• Home
  • About
  • Advertise
  • Contact
  • Policy
  • Guest Post
  • Archive

One Cent At A Time

A Personal finance blog to get rich

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Archives for November 2014

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Should You Marry Someone with Excessive Debt?

November 26, 2014 3 Comments

Share this:

  • Tweet
  • Email

When Doug’s agent contacted me for a guest blog article, I thought of a hard topic for someone who writes for Huffington post. What better financial topic can be about marriage than this one? Enjoy this informative post! Happy Thanks Giving and enjoy your holidays

Marriage

You’ve finally met Mr. or Miss Right, and the conversation has turned toward marriage — but there’s a problem. Your hesitation has nothing to do with your partner’s personality or their family. Your concern is that your potential spouse is deep in debt.

Continue Reading...

10 Easy Tips to Stay Frugal in Your Life

November 24, 2014 11 Comments

Share this:

  • Tweet
  • Email

You don’t have to clip coupons every day and skip your morning coffee most of the time to save money and remain frugal. There are easier and far more effective ways that can keep you frugal for your life time. You just need to make a habit for the things or just make it a practice and automatically these acts will be a part of you and your family. You’ll realize one day that frugality is your way.

Stay Frugal

In reality, being frugal is what we need to embrace these days. We are in this era where spending overpowers earning. Having said that, it is high time for us to develop the frugal mindset so we can better manage our finances. Whether you are earning much or earning low, it’s but wise to be frugal in many aspects.

Continue Reading...

How to Make A Five-Figure Income From Peer to Peer Lending

November 21, 2014 10 Comments

Share this:

  • Tweet
  • Email

The Federal Reserve seems to have won its war against interest rates at the expense of investor returns. If you are saving for retirement in relatively safe corporate bonds, you’re lucky to be breaking even after inflation. Stocks have done well over the last five years but you’ll be lucky to see the 7% average annual return going forward, and that is if you can avoid the next market crash.

Investing in peer lending

There are increasingly few investments these days that provide the necessary return for investors to meet their income goals in retirement.

Continue Reading...

Property Ownership Doesn’t Need To Be Taxing: How To Maximize On Deductions

November 19, 2014 2 Comments

Share this:

  • Tweet
  • Email

This is a guest contribution from Tyler Cooper , he has been building and managing a portfolio of buy to let properties for over 7 years now. He enjoys sharing his insights and ideas online through blogging. This post is suited for our UK audiences, who are property owners or going to be one soon. 

House ownership taxes

Owning a property opens up a whole range of sometimes complex tax issues but it is not all bad news and there are several ways of making property investment as tax-efficient as possible.

Continue Reading...

How to Breathe New Life into Your Resume

November 17, 2014 3 Comments

Share this:

  • Tweet
  • Email

When did you last edit your resume? I admit I haven’t done it in last one year. I think that’s the case with many of us. Unless we are actively looking for a job, we don’t spend time on our resumes. If you are one such person, this guest is for you. When this post was offered to me, I took the chance and gave blogging a break. Let me update my resume while you enjoy the post!

New Life in your resume

Most people don’t give their resumes a second thought until a job loss or a career change. While these are the most obvious reasons to get a resume up to speed, there are other situations that apply, even if you aren’t currently looking for a new position.

Continue Reading...

Should You Use Life Insurance As an Investment?

November 14, 2014 3 Comments

Share this:

  • Tweet
  • Email

Have you ever thought about having a life insurance policy as an investment vehicle? I am talking about whole-life insurance policy, not the term insurance. A life insurance policy may be a good investment from diversification perspective. Let’s find out how a life insurance policy can be an important factor in securing your financial future and that of your family.

Life Insurance

I don’t have a whole or a term life insurance. I have employer-provided group life insurance. I am insured for 8 times my gross income per year. I pay $12 per pay check (bi-weekly) as insurance premium, that hardly dents in to our financial health. I know if I stay alive, this money is simply draining out. To provide to your family you go out dining and watch movies, you go on vacation. I consider this insurance premium as another expense towards family’s well-being.

Continue Reading...

Why a SIPP Might Be the Smartest Way to Save

November 12, 2014 Leave a Comment

Share this:

  • Tweet
  • Email

This is a guest post from one of our UK readers Martin. He talks about SIPP, which is equivalent to IRA and Roth in the US. You get tax advantage to contribute to the pension plan provided you delay the withdrawal. Like IRA’s, you’ll get complete freedom in choosing the investment vehicles for your retirement saving. Enjoy the reading!

Enjoying Retirement

Whether you’re thirty-five or fifty-five, it’s essential to spare some time every now and then to think about your retirement plans. If you want to have more than the state pension provides – and this is certainly advised – it’s essential that you start saving for your old age from as early as you possibly can.

Continue Reading...

Financial Planning When You are 20 Something

November 5, 2014 5 Comments

Share this:

  • Tweet
  • Email

This is first post in the Financial Planning series, over the weeks we will help plan for finances across different age groups. I am starting with an age which sees maximum changes in your life. From college to job, from being single to be in a relationship, from dorm to your first home, and, from student loan to mortgage.

Young Adults

This is also the most challenging time for your finances. First getting a job for living. Then, you start paying off student loans, while using your credit cards and probably also looking for a new home. This is most challenging more so because you are almost inexperienced at managing your finances. Since personal finances are not taught at schools, most in their 20s simply don’t have a financial plan.

Continue Reading...


Create your own blog in 20 minutes and $20

Personal Capital, a free tool to change your financial health today

I use and suggest Upstart, for your personal loan need

CreditKarma, a free tool to check your credit scorey

I use Coinbase, for my crypto investments

101 Cents at a Time

101 Ways to Earn Extra Money on the Side
201 Frugal and Perfect Birthday Gifts
101 Ways to Save Money Everyday
101 Ways to be Better and Successful at Work
101 Ways to Save Environment and Energy
101 Frugal and Romantic Anniversary Ideas
101 Low-Cost Men's Fashion Ideas
101 Personal Finance Tips
101 Ways to Reuse Household Stuff
101 Things to Do, When Nothing to Do
101 College Graduation Gift Ideas
100 Tips for Ecommerce Startup
101 Ways to Enjoy Indoor During Winter
101 Ways to Beat Procrastination

Popular Posts

Quick Cash - How to make $100 legally, in a day
Living well on less than $15,000 a Year
Top survey sites for side income
What to do when auto repair goes wrong
Where should I invest my money now?
20 Ways to be productive and happy at work
51 Ways to get out of debt
Be a better person in 15 days, 15 ways
Income ideas for retirees and senior citizens
51 side jobs for college students
Urgently need a large amount of money?
Should I buy or should I rent?
Best Personal loan providers
25 Ways to save environment
25 DIY car repairs to save money
How to decorate office cubicle
How to show your wife you care
50 Financial Rules for Success
51 Frugal weekend family activity ideas
Become Rich By Saving 1 Hour Of Daily Wage
How much do I need to save for retirement?
How to negotiate your salary

Follow us on FaceBook

Subscribe

Join our community of 5000+ subscribers to increase net worth and build wealth

Advertisements

Personal Stories

How I got a new HP computer replaced
Was COVID circulating in USA in fall of 2019?
How my credit score went up 800+
Why I didn’t invest in Bitcoins
How I controlled impulses to buy things
Why this blog is named One Cent at a Time

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances

Copyright © 2023 One Cent At A Time · Designed by Nuts and Bolts Media