Archives for July 2015

Home Improvement or Moving To a New Home

July 29, 2015 Leave a Comment

Many of us face this challenge in life. For some reason or other, we need to either take on home remodeling or improvement projects. So is it always better to improve your current home than trying to move a to a newer and bigger home?

Home Improvement or Moving To a New Home

It is becoming more and more common for people to go down the avenue of improving their current home rather than moving. Often, people find themselves in this quandary, trying to decide which makes more sense for their situation, do they stay in their current home, after home improvement, or up the route and move to a different property.

Online Payments Platforms for eCommerce Sites

July 29, 2015 Leave a Comment

Online payment has made it possible for individuals and businesses to transact electronically without the need of being physically present. It has made it easy for people to transact from the comfort of their living rooms hence transforming the way we do business.

Compared to a few years ago, more and more businesses are switching to online payment so as to make it convenient for their customers to shop. Businesses have finally realized that online payments are now the heart of online businesses.

Online payment platforms allow business owners to focus on the business aspects of their ventures so that they can guarantee customer satisfaction.

Building An Emergency Fund From Scratch

July 27, 2015 5 Comments

Earlier I wrote about the myth of emergency fund. For some reason, I didn’t get much good feedback about it, neither it received a good amount of views. But the topic is important. An emergency fund is a must for good financial health. In this post, I’ll simplify emergency fund, by just focusing on the setting up of the fund. Let’s assume you don’t have anything for an emergency fund right now. Let’s set up one, right now. We all need it!

Building An Emergency Fund From Ground Up - INFOG

Infographic provided by Lendgreen

Some Tips for Buying a Used Car

July 24, 2015 15 Comments

We got our first car in 2005, the year we came to this country. That was a used car we saw on Craigslist. There were hardly any people to turn to for tips for the car those days. We were new and were still getting accustomed to the car buying process. Now after 10 years and having purchased 2 more used cars, here are some basic tips for anyone who’s looking to buy a used car in the US.

Used Car

Buying a used car isn’t as easy as it sounds. More time you spent in searching and researching, the better deal you’ll make, most likely. If you’re dealing with this for the first time, here’s how to navigate the dealership and walk out with a reliable automobile instead of a lemon.

Binary Options – Scam or Legit?

July 22, 2015 2 Comments

Compared to most other investment types, binary options are a relatively new retail investment vehicle; and as with most new things, there are several questions revolving around the concept. One of the most pressing questions is, “Is binary options a scam or an investment opportunity with real potential?”.

Today, we’ll discuss what binary options trading is and how it works. We’ll also take a look at why some consider it a scam and whether or not it really has any potential to be a profitable investment vehicle. So, let’s get right to it, the truth about binary options trading.

First thing first. I never did a binary options trading. Partly because it’s risky to my appetite and partly because I am not much confident to start without researching to my satisfaction. This is a result of the research I carried out so far.

Some Second Income Ideas

July 20, 2015 Leave a Comment

There’s no better time to write about earning extra money than now. When markets across the globe are melting and Us is in a standby mode. It looks like a market crash or correction is on the card. I have sold a few positions over last month. But the subject of this post is having a steady source of second income, outside of your day job or main business.

Some Second Income Ideas

Many people, these days, are trying to find additional sources of income, which can sometimes be quite a drag. Choosing which alternative source of income is best for someone mostly depends on the amount of work and time each person is ready to invest in this project. In this article, we’re going to list some of the most creative ideas on how to make some extra money without sacrificing too much time and nerves.

Dealing With Over Spending Partner

July 17, 2015 4 Comments

Is your partner just the opposite, money wise? Does your partner spends money at the slightest whim? Do you run a bigger bill at super markets with your partner, than when you are shopping alone? Most importantly, are you worried about your partner’s money habit?

How to deal with overspending partner

One of the hard-fact in life is that, most of us are attracted to our opposites. If you are shy and a homebody, you are most likely attracted to someone that is outgoing, bubbly, and will pull you out of your shell a bit. If you have been a saver all of your life and have no idea how to even act in a restaurant (because you’ve never wanted to shell out the money to experience one), then you might find yourself attracted to a spender that shows you how much fun spending money can be.

Right Mindset and Right Tool To Better Your Finances

July 15, 2015 Leave a Comment

Managing your finances can be a rather stressing task because there are so many influencing factors. Your income or lack of it. Your savings or lack of it. Your spending or excess of it. But most importantly what you want and how much control you have in place with respect to spending your money determines your financial success.

Some people seem to have a knack at being good in managing their finances, but there are some of us who struggle a little (or a lot). More than one-third of American population is in debt. So, we do struggle. A lot!

Other than learning tips and tricks from finance gurus, you sometimes learn through your own mistakes. Making financial mistake is no doubt a mistake that comes with a hefty price, pun intended, but it will definitely be a lesson too valuable for you to forget.

How I Saved My 5 Year Worth of Expenses, Quit My Job, and Started My Blogging Business

July 13, 2015 4 Comments

This is the story of my friend Bill. Who is a frequent guest posted here. I am running the blog as a side business whereas, he made his blog main source of income, a full-fledged business. Bill found drawbacks in the corporate world, the office politics, constantly being questioned, less freedom, etc. But, I enjoy my day job. My job gives me many creative ways to express myself. I lead my team rather than being bossed around. Many of you may face a tough working condition. So enjoy the post and try to see if you can apply to your life.

How to Start Blogging Business

A decade ago, I was just like thousands — or even millions — of fresh graduates: Straight out of college, I landed a job in a business outsourcing company, working as a customer service representative. You can just imagine the rush of pride I felt when I finally got that call, giving me a job offer. I thought to myself, ”This is it! The start of my corporate career!”

How To Improve Your Forex Trading Return

July 12, 2015 Leave a Comment

Everyone in the Forex trading game, whether a newbie or a seasoned trader, wants to take their trading performance to the next level. Luckily, the secret to improving your Forex trading is as easy as learning how to trade well at Forex. Here are 5 ways you can improve your Forex trading.

1. Avoid Over-trading

Most newbies in Forex trading are so excited and emotional that they end up over-trading. Even though you want to do as much as possible to optimize your profits, you have to keep your trading frequency in check. Every trading decision should be deliberate, well-researched, and properly justified. In general, consider a trade setup’s probability of success before executing it.

A good rule of the thumb is to be sure that the trade you about to enter has a better chance of success than failure, otherwise called the risk-reward payoff. If you stand to gain very little at a very high risk, stay off the market, your impatience notwithstanding.

Archives for July 2015

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1. Avoid Over-trading