One Cent At A Time

A Personal finance blog to get rich

10 Ways to Improve Your Credit Rating

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A bad credit score may make obtaining an apartment or a credit card or mortgage more difficult. It may also subject you to higher interest rates, making the credit lines and loans you receive more expensive to return.

10 Ways to Improve Your Credit Rating

If you have poor or fair credit, which is considered a FICO score of 668 or lower, you may need to start thinking about how to improve your credit score. As hopeless as the situation may appear right now, bad credit does not have to stay forever. There are things you can do right now to increase your credit rating.

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25 Ways you Can Help Save The Environment Everyday

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There are many ways we can help the environment. Sometimes they are pretty tough to implement. When you have nothing else to cook food other than burning coal, then you can’t stop burning coal. There are certain ways you, as an average city dweller,  can do. This post is about those techniques, here are 25 everyday techniques to save the environment.

Save the Environment

Charity begins at home, you start today, your neighbor starts tomorrow and the whole city starts doing this sooner than you realize, how about that? No, I can’t be that optimistic; but what’s the harm in throwing the idea around?

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101 Things To Do, When There is Nothing to Do

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How often do you feel like there’s nothing that you can do? Well, I do often. I end up surfing the net or watching TV. My favorite pass times are Whatsapp, social media, and Youtube.

When my son is around, I play with him or tell him a story. We play pretend games a lot.

When he’s not around, and I am not working I fall victim to endless videos that Facebook serves, one after the another. Finally when I come to my senses, usually a big chunk of time has passed.

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Fictional Finance – Save Up on Gas

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Today, I woke to the annoying alarm at 7 AM. After asking Alexa to snooze twice, I finally gave in at 7:20. I know it’s a bit later than the average American wake-up time. But, I am a night owl, who doesn’t close his eyes before an hour past midnight!

Fictional Finance - Save Up on Gas

After the morning ritual and when I was at the table gulping the toasts and Darjeeling tea, my wife narrated today’s list of things to buy from the grocery. The list comes twice or thrice a week. Today was a grocery day.

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Top 3 Ways to Cut Monthly Expenses in Half

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Can you remember back to when you were younger and you were just dying to grow up before your time? You wanted to stay out late with friends, you wished you had your own car and own money, and most of all, you wanted to move out of your parents’ house.

Top 3 Ways to Cut Monthly Expenses in Half

Now that you’re an adult and have all of the grown-up responsibilities, you now wish that you could go back to the times where you had the luxuries of being a kid.

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How to Make Money Fast Without Selling Your Stuff

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It never hurts to have a little extra income in your pocket each month. When you think about making money fast, one of the first things that come to mind is selling your items for cash. But, it can be extremely hard to part with things that you’ve held onto for so long! The good news is that selling your stuff isn’t the only way to make money quickly.

How to Make Money Fast Without Selling Your Stuff

If you are interested in learning how to make money fast without having to get rid of your prized possessions, keep reading to learn about the various ways you can make money while holding onto everything you own.

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Reduce Your Carbon Footprint Without Compromising Quality of Life

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The term “Going Green” is gaining ground and that’s a good thing for future generations. Conserving natural resources and putting fewer toxins into the air and less waste into landfills definitely benefits the planet. Thankfully, there are many ways to reduce your carbon footprint without reducing your quality of life. 

Reduce Your Carbon Footprint Without Compromising Quality of Life

Preserving Water

Water is a natural resource that many take advantage of. Unfortunately, the supply is limited and the usage enormous.

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15 Ways to Earn Money Online in 2022

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I am very fond of having multiple sources of income. The blog is my second source and dividends are my third source of income. I have friends who have a second job and other passive income sources. Here are some ways they earn passive income. But forget looking for a real estate property, applying for a loan and then finding a tenant, you can earn some side money from internet-based jobs. They range from purely technical ones like, create an application, designing web pages to something very trivial like answering a survey, participating in giveaways.

Online Money Making

Blogging on a self-hosted domain, to earn money on the side, is still the best way in 2015. This year my blog income went up to $6,000 in April, an all-time high. I started with a $70 income at my 7th month, back in 2011. The more content you publish, it attracts more visitors. Want to open a blog of your own? I have this easy to follow guide to start your blog in 20 minutes and $20.

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One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

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