One Cent At A Time

4 Ways to Save Money while Backpacking

November 14, 2019 Leave a Comment

Have you ever backpacked? Once we did during the first year after coming to the USA. We went to Florida, Georgia area for a couple of weeks. Probably to date, our best travel experience. We didn’t see a wonder, no show, no cruise, no star hotels or restaurants. But it was the best way we could have known the new country. Today, I’ll write about ways to save money while backpacking.

Traveling across the globe can be one of the most rewarding, self-reflective experiences one could have. A lot of people, however, do not feel like this is an affordable option for them. Everyone should have the opportunity to get out there and explore the world at least once in a lifetime.

The high-Level Blog Post Checklist

November 11, 2019 Leave a Comment

When I started blogging, I had no clue or little clue as to what it’ll bring us. Now after 8 years of blogging and several thousand dollars and around 1400 posts later, I feel like doing something very right. Many of my blog articles rank well in Google and Bing searches. This brings me steady traffic. Blogging might not be rocket science but after several failures by many people, it surely is not a cakewalk. I am presenting a high-level blog post checklist that a new blogger can follow.

You need to be knowledgeable and skilled in various areas apart from typical writing. The beauty of it is that you work simultaneously in putting everything together to come together to build one epic post.

How Do You Decide to Lease a Car

November 7, 2019 2 Comments

Compared with the purchase of a new car, a car lease is a lot cheaper. You won’t have to pay the same amount each month, unlike car financing. The only downside is that you don’t own the vehicle. Once the lease is over, you have to return the car. You can continue the lease or buy the vehicle. How do you decide to lease a car?

To determine what’s best for you, you need to sit with a pen and paper and do the math. Start with your old car, write down the purchase price and average maintenance you put it, the tax and registration fees and the interest you paid over the year (if you had a loan). That’s your total cost of ownership.

Six Reasons Why You Should Set Up A Trust

November 3, 2019 Leave a Comment

Let’s face it. we all have to die one day. Maybe today, maybe tomorrow or many years later. Death is uncertain and not in our hands. What’s in our hand is protecting our wealth after we are gone. We will be talking about creating a trust today.

When reviewing your finances, one of the most frequently asked questions is “Why would I need to set up a trust?” Trust is mostly used to decrease a person’s estate taxes, but it’s also used to pass on assets to a third-party. There are many benefits to be had with setting up a trust.

10 Interesting Household Items that Need Insurance

October 30, 2019 1 Comment

The thing about home insurance is that not all your household items are covered. Depending on the coverage you’re getting, you can get only a few important appliances covered or have everything insured. The more comprehensive your plan is, the more expensive it will be.

I understand it can be confusing as a homeowner. We are not always the best judge of our household items performance so we don’t know exactly what to protect.

4 Ways You Can Avoid Bankruptcy

October 22, 2019 Leave a Comment

I developed a travel hacking hobby for the last few months. As a result, I have been following forums (Flyertalk forum) and Reddit channels (Reddit churning). I often come across stories of people asking questions on applying for a credit card after bankruptcy. You can never imagine just how many families suffer from these financial setbacks every year. Why people can’t avoid bankruptcy?

Even with sound savings and despite a sizeable emergency fund, bankruptcy is just an illness away or just a motor accident away. Some times it’s just around the corner through a job loss. But is declaring bankruptcy the only way to keep creditors at bay?

Develop This 10 Habits to Save More Money

October 15, 2019 Leave a Comment

Every physician wants to save money, but building good money habits is more difficult than it sounds. Saving additional money each month allows you to put more toward things like retirement, college tuition, emergency funds, and other vital expenses.

It’s impossible to completely transform your financial outlook overnight, but the changes you make today will affect your entire financial future.

These Tips will Help you to Build your Own Successful Website

October 10, 2019 1 Comment

If you want to build a successful site, then you will know how stressful this can be. You may feel as though you have so much to think about and that you can’t possibly meet all of the right SEO regulations too.

Luckily, there are a few ways for you to turn all of this around, and if you follow these steps then you’ll soon find that it is easier than ever for you to have the site of your dreams built and launched in no time at all.

First Time Home Buyers: 5 Things that Needs Consideration

October 10, 2019 2 Comments

Acquiring your first house is a big step to take. It’s not as simple as buying something from the shopping mall, which you can return if there’s something wrong with the item. A house is a long-term commitment, which is why you need to be extremely careful in picking out your first one.

In 2018, the estimated number of households in the USA reached 127.5 million. The rise in number is partly due to an increase in population, but also somewhat because housing prices were going up in the last few years since the great recession. Are you planning to buy your first home?

Enhance Productivity While Working From Home

October 8, 2019 3 Comments

It’s not always easy staying focused at work. With so many distractions and an ever-increasing workload, it’s hardly surprising that most of us struggle with the 3 pm slump. There are numerous tips for people working in a traditional office setup, with people around but not much is written on how to enhance productivity while working from home.

In recent years, more businesses are embracing flexible approaches when it comes to working hours and where work is completed, allowing some employees to work from the comfort of their own home. While this may seem like a dream, it actually requires a significant amount of discipline, as there are so many distractions in the home.

One Cent At A Time

4 Ways to Save Money while Backpacking

The high-Level Blog Post Checklist

How Do You Decide to Lease a Car

Six Reasons Why You Should Set Up A Trust

10 Interesting Household Items that Need Insurance

4 Ways You Can Avoid Bankruptcy

Develop This 10 Habits to Save More Money

These Tips will Help you to Build your Own Successful Website

First Time Home Buyers: 5 Things that Needs Consideration

Enhance Productivity While Working From Home

Subscribe via Email

Site Disclaimer

Major Media Mention

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Subscribe via Email

Site Disclaimer

Major Media Mention