Archives for December 2014

10 Tricks to Become More Productive at Work

December 30, 2014 4 Comments

It has been long since we have written on productivity. This is a never-ending topic, like celebrities and politics. Most of us know the tricks to become more productive. Yet often we don’t follow the principles. Perhaps we do need breaks in between our hectic schedule. Getting a breather becomes the first need. I see nothing wrong in it. What is important is to get back on a productive cycle as soon as possible.

10 tips for Productivity

One of the good ways to re orient ourselves towards productivity is by reading. No harm in going over the mantras once again in your life. Start of a new year is perhaps the best time to go over the points that can make us more productive in the coming year. Hope you enjoy this guest post from Christian.

The Key To Being Your Own Boss: Do What You Know and Love

December 29, 2014 3 Comments

I am not a business person in true sense. But, this blog is a business for me in many ways. It earns me my mortgage, taxes and insurance bills. It also filling up my retirement income. But at the same time, you may consider this a hobby that is commercialized. Whichever way you think. Starting a business to live your dream often starts with small endeavors. Careful planning, lots of enthusiasm and enough hard work. These are needed more than financial resources.

Small Business

Let’s face it; as long as you are working for someone else, your future is not in your own hands. Most of us have to work to live, but there is no reason to live to work. A majority of workers dream about being their own boss, yet feel stymied when it comes to starting their own business.

Students Loan: Burden or Blessing

December 17, 2014 12 Comments

I am still lout on vacation so in the mean time enjoy this guest post on student loans from Mathew, who requested his work to be published on this blog.

Student Loan

According to a new report from TransUnion, the burden of student loans on young people, ages 20 through 29, is much heavier than it was for that age group a decade ago. On average, a twenty something today has about $25,000 in student loan debt.

Inappropriate Questions At Interviews

December 15, 2014 Leave a Comment

Interviewing for a job can be a stressful process and in the aim of finding out all the information that they need to find the right candidate, sometimes employers may overstep the line in questioning. This may go from inappropriate, to downright illegal. Even before you’ve signed an employment agreement, you, as a candidate, have certain rights and provisions under the law.

Job Interview

Knowing the questions you shouldn’t be asked, and finding ways to answer them professionally and respectfully can help you to turn an uncomfortable interview into a successful one with more favorable chances of landing the role, and an advancement of your career.

What to Do When a Natural Disaster Destroys Your Business

December 13, 2014 Leave a Comment

Tornadoes, floods, earthquakes, mudslides, and avalanches — the list of ways that Mother Nature could unexpectedly unleash her fury seems almost endless. The type of natural disaster that you could face depends on where you live. Many weather-related disasters, particularly as climate change has accelerated, have become more common and more costly than ever before.

Natural Disaster

Having insurance can give you some financial relief if a natural disaster destroys your property. However, your choices in the hours, days, weeks, and months following a disaster will determine whether your business recovers. You need to run it as best you can, look for financial assistance, and decide whether keeping your business open is worth the cost and the effort.

Make your Business Plan Viable Through 5 Effective Component

December 11, 2014 2 Comments

You have a thought for a business. There are many things you market? What ought you to suggest? Who you could give it to? And how long you remained to obtain from it? The only one all the more object you necessitate strategy for success. – Business Plan, yes it is. Numerous individuals fear the thought of setting up a business strategy. They consider them confused, needless reports that are just to make it more troublesome for them to begin as an ambitious person. If you think the same it means you are incorrect.

Small Business

The truth is a Business Strategies are important on the grounds that they help you “understand” your trade. Rather than simply talking in conceptual progressions about your “client base” and your “income, probable,” it allows you a chance to put those things in composing and in solid terms. It compels you to thoroughly consider each part of your business ahead of time so not far off you don’t understand you’ve committed an error that is expense you your business, your life’s reserve funds, and your occupation.

Why You Should Start Budgeting Today

December 8, 2014 7 Comments

Do you budget? If yes then I’d like to ask – do you really love to budget? I don’t think many people would answer in a ‘yes’. Let’s admit we don’t really want to budget. Some of us do but that’s because of extreme financial difficulties. But there are solid benefits that make budgeting essential for all.

Even for the billionaires. We just need a trigger to start with it. for some it’s being in debt, for others, it may be due to a financial goal. For me, the trigger was buying our first home.

When you combine mortgage, property taxes, homeowners insurance and compare them with rent you used to pay, you sense fire – you start budgeting.

Ten Things you should do Before Applying for a Mortgage

December 4, 2014 2 Comments

A home is a very important part of every human being’s life. It is a source of great comfort and stability. This is the reason as to why choosing to purchase a home is normally the biggest financial transaction a person will ever make in his or her entire life. It is thus then very important that this decision is reached at with a lot of caution.

applying for mortgage

It is vital that the right amount of research is conducted before the decision is made and that all required preparations are made in time. It is granted that every home buying transaction is unique in its own way. However there are ten very common things that apply to every home buying transaction.

Archives for December 2014

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