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One Cent At A Time

A Personal finance blog to get rich

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Archives for June 2014

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Learn Accounting for Free to Run Your Home Based Business

June 20, 2014 4 Comments

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With the growth of Internet and social networking sites, there are more and more home-based businesses that are mushrooming all across the globe. These home-based businesses can range from small-scale to medium-scale, and there are many home-based businesses that have grown to larger proportion.

Accounting

When you run a home-based business, it’s more often than not a one-man show. You run everything from the ground up. Some people tend to have a natural knack at business and some of them don’t. But with the prolific growth of home-based business, there are many things a home-based business owner can do to make sure that he or she gets the right tools and help in running their business.

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21 Do It yourself Frugal Pet Toy Ideas

June 16, 2014 8 Comments

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Although we don’t  have any pet, we do have a lot of friends who does. All the time I see them buying pet toys while grocery shopping. They can be cheaper at some stores like dollar stores or can be very expensive at stores in the malls. In this post we will talk about a few DIY ideas for pet toys which you can be made by things that are available at your home.

DIY Pet Toys

In this post, we will group the ideas in to the type of pets they are for. Enjoy the post and I’ll be happy if you give your valuable feedback. I will be happier if you implement some of the ideas and tell us about it!

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Why You Actually Want to Have to Call a Locksmith

June 14, 2014 2 Comments

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If you’re human, you probably despise unexpected expenses. It’s bad enough all the expected bills have to get paid. So when something as silly as locking yourself out of your own house happens, you’re pretty close to throwing a rock in a window just so you can get in. It’s understandable though, calling a locksmith can get pretty costly.

Don’t feel too bad!

The need to call a locksmith is actually a good thing!

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Low-Cost Ways to Purify the Air in Your Home

June 11, 2014 Leave a Comment

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Believe it or not, the quality of the air inside your home may be far worse than the air outside, despite all of the pollution from factories, cars, etc. that’s out there. The truth is that there are many products that are found and used throughout your home that deteriorate the quality of your air.Inside home

For example, many items, such as your furniture and the paint on your walls, can cause volatile organic compounds and other toxins to leak into the air, and this can, over time, result in a variety of health ailments.

And the cleaning products you use that contain chemicals, or the artificial fragrances you use throughout your home to eliminate odours, can also be detrimental.

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5 Summer Drinks to Keep You Cooler on a Budget

June 9, 2014 Leave a Comment

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Summer is here and I just couldn’t wait any longer to write and publish another food related post. Don’t worry I am not going to make this a food blog, OCAAT will remain as a finance blog 🙂 The other day we had a party at home and the drinks were liked by our guests. Here’s some of the drinks I specialize and rely on to beat the Florida heat.

Drinks for the summer

Beating the heat with cool summer drinks is something that everyone looks forward to when summer comes near. In this article, you will be able to find the cheapest, most foolproof drink recipes that are not only refreshing, but they’re also incredibly tasty! Be sure to try these recipes out, so you can find one that suits you and your family. This way, your family will have a signature summer drink.

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Helpful Tips for Tackling Your Debt

June 5, 2014 1 Comment

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Are you in debt? You are certainly not alone (which is a problem in itself). It’s a problem for the simple reason that if it is common for everyone; it is easy to get a little complacent about our own financial messes. We think we must not be that bad if so many other people are in the same boat.

Tackling Debt

This allows individuals to place the blame outside of themselves. But, the reality is, most of us just make really poor decisions when it comes to money. But, it doesn’t have to be this way. Here are a few helpful hints for getting in control of your debt.

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Attempt to Understand IRA Need

June 3, 2014 Leave a Comment

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How much do you know about IRAs? You probably only heard about it or  you may be a regular IRA investor but, really don’t know much about the role it plays on retirement success. How often do you logon to your online IRA account? How often do you open the mailer containing your IRA account statement? Let’s admit there’s a need to learn more, especially if you’re not an IRA investor yet.

Roth IRA

First let’s talk about the basic things first,  what you most probably already know. Namely, that retirement investing can be confusing. You know that it takes just a few seconds of talking about market cycles, redistribution, indicators, and various other investment speak to have you running for the hammock. And we haven’t even mentioned IRAs, distributions, safe havens, or tax deferred paperwork. (“Honey, seriously, I’m going to take care of it on Sunday.”)

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Protecting Your Tax Refund From Cyber Criminals

June 1, 2014 Leave a Comment

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No one enjoys handing over the year’s tax payment to the Internal Revenue Service on April 15. However, most people expect their tax dollars to be used by the U.S. government, not handed back to cybercriminals that file fraudulent tax returns. Every year, according to an estimate from the Treasury Inspector General’s office, the IRS loses $4 billion because of fraudulent tax returns. Cybercriminals stealing personal taxpayer information have become a major force behind tax fraud.

Tax and fraud

Research on cybercrime demonstrates that phishing scams and fraud are higher at tax time than at almost any other time of year. In fact, people are only targeted more often for scams during the holiday shopping season. Fortunately, by exercising just a little cyber savvy, taxpayers can keep their personal information from becoming entangled in a case of tax fraud.

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