Archives for August 2016

How Useful Contrarian Investing Is

August 31, 2016 Leave a Comment

Many people talk about contrarian investing, but the fact is that most investments are inherently contrarian. For example, you don’t want to buy stocks when everyone else is buying them or sell them when everyone else is selling them.

All About Contrarian Investing

Whether you are investing in stocks, real estate or precious metals, the idea is not to do what the “herd” is doing at that particular moment. You may be focused on trying to expect a new trend with an original investment idea or staying in a bull market when others are suggesting an exit, but the point is the same – never simply go along with the crowd.

Planning Today for Retirement Tomorrow

August 29, 2016 4 Comments

Americans are living longer than ever. That means a decades-long retirement isn’t out of the question for many of us. And, of course, we want to maintain our existing standard of living and fill those “golden years” with good food, trips to exotic locations, visits with our loved ones, and much more.

Planning Today for Retirement Tmorrow

The ideal retirement looks different for each of us. But, no matter what our plans are, we need a nest egg that allows us to live comfortably, have some fun and pay for any medical expenses that crop up—which they will at some point.

Small Business Money Saving Tips

August 23, 2016 3 Comments

As a small business owner, any way you can save money is a must-do. And since time equals money, saving time is just as important. So without further ado, let’s get to the meat and potatoes of money-saving tips for business owners.

Outsource.

Instead of hiring a full-time employee who you have to pay wages, benefits, and the like, outsource your projects and duties to a virtual assistant. Virtual assistants can take over your bookkeeping, appointment scheduling, filtering your email inbox, creating power point presentations, booking hotels and flights, and they can do research on just about any subject you need them to, like your competitors, the latest industry news, popular search keywords, customer survey results… literally anything.

Shared workspaces.

Rent is one of the biggest money suckers, and if you don’t need a dedicated office, then save money by using shared workspaces. Some cities have more than others, so your location will determine if this is a viable option for you. Perhaps you can even go in on renting and creating a shared workspace with other small businesses from your community. Shared workspaces not only save money, they promote networking. They’re only becoming more popular in today’s business world, so if you don’t have one near you yet, there’s probably one on the way.

3 Micro Ways to Fix Your Finances

August 22, 2016 3 Comments

You’ve got the debtors at the door, last demand letters and statements piled up in the living room and a quivering, shivering bank balance that’s teetering on the brink of your overdraft limit. It’s not a great way to start your day – and it doesn’t have to be this way. There are subtle and micro ways to quick fix your finances.

3 Quick Fxes to Financial Problems

For some, money slips through their fingers like grains of sand. Yet these perennial spenders don’t realize that they can cut their budget with the little things.

What If American Stores Stop Buying Chinese Imports?

August 22, 2016 66 Comments

A lot of things changed in last 6 years since I wrote this article. We now have a new president, new policies, and priorities of his administration. Somehow I feel he’s also of the same view with which I wrote this article. this is pure imagination, “What if” scenario. Many of you expressed your views on the article, I thank you for that!

Slowly and gradually I noticed a lot of Americans are now buying American, growing American and making in America. Some started boycotting Chinese goods. More or less I still agree that in short to medium term this ban on Chinese imports would exert tremendous pressure on the world economy, a new recession will result.

But in the long run, say 15-20 years from now, the American economy will get more benefit than any of the other economies in the world if we ban Chinese imports today.

10 Common Misconceptions About Money

August 17, 2016 4 Comments

There’s a lot of information out there about money, but there are also a lot of myths and misconceptions. You might have even heard something about finances from your parents and grandparents growing up and just believed it to be true.

10 Common Misconceptions About Money

This can be dangerous as you might be making bad decisions about your future. Further, you can also be missing out on great opportunities to increase your wealth.

8 Ways to Save a Down Payment for a Big Purchase like a Home

August 15, 2016 Leave a Comment

There are a lot of good and fantastic ways to save for a big purchase like a home, but I have compiled a list of 8 great ways people can use to save for a house. Although the tips hereunder are for saving for a house, a big number of them can be applied to save for a car, a vacation, an RV, saving for your retirement, paying off debts or any other purpose.

8 Ways to Save a Down Payment for a Big Purchase like a Home

Many people find that the moment they have realized their first objective, these methods assist them to realize their other financial objectives as well. So they keep on helping them. It all relies on how dedicated you are to achieve your set financial goals. Here under are the tips.

When you Urgently Need a Large Amount of Money

August 12, 2016 8 Comments

Earlier I posted methods of earning quick cash legally. In this article let’s talk about a situation where all of a sudden you need a huge amount of cash, the situation we term as a financial emergency. And let’s say you don’t have an emergency fund built up. How can you quickly arrange for that large amount of money? This is not about making money, it’s about arranging the money for the emergency need to pay off later.

You don’t have it available in your bank account, and you need to get your hands on this money in a short period. What are your options? From my point of view, you have three or four solid options at your disposal. Chances are, one of these options will work for you so take a deep breath and try to tone down your panicked state.

11 Organizational and Declutter Hacks for Your Home

August 8, 2016 3 Comments

Can you imagine living in a house where everything is in place and easily at your disposal? In many ways, an organized house can be compared to a perfect house. With so many things piling up in our lives, the last thing we want to do is to play treasure hunt with a cell phone or car key. While organizing a home does not come easily to everyone, there are a few things you can do to declutter the space and step up to the game.

modern living room interior. 3d rendering design concept

11 Organizational and Declutter Hacks for Your Home

Display Your Shoes like the Store

Unless you have a walk-in closet, finding enough space to store your clothes, purses, accessories, and shoes can be a true challenge. Instead of hiding your shoes in the already overstocked closet, you can choose to proudly display your collection in the entryway. Whether you choose an elegant-looking cabinet or a witty Lazy Susan, you can always add a touch of design by showing off your prized art collection on the very top.

101 Ways You Can Save Energy and Save Environment

August 6, 2016 18 Comments

“The struggle to save the global environment is in one way much more difficult than the struggle to vanquish Hitler, for this time the war is with ourselves. We are the enemy, just as we have only ourselves as allies.” – Al Gore

The saving environment is one of the most-liked content here at OCAAT. I am happy to see such awareness for the environment. Also, I tend to think that social media is spreading good habits in the masses, making this planet a better place to live. Once I posted on Facebook about buying reusable shopping bags for grocery, it went viral and amidst 20 likes and 17 comments, I think at least a couple got inspired and bought reusable shopping bags.

Earlier, I posted 25 ways I am contributing towards saving the environment every day. While I am at it constantly, I tried listing the possible ways I can help save the environment. The topic is such serious that I decided to write about it again, even though OCAAT is a personal finance blog.

Archives for August 2016

How Useful Contrarian Investing Is

Planning Today for Retirement Tomorrow

Small Business Money Saving Tips

3 Micro Ways to Fix Your Finances

What If American Stores Stop Buying Chinese Imports?

10 Common Misconceptions About Money

8 Ways to Save a Down Payment for a Big Purchase like a Home

When you Urgently Need a Large Amount of Money

11 Organizational and Declutter Hacks for Your Home

11 Organizational and Declutter Hacks for Your Home

Display Your Shoes like the Store

101 Ways You Can Save Energy and Save Environment

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Archives for August 2016

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11 Organizational and Declutter Hacks for Your Home

Display Your Shoes like the Store

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