One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Archives for February 2016

3 Tips to Save on the New Year’s Party

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I started writing this blog post in December 2015. Somehow this post took longer to finish, so much so that new year is way past us and we are in February now. This new year, we went out to see a Christmas lighting in Miami (Santa’s enchanted forest) then had dinner out in downtown Ft. Lauderdale. We didn’t spend too much money but at the same time, we had a lot of fun.

3 Tips to Save on the New Year's Party

A new year’s party may not be the all-you-can-spend day. People can have maximum fun with minimum money spent. The best way to enjoy a great new year is to have a potluck dinner with friends. Cracking some fireworks, having a chit chat with live TV telecast in the background. That’s exactly how we spent 2015 new year’s eve.

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Three Forex Trading Tips For 2016

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I mentioned it many times that trade value for Forex is way more than the total trade value of stocks. Banks and financial institution make most of their money by trading Forex. Most common men trade in stocks, but a very few trade Forex. I thought of presenting you with some tips to trade Forex for the new year.

Forex Trading Tips

Trading in Forex takes knowledge and research, and it requires that you take the time to understand the currencies and how they change in value. What is it that causes them to rise and fall? When is the best time to make a trade? It can be a bit more difficult to enter this field as a new trader, but it is possible as long as you are willing to learn.

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Expanding Your Business With Live Streaming

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Everyone expects business to be conducted on the go now – that has increased the demand for quality digital interaction. Technology has made the world a smaller place in many ways – people all over the globe conduct business or socialize together on a regular basis.

Being able to e-mail with people far away is wonderful, but sometimes you need more direct interaction. That is where streaming video can be a big help. Even though people are more used to communicating digitally more than ever, people still want to receive immediate reactions to ideas and conversations.

Broadcasting video with interactive features can bring large meetings down to scale, and make it easier for everyone to express themselves and accomplish more.

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Preventing Burglary at Your Rental Property

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Burglary prevention might not have been high on your priority list when investing in rental properties, but it’s essential to do your due diligence and put safeguards in place. Responsibility for tenant safety falls to the landlord to some degree, so make sure your rental property is as safe as possible for your renters.

Burglary risk at your rental property is the same as in your primary home. And so, you must employ the same measure as you’d have applied in your own home.  Installing a security system, changing locks frequently, having good terms with your neighbors, making the property entrances visible from other homes in the locality, are some of the good measures you can employ.

And as an added benefit, you may command a higher rental price. As buyers, these days, negotiate a lot more for the rent.

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Helpful Facts on Car Liability Insurance Coverage

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Insurance is the defense for your financial team (as an investment is an offense). When it comes to car insurance, you have a lot of choices and Car Liability Insurance Coverage is one of them. Since you have many choices, you should know as much as possible to decide on the coverage. You should know the facts and myths so that you can make informed decision

Car Liability Insurance Coverage

My coverage limits are absolutely minimum as per Florida state law. But, I am not asking you to go for the absolute minimum requirement, it must be driven by your absolute need. The amount of deductible you can afford, the amount of emergency cash you have saved, etc.

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Basic Steps for Starting Your Own Blog

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Are you thinking of starting a blog? As a blogger, I will obviously say that that’s a fantastic decision and has been one of the best decisions that I’ve ever made. I say go for it! After all, you can start a blog for just $20. You may struggle at first but, with every post, you’ll gain confidence. With every passing month, you’ll be close to earning your first side income. Those initial days are pretty hectic, you’ll need to devote a good chunk of your daily time.

Some Pointers to Create Your Own Blog

Once you are passed first 6 months, you can put blogging on autopilot. All you need to do is post regularly twice/thrice a week and try to make one concrete post a week. and, if you have a day job to take care of then that’s the maximum time you’re gonna get anyway.

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How to Expand Your Investment Strategy

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Creating a diversified portfolio can help you insulate yourself against risk and grow your wealth quicker. With more investments, the idea is that you will lower the risk of losing all your money. When the stock market is stronger, having stocks is a good thing and when the bond market is stronger, having bonds generate higher profits.

Expand Your Investment Strategy

It can be easy to get into a rut with your investments since you tend to stick with what works. Having only stocks  and bonds is not diversification. However, it is important that you research other options and talk to your financial planner about some other possibilities.

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Turn Your Setbacks into Opportunities

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In the high-pressure world of business and finance, it can be easy to get overwhelmed when something goes wrong and expectations are not met. There may be so much time, money and planning invested in reaching a predetermined goal that you may not see any way out if you fall short, and you may even be tempted to throw in the towel altogether.

Turn Your Setbacks into Opportunities

Finding one’s self back at square one can be daunting for anyone, but the main obstacle will be your own mindset and how you deal with adversity. If you can take whatever life throws at you and move forward and up, it will be the difference between a complete disaster and a mere setback.

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How to Work with Online Checks: A Guide

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The world of e-commerce provides businesses and customers alike with many new and exciting opportunities in which to buy and sell products and services. Customers now have more ways in which to pay than ever before, and it is incumbent upon businesses to provide ways in which to accept these payments if those businesses wish to maximize the number of sales.

Online checks are one such method, bridging the gap between traditional checks and instant transactions. Below, you’ll find the a guide to work with online checks as an online merchant or as a customer.

The Process of Online Checks

Online checks work as a form of online payment, where the money is withdrawn from the customer’s bank account electronically, transferred through the ACH network and deposited into the payee’s account.

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4 Ways to Invest $100 or Less

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I am republishing this article with edits to make it more relevant and helpful for my readers. People often struggle to save big money. In that case starting with a little amount not only starts the investing habit but also works like a charm for the future health of their personal finance. Enjoy the post!

4 Ways to Invest $100 or Less

One of the most common excuses from people in their 20’s and 30’s who aren’t investing is the attitude of “I’d love to invest, but I don’t have enough money to get started.” Well, this mindset simply isn’t true. There are plenty of options for investors with small amounts of cash. You’ve simply got to do a little homework to find the best ones that fit your situation.

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