A Personal finance blog for saving money and earning more and thus having a better life
Welcome reader! In this article, we will have a discussion around the 2014 tax brackets, tax rates, and standard deduction, as published by IRS. This is more user-friendly format than the IRS document.
Note: This article covers tax information for 2014 tax year. which will apply to the returns due Monday, April 15, 2015.
We took a road trip in 2010 fall, almost 5 years ago. We flew to Boston, then took a rental car and visited 14 states in 21 days. it was exciting at first, fun after one week and tiring in the last week. We learned our lessons and will keep our next road trip duration smaller, certainly not more than 14 days. We spent a lot of money but expenses could have shot u had we not saved money in various ways, like gas, food and hotel stays.
Do you need a break or want to spend some time with family, take a road trip? Don’t let money hold you. Remember, a successful road trip is possible even without a full wallet. But for this, you have to shun expensive places, shopping, extravagant activities and much more. Just select a place that isn’t very costly and yet entertains you to the fullest. Here are some ideas to help you make your frugal road trip a success.
I received very early lessons on managing finances and investment from my father. Read more on my about page. I feel teaching your children about money is an essential part of their education. Unfortunately it’s not taught in schools, so it’s your job as a parent to make them financially aware which should help them become a better at managing their finances. I had written about early financial lessons to your children and financial advice for young adults. This is a guest post from Patrick he runs the blog Daytodayfinance. Enjoy the post!
Are you parent of a teenage girl? If yes then you already know that your little girl is all set to take her own decisions and plan her future. All she needs is your guidance and advice. If you think that she is too young to manage finance then you are wrong. Teenage is the perfect time to explore all the fields of life and learn financial lessons.
These days, it seems there’s no end to what’s available to buy in supermarkets. A wide range of household provisions has always been available, but in recent years, the range has been increased dramatically to include services too, such as life insurance, auto insurance, car breakdown services, Internet access and many other services. This greater freedom of choice brings with it more temptations to spend money, so it’s important to be cost-conscious. There are great savings to be made in supermarkets; you just need to be aware of them.
Add to it the McDonald, Subways and Pizza huts right beside the supermarket entrance. If you give it a pass while entering, you may not pass it on your way out. So it’s not only the products you buy but also the products and services you are made to pay for, goes to your super market shopping list.
I have a quick and simple way to determine if you are over spending at your grocer.
Let’s go through this guest post on investment planning. Previously we posted investment best practices, this is in the same line. In this post you’ll learn about the steps needed to plan for investment. Planning for investment is a simple task, if you go about it in a systematic way, as described in this post.
Building a successful investment plan requires foresight and research. If you’re interested in improving your financial outlook, there are several strategies you can take. Here are 10 recommendations that will help you on your journey to financial success.
That who says “You can’t earn money just by sitting in front of your computer” doesn’t have any experience on how to make money online. There are lots of ways to earn with some writing skills and some betting clicks when you truly put yourself into it. If you’re more into thinking and writing/blogging, you can try to apply for an online job.
Even with so many scams in internet job market, there are legitimate job opportunities available. These jobs require a computer with an Internet connection, probably a telephone (optional) and some skills. In this article, we will talk about some online jobs to pursue. In the negative side, the potential might not be that bright in the beginning but, as you go things should become brighter. The benefits of the online job are the flexible work schedule and a job that might offer you great monetary reward.
Penny stocks are shares of companies trading below $5. They have market caps of under $200 M and compared to typical stock, come with their higher share of risk. But that is not to say that they don’t have an allure. Penny stocks promise a big return for a small amount of investment. That’s why experienced traders and investors have penny stock trading in their portfolio.
Penny stocks, like any other business venture, demands the know-how. To make your penny stocks venture a profitable one, you need the wisdom of the trade. It will crucify you if you don’t. Here’s a good guide to picking and trading a potential penny stock.
I come from a country where education is highly subsidized. True there is no social security which is a big disadvantage and doesn’t outweigh subsidized education. But, I graduated with almost $0 in tuition cost. My only expense was the living cost while I was in a dorm. Even the dorm had a very nominal rental fee. After living in the USA for the last 10 years and after watching 100’s of close friends graduating from college with an enormous student loan, I wonder if the new graduates are really happy with their first job or are they worried to repay their debt.
Let’s start with some statistics. Almost 40 million Americans have student loan debt. The aggregate amount of loans is $1.2 Trillion, 84% increase from 2008. Now this enormous debt started putting pressure on the US economy. While it’s arguable whether govt. should come for helping the students and extend tax breaks, loan forgiveness or other perks that they generally extend for businesses, let’s try to find a solution for your debt problem when you’ve just graduated.
Not a long back, I posted on wonders of working at home. In this guest post, Apple talks about pros and cons of working at home. While working at home is not an option for me, I can still take a few days a month to work from home. I almost never worked from home in real sense. Honestly, it was good first few hours then, I felt bored. The hustle and bustle of an office I started missing soon. I guess I am not really a work-at-home person. But that’s me! Enjoy this guest post from Apple
Getting tired of sitting all day long in front of your computer? Scrolling through your social media sites and benefit with nothing? Why not use that patience and scrolling ability of yours to earn yourself some hard cash?
One of our friends is going through divorce proceeding. The incident triggers some thoughts on financial implication of a divorce. In this post I’ll go over the financial matters that every couple going through a divorce should be familiar with.
Divorce is emotionally exhausting experience, and a financially draining one as well. Suddenly, years of jointly earned income now needs to be split, and although it’s unlikely to deter couples who have decided to divorce, the financial implications can affect the rest of your lives. Here are some of bigger financial aspects of divorce to keep in mind.
