One Cent At A Time

Bankruptcy And Your Credit Report

August 18, 2019 Leave a Comment

Are you aware of the fact that over 500,000 Americans file bankruptcy every year? This is a staggering number and it is no surprise when you factor in the current shape of the economy. While it might be somewhat refreshing to know that you are not alone in your struggle, it could also be a sign that the country is headed for a recession.

What You Need To Know About Bankruptcy And Your Credit Report

Whatever this situation is, you need to know that there are still repercussions after filing for bankruptcy, and one of the repercussions is a bad credit report. This is why it is imperative that you understand everything you possibly can about filing bankruptcy and how it can affect your credit report.

Best Practices For Saving Money As A Freelancer

August 14, 2019 Leave a Comment

Freelancers have much more control over their finances compared to employees working in traditional roles. If you are a freelancer, you can dictate how much you charge for a specific job, how long you work each day, and how you invest the money you make.

While having more control over your financial situation is fantastic, it does present some challenges. One of the biggest challenges you will face is ensuring that your income is spent wisely and that you can save some money for a rainy day.

5 Ways to Make Your Commute More Productive

August 11, 2019 Leave a Comment

Whether you are cycling, walking, hopping on public transport or simply sitting down for a drive, the commute forms a major part of your daily routine. While some people like to zone out, others like to use this time productively.

I spent on average 30 mins each way every weekday. Mostly I listen to NPR radio. occasionally I listen to songs, especially when NPR runs their fundraising campaigns. Some times I call my parents back in India while driving.

Top 4 Household Repairs Every Homeowner Should Know to Save You Money

August 6, 2019 Leave a Comment

In an age of Youtube tutorials and cheap tools, no home improvement project is out of grasp for someone with a little time and patience. The first time isn’t always the cleanest or the quickest, but once you’ve finished a project, it gets easier and quicker every time. When we bought our home, I had to take help of one of my friends to learn the tricks of painting the walls. Now I am a master of the job and help out others.

Practicing by repairing the small issues around your home is a great way to prime yourself for bigger and more ambitious projects. If you’re just interested in adding value to your home, these small repairs will instantly provide perceived value for next to no investment.

How Credit Card Signup Bonus Work

August 1, 2019 Leave a Comment

You must be getting periodical mail offers to earn $100, $200 or $300 by applying for credit cards? Sometimes they may have even appeared on your Facebook wall or instagram or in your email box

If you were like me, you’d been putting them in trash. But they are not spam or phishing attempts. These are offers from genuine banks.

How Organizing Your Home Will Save You Money

July 29, 2019 1 Comment

Do you miss deadlines, pay late fees, toss rotten food weekly, or lose a gift card that you purchased? If yes, you are losing too much money. at our home, we are guilty of this. We bought so many clothes and shoes that we lost track of the new items. The clutter created made choosing the new dresses over older ones difficult.

This is the price you pay for being disorganized. In today’s era, everyone is thinking of ways to save money. However, it is not just about spending less. Do you know that organizing your home can help you save money?

How I’m Paying Off Nearly $27,000 of Student Loans in Under a Year

July 25, 2019 2 Comments

We have a guest post today from wonderful Sarah, who worked on side gigs based on her talents and knowledge to pay a major portion of her student loan debt. See a live example of how quickly you can wipe off your student loan by doing what you love most.

The student loan crisis is crippling many college graduates – myself included. Through no fault of our own, many people graduate with $100,000+ in student loan debt. Are you one of us? Having money is something I’ve struggled with for most of my life. After all, we’re never taught about managing money in school.

Where to Find Last-Minute Cash When in Need?

July 25, 2019 Leave a Comment

We face challenging times in every phase of life. Many of such difficulties, to some extent, have money involved in them. We can’t deny the importance of money to survive in this world. If you find yourself caught in a situation where you need cash on an urgent basis, here are five ways to help you arrange it.

The best way is to borrow from a friend or relative. You can expect more or less 0% interest loan. But, this route is not easy. You may lose the entire relationship. Borrowing from banks is an option but you have to pay hefty interest. Borrowing on credit card is the lowest hanging fruit but this is the worst option as the interest on unsecured credit card loans are astronomical.

How to Make Quick $100 Cash In a Day, Legally

July 24, 2019 131 Comments

Let me start by saying this article is not for people who want to get rich quickly, as that is not possible unless you win a lottery. This article is about making some quick money in a day, to be precise, making $100 legally without an investment. By using the resources and skills you have already.

I earn $4,000 – $5,000 per month from this blog, which is more than $100 per day.

You’ll be amazed to know the ways you can make quick cash in a day without robbing a bank. Other finance experts have come up with plenty of legal plans to earn $100 a day. You should find many of the ideas to be doable.

How To Be Rich? Stay Healthy

July 22, 2019 27 Comments

“How to be rich” is the central theme of this blog. Check out previous articles about this theme of how to be rich. You can be rich in four different ways, each one independent of another.

Monetarily Rich – Determined by your monetary assets
Spiritually Rich – Very difficult to attend and once reached, monetary richness may seem insignificant.
Emotionally Rich – When your soul feels the rich by the way you conduct yourself. We do feel it all the time but need to sustain the feeling with self-training. Here’s one of my previous take on emotional richness.
Socially Rich – When you have significant social influence in society.

Staying healthy is one important aspect which encompasses all four aspects of being rich.

One Cent At A Time

Bankruptcy And Your Credit Report

Best Practices For Saving Money As A Freelancer

5 Ways to Make Your Commute More Productive

Top 4 Household Repairs Every Homeowner Should Know to Save You Money

How Credit Card Signup Bonus Work

How Organizing Your Home Will Save You Money

How I’m Paying Off Nearly $27,000 of Student Loans in Under a Year

Where to Find Last-Minute Cash When in Need?

How to Make Quick $100 Cash In a Day, Legally

How To Be Rich? Stay Healthy

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