes to the fundamentals of money management, you must exercise extraordinary diligence. There is no chance that this will occur accidentally. Instead, you must make plans and make progress toward it

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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