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One Cent At A Time

A Personal finance blog to get rich

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Archives for April 2014

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Should you keep your old car or buy a new automobile? (Part 1 of 2)

April 28, 2014 2 Comments

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In our family, we own cars for well over ten years and run them into the ground. Of course, we take care of them and do all required maintenance along the way. However, when a car gets near the end of its life, repair expenses can escalate dramatically. This is similar to what happens to healthcare costs when people age. Most higher cost healthcare expenses occur near the end of life.

Car dealers

With your own life, you probably want to spend as much as you can afford to keep yourself going, when you are old or at any age. However, keeping an aging car on the road can be a very expensive proposition. Extended life support for a car might not be the best idea economically, despite how much you might be in love with your old car. So how do you decide where to draw the line?

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How to Enjoy Ibiza on a Budget

April 24, 2014 3 Comments

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The Mediterranean island of Ibiza boasts a reputation as the party capital of the world. If you’re heading to sun-drenched Ibiza and looking to stretch your vacation finances further while you’re there then make sure you follow these budget tips.

Ibiza Hotel

Seeking out the best online deals should be your first move before booking your holidays to Ibiza. Shopping around for value-for-money accommodation can be very rewarding financially. Don’t forget that all-inclusive is a cost-effective option, but if you want more freedom regarding meals and drinks your first step should be comparing options such as self-catering and room only.

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Financial Lessons for Your Children While On The Way to School

April 21, 2014 1 Comment

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This is an imaginative, what-if post. We don’t have child to drop at school. But what if you have a child and want to, for a change,  impart some early/basic financial lessons in your child? What would you do? What other parents do? Let’s see what I came up on this aspect.

School Children

Car conversations are enjoyable. That may not be a common thing but car conversations are a great accompaniment to driving.

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Five Ways to Improve Your Home That Is Cheaper Than a New TV

April 16, 2014 2 Comments

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Recently we visited at a friend’s home. They are doing exterior paint work. The paint which will last for the life time (a ceramic paint it was) would cost them upwards of $25,000. Huge price to pay for owning home. But , upgrading your home can be a good experience, filled with joy and wonder. Can there be improvements that would cost less?

Interior home

A home is a beautiful thing, filled to the rim with items that truly make it unique to the resident and his or her family. However, sooner or later these unique items should be upgraded or replaced. The reasons for this could be anything from the technology become obsolete, to improving the quality of life for the family.

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Tax Extension Frequently Asked Question

April 14, 2014 1 Comment

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I did file our taxes for this year already. I hope you have done so as well. Filing tax return is probably the most important financial responsibility we have. If you haven’t done so, there are only two more days (when this blog post goes live). If you can’t complete the filing in next two days. You should ask for an extension.

Tax Extension

In this post we will talk about some important aspects of tax extension. By regulation any one and every one can file for tax filing extension and there is no eligibility criteria. the applications that get rejected every year are basically due to data entry errors, not by qualification. If you feel you need some more time to gather the paper work, you should file for an extension.

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The Wonders and Pitfalls of Working from Home

April 8, 2014 4 Comments

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Why work on the office if you could have the same work while staying at your own home? In this day and age, lots of career-oriented individuals are slowly shifting paradigms when it comes to their chosen jobs. Employees are now drawn into working from the comforts of their own home as it promises the same benefit with as little hassle.

Working at Home

One common dilemma that most employers had to deal with is retaining their employees. This is often made more challenging when even the best staff had to leave in order to attend some really important duty at home.

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10 Lunch Menu that Only Cost Less than $5

April 1, 2014 1 Comment

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Couple of weeks back I got a mail from one of my readers. She mentioned herself as a regular reader. she wanted to see menu planning and frugal food related posts here. I asked her to give a few of her favorite low-cost recipes. Here’s what she came up with in 3 different emails. I can see the menu serves all tastes and food habit.

Lunch Menu

I always take the left over food for my lunch. In our cafeteria I see most of my co-workers buying food. Although subsidized, their per lunch cost must be more than what I pay for my boxed lunch. This compilation is made up of ingredients that are readily available, good for almost every taste and most importantly, they cost little less money than your regular lunch. About the time these preparations take, they don’t take more than an hour!

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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