Effective planning for your retirement and estate involves several important steps. But before any of these steps can be taken, you must overcome the most difficult one of all: The People just don’t like to talk about the “what if” situation, after a death. It’s a taboo.
So the first step for you is to approach it with a comfortable attitude. The best way to develop this is not to talk to your children first, but to someone else. A pastor, a family lawyer, friends, or whoever will listen. You’ll find that the more you talk about it, the easier it becomes. It will help you begin the conversation with your kids.