A Personal finance blog to get rich
The term “Going Green” is gaining ground and that’s a good thing for future generations. Conserving natural resources and putting fewer toxins into the air and less waste into landfills definitely benefits the planet. Thankfully, there are many ways to reduce your carbon footprint without reducing your quality of life.
Water is a natural resource that many take advantage of. Unfortunately, the supply is limited and the usage enormous.
Credit cards offer convenience and security to consumers, especially those who don’t want to carry a lot of cash around. A typical consumer in the US is not usually satisfied with having just one credit card. In fact, a 2018 Experian report says that Americans tend to have an average of 3 credit cards.
In fact, I currently have 10+ active credit cards, Signing up for credit cards for rewards and churning them is my hobby. I like reward travel. I travel at a nominal cost. Even after applying and canceling cards frequently, I have an 800+ credit score.
If you’re truly looking to take your finances to the next level, you should be thinking about passive income.What is passive income exactly? It’s pretty much exactly what it sounds like: money you make passively or don’t have to continue actively working for.
An example of active income is wages earned for performing a job. An example of passive income is renting out a property you own. With passive income, you may have to do extra work or spend extra money to get started, but eventually, it will pay off.
Being fired from a job may be one of the most stressful and shameful experiences an adult may face. You want to be liked and accepted and perform well, but something just didn’t work out.
Being fired isn’t always about your performance. Sometimes the position is being dissolved; sometimes, it’s a clash between yourself and your boss. But no matter what the reason, the feeling of failure can creep in.
It is very important that you have some items inside your car in order to be properly prepared in the future for anything that happens. Most vehicle owners are not ready for anything. Do not make such a mistake since what you have inside is just as important as having an extended warranty on a car that is older than 5 years.
If you do not have such coverage, you end up paying everything out of your own pockets, which is not great. In a similar way, remember that being prepared is the best thing you can do. This is why you should have the following in your car.
College costs are on an upward trajectory. Until government officials implement tangible reforms, a college education will remain out-of-reach for many students. Fortunately, scholarships usually go a long way in reducing the financial burden that college fees present.
The reality, however, is that sometimes scholarships are hard to come by. Competition is stiff, and even students with commendable grades miss out.
With so many Americans without sizable retirement savings, it’s often our duty to remind our readers of the importance of having retirement savings. Here is a refresher guide to help you stay on track.
Retirement saving is important, but since it’s so far into the future, it’s hard for folks to give it importance. Thankfully, some people are thinking about it but don’t necessarily know where to start. The following is meant to guide people in the right direction.
The two most popular tips that are given to people who are trying to be more fiscally responsible are to buy a life insurance policy and to have various streams of income. Though these are great tips that I actually recommend, there are other assurances that can be put into place so one can be fiscally responsible.
If you’ve done a comparison of life insurance policies, including term life vs. accidental death, you may have found that depending on whether or not your life insurance provider includes a stipulation in your life insurance policy, your family may not be able to receive a full pay-out based on how you died.
There’s no doubt that buying a new home can be stressful. With so many variables to consider, it can leave you feeling overwhelmed. When it comes to the big move, many first-time buyers make all sorts of mistakes.
It’s a complicated process that should be handled with care. After all, you are making a huge investment that could impact your future.
We are quickly becoming a cashless society. As we rely more on technology and less on the change in our wallets, internet banking is now something most of us use on a daily basis. While convenient and efficient, digital banking does come with risks.
Cybercriminals spend their time looking for vulnerabilities, in an attempt to steal one of your most valuable possessions: your identity.
