A Personal finance blog to get rich
We are quickly becoming a cashless society. As we rely more on technology and less on the change in our wallets, internet banking is now something most of us use on a daily basis. While convenient and efficient, digital banking does come with risks.
Cybercriminals spend their time looking for vulnerabilities, in an attempt to steal one of your most valuable possessions: your identity.
There is a lot of noise out there about what is true and what’s not when it comes to a credit score. Today, we will talk over some misconceptions and tell you where to learn more about everything credit-related.
Here are the most common credit myths that many people still accept as true.
COVID-19 has shown all of us the importance of an emergency fund. Most people operate on the “it probably won’t happen to me” philosophy; until it happens to them. The fact is, a major life-changing (or threatening) event can happen to anyone at any time, and pretending like it can’t is a good way to set yourself up for maximum damage when it does occur.
Many Americans have less than $1,000 in their savings account—hardly enough to subsist on should they be out of work for several months. An emergency fund should consist of about 3-6 months’ worth of expenses, or so the experts say.
Fortunately, most people have time to prepare for the impending arrival of a hurricane. Even residents who live miles inland can be impacted by winds and storm surge. If you decide you’re going to batten down the hatches and ride the storm out, many preparations need to be made, including protecting your vehicle.
Ideally, you should park your car in a garage, but nearly half of the homes don’t have a garage or carport. If you don’t have a place for it inside, you can still protect your vehicle. Keep in mind these factors while deciding where and how you park your car:
It can be both frustrating and debilitating to have instances of collections activity lingering on your credit report. This is particularly true when the information was placed there erroneously.
Notations of collections activity can stay on your report for up to seven years, which can make it difficult to get a good interest rate on a loan, it might even cause you to be denied one.
As summer comes to an end, even adults can find themselves feeling a frisson of back-to-school energy, suddenly wanting to buy a few new office supplies and get through the stack of papers on their desks. In 2020, however, those desires run up against the harsh reality that many office workers are still reporting to their jobs from a desk jammed into a dark corner of the house.
If your remote work experience is still feeling subpar, it’s time to harness the energy that comes with that crisp fall weather and commit to making the best of the situation.
Have you got scammed by an online trader? Every day 100’s of people get scammed by traders. In this post, we will talk about the ways to get money back after getting scammed by an online trader.
No-one wants to realize that they have been scammed with an online trader. We have often built a relationship with these people and we want them to work in our favor to deliver great results. However, that doesn’t always happen. If you have been scammed by an online trader, is it possible for you to recover your lost funds? Let’s take a closer look.
Are you new to trading and investing? If so, you’ve probably curious about what types of things you can trade. Besides standard forex currency pairs, there are actually plenty of interesting choices for new and established trading enthusiasts.
This is true whether you are primarily aiming to invest and grow a long-term portfolio or make a profit on short-term activities like swing or day trading. Regardless of your personal preferences, budget, location, or experience level, the world of investing is diverse, interesting, and wide open.
This is a guest blog from one of our readers. Please enjoy the post which talks about her financial mistake, that she did while staying in India, and the learning from that incident. Even though the incident took place in India, this might happen to you in any country. So, special attention is needed when you invest your hear-earned money.
My name is Seemantani Sharma. I am a 30-year old Ph.D. in law student at a prominent Australian university. So far life has been good. I have lived in three countries, traveled to several countries for business, have a career which I enjoy, have a great family and a decent net worth for my age.
It was two months ago on a Sunday when my friend called me, panicking. She frantically described how her elderly father had just given out his personal information over the phone to some scammy caller.
The caller had convinced him that his daughter was injured and they will need his personal information to disclose further details. He unfortunately provided the caller his name, social security number, date of birth, address, and maybe some more information as well.
