A Personal finance blog to get rich
With all of the challenges facing multiple brick and mortar businesses and eCommerce sectors, it’s hard to believe that anyone could succeed despite the lockdowns facing COVID-19.
However, these 5 booming retail sectors not only took advantage of a bad situation but also provided relief to those who needed to save money or prepare for a future post-pandemic.
When a new baby enters the family, it’s an exciting and memorable time. For the weeks and months after, you can be wrapped up in a whirlwind of diaper changing, feeding, and taking photos.
However, as those months turn to years, your focus may start to shift towards your financial stability, and whether or not you’re going to have enough money for your child’s post-secondary education and your retirement.
Buying a car is a fun experience. After all, who wouldn’t enjoy purchasing a new set of wheels? Having a vehicle means you have the freedom and flexibility to go wherever you want, whenever you want.
Be that as it may, being a car owner also comes with significant responsibilities. You’ll have to invest quite a bit of money into getting a new ride on everything from the insurance costs and monthly payments to gas and maintenance.
An extended car warranty will come in handy in covering the cost of specific repair jobs on your vehicle once you reach the manufacturer’s warranty. Still, it might not be suitable for everyone out there. It’s important to remember that an extended warranty typically comes with a high price tag and doesn’t necessarily cover everything that might go wrong in the future.
Those who go for an extended car warranty might not use it at all. In that instance, an extended warranty is simply an expense without any financial return.
Gift cards are becoming increasingly popular today. You can use them as a form of payment whenever you’re at restaurants, gas stations, retail stores, and others.
They’re usually given by friends or relatives but, sometimes, you may need to purchase them whenever you’re trying to reach a certain threshold for miles, points, or credit card bonus.
Saving money is something many people talk about, but very few get started. But saving money does not have to be complicated, and anyone can do it with good planning and discipline.
There are many resources designed to help customers save money on their purchases; some good, others not so good. So we’ve decided to highlight several resources that can help you save money in this essential checklist. Read on!
In the last couple of months, two homes sold in my neighborhood. For one property the previous owner did an extensive renovation, painting and yard beautification, etc. For the other property, the owner sold as-is. This got me thinking about the right strategy of fixes prior to selling a home.
The popularity of HGTV renovations and the idea that every house has to be perfectly polished when it hits the market have culminated into one thing: homeowners are wasting their money on unnecessary projects.
The home-buying process can be stressful, particularly if you’re navigating it on your own. You’ve got to hunt out the best banks, try and communicate with several at once, and fight for the best deal to save money.
This happens in between house hunting, talking with real estate agents, and managing your everyday life. If you want to save time and money, contacting a mortgage broker may be how you do it. In fact, they can assist with these five things below.
Many different things affect mortgage rates. Some have to do with external factors and the economy at large while others are based on your personal circumstances. Mortgage rates can impact your finances. So, before you obtain a mortgage, ensure you understand how rates are set and how you will be affected on a personal level.
The overall level of mortgage rates is set by market forces, such as inflation, unemployment, and other economic indicators.
How much health insurance you should get as a college graduate is very much dependent on your personal circumstances and wishes. If you are tight on funds, you may wish to get an affordable insurance plan that only offers basic coverage.
But if you have a pre-existing health condition, you will want to make sure your coverage is more robust. There are of course lots of different circumstances. So, to help you decide how much health insurance you need, here is a look at some of the insurance plan options you could choose.
