One Cent At A Time

10 Tips to Manage Your Small Business Finances

December 4, 2019 Leave a Comment

Here we often talk about small businesses in addition to personal finance as these are closely tied. We talk about financial management, whether it’s personal finance or business finance, the concept is the same. The best practices for managing finances are the same.

When running a small business, you must have the right skills, knowledge, and expertise in place to ensure your day to day operations run smoothly and according to plan. The last thing you will want is for your company to lose money.

4 Tips on How Immigrants Can Establish a Credit History

December 2, 2019 Leave a Comment

The United States of America is a land of vast opportunities. With each dawning day, many individuals travel to America to make their dreams a reality. However, it’s quite unfortunate that these USA immigrants face a challenging financial situation.

It’s often a result of a lack of credit history. It becomes hard to build an identity in a country where they want to meet their goals. Its why building a credible credit history is essential for setting up a life in the USA.

Do you Know How to Run a Successful Business from Home?

November 26, 2019 1 Comment

More and more businesses are starting these days from home. The owner works from home so are the employees, if any. We are connected to the world sitting inside our homes than out in the public. My realtor makes a 3D model of homes for sale and sends it to the home buyers through emails. Gone are the days you buy the home after visiting 20 different places.

Do you Know How to Run a Successful Business from Home?

My neighbor runs a Facebook ads business, he signs up local merchants through Facebook groups and runs ad campaigns for them, sitting at his desk every day. You can find thousands of businesses that you can start and operate from your home. But, do you know how to run a successful business from home?

Eliminating Money Problems in Your Relationship

November 25, 2019 3 Comments

It probably comes as no surprise to you that money problems are a significant point of contention in many relationships. In fact, along with sex and kids, it figures in the top three disputes most couples have in their relationships.

Eliminating Money Problems in Your Relationship

You’d love to avoid fighting over money, but maybe you’re not quite sure how. One of you is a saver–you’d rather watch the numbers in the bank account go up–while the other is a spender who figures that as long as you have the money, you might as well enjoy it.

Christmas Shopping On a Budget

November 20, 2019 Leave a Comment

Holiday time is fun. You get invited to a ton of parties, bond with your loved ones, and receive countless gifts. It is the time to spend on your loved ones in a bid to express how much you care about them. But before you do so, here is something you need to know.

Many people spend the first quarter of the year in counseling as they come to terms with their financial hits. More often than not, these hard economic times are a result of overspending during the holidays. While gifting people is not bad, you need to keep an eye on your expenditure.

How Airbnb Hosts Can Maximize their 2020 Returns

November 18, 2019 Leave a Comment

Many people find a way to boost their income by renting out their homes – or just a room – on vacation rental websites like Airbnb, HomeAway or VRBO. A growing number of people prefer to travel by renting a local home in their vacation destination.

People living in a desirable location may find that they can bring in substantial rental income for only a short stay during tourist-heavy periods. If you host on Airbnb or similar sites, you may be concerned about how your extra income might affect your annual income tax burden.

4 Ways to Save Money while Backpacking

November 14, 2019 1 Comment

Have you ever backpacked? Once we did during the first year after coming to the USA. We went to Florida, Georgia area for a couple of weeks. Probably to date, our best travel experience. We didn’t see a wonder, no show, no cruise, no star hotels or restaurants. But it was the best way we could have known the new country. Today, I’ll write about ways to save money while backpacking.

Traveling across the globe can be one of the most rewarding, self-reflective experiences one could have. A lot of people, however, do not feel like this is an affordable option for them. Everyone should have the opportunity to get out there and explore the world at least once in a lifetime.

The high-Level Blog Post Checklist

November 11, 2019 Leave a Comment

When I started blogging, I had no clue or little clue as to what it’ll bring us. Now after 8 years of blogging and several thousand dollars and around 1400 posts later, I feel like doing something very right. Many of my blog articles rank well in Google and Bing searches. This brings me steady traffic. Blogging might not be rocket science but after several failures by many people, it surely is not a cakewalk. I am presenting a high-level blog post checklist that a new blogger can follow.

You need to be knowledgeable and skilled in various areas apart from typical writing. The beauty of it is that you work simultaneously in putting everything together to come together to build one epic post.

How Do You Decide to Lease a Car

November 7, 2019 2 Comments

Compared with the purchase of a new car, a car lease is a lot cheaper. You won’t have to pay the same amount each month, unlike car financing. The only downside is that you don’t own the vehicle. Once the lease is over, you have to return the car. You can continue the lease or buy the vehicle. How do you decide to lease a car?

To determine what’s best for you, you need to sit with a pen and paper and do the math. Start with your old car, write down the purchase price and average maintenance you put it, the tax and registration fees and the interest you paid over the year (if you had a loan). That’s your total cost of ownership.

Six Reasons Why You Should Set Up A Trust

November 3, 2019 Leave a Comment

Let’s face it. we all have to die one day. Maybe today, maybe tomorrow or many years later. Death is uncertain and not in our hands. What’s in our hand is protecting our wealth after we are gone. We will be talking about creating a trust today.

When reviewing your finances, one of the most frequently asked questions is “Why would I need to set up a trust?” Trust is mostly used to decrease a person’s estate taxes, but it’s also used to pass on assets to a third-party. There are many benefits to be had with setting up a trust.

One Cent At A Time

10 Tips to Manage Your Small Business Finances

4 Tips on How Immigrants Can Establish a Credit History

Do you Know How to Run a Successful Business from Home?

Eliminating Money Problems in Your Relationship

Christmas Shopping On a Budget

How Airbnb Hosts Can Maximize their 2020 Returns

4 Ways to Save Money while Backpacking

The high-Level Blog Post Checklist

How Do You Decide to Lease a Car

Six Reasons Why You Should Set Up A Trust

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