Archives for August 2016

How Useful Contrarian Investing Is

August 31, 2016 Leave a Comment

Many people talk about contrarian investing, but the fact is that most investments are inherently contrarian. For example, you don’t want to buy stocks when everyone else is buying them or sell them when everyone else is selling them.

All About Contrarian Investing

Whether you are investing in stocks, real estate or precious metals, the idea is not to do what the “herd” is doing at that particular moment. You may be focused on trying to expect a new trend with an original investment idea or staying in a bull market when others are suggesting an exit, but the point is the same – never simply go along with the crowd.

Planning Today for Retirement Tomorrow

August 29, 2016 4 Comments

Americans are living longer than ever. That means a decades-long retirement isn’t out of the question for many of us. And, of course, we want to maintain our existing standard of living and fill those “golden years” with good food, trips to exotic locations, visits with our loved ones, and much more.

Planning Today for Retirement Tmorrow

The ideal retirement looks different for each of us. But, no matter what our plans are, we need a nest egg that allows us to live comfortably, have some fun and pay for any medical expenses that crop up—which they will at some point.

Small Business Money Saving Tips

August 23, 2016 3 Comments

As a small business owner, any way you can save money is a must-do. And since time equals money, saving time is just as important. So without further ado, let’s get to the meat and potatoes of money-saving tips for business owners.

Outsource.

Instead of hiring a full-time employee who you have to pay wages, benefits, and the like, outsource your projects and duties to a virtual assistant. Virtual assistants can take over your bookkeeping, appointment scheduling, filtering your email inbox, creating power point presentations, booking hotels and flights, and they can do research on just about any subject you need them to, like your competitors, the latest industry news, popular search keywords, customer survey results… literally anything.

Shared workspaces.

Rent is one of the biggest money suckers, and if you don’t need a dedicated office, then save money by using shared workspaces. Some cities have more than others, so your location will determine if this is a viable option for you. Perhaps you can even go in on renting and creating a shared workspace with other small businesses from your community. Shared workspaces not only save money, they promote networking. They’re only becoming more popular in today’s business world, so if you don’t have one near you yet, there’s probably one on the way.

3 Micro Ways to Fix Your Finances

August 22, 2016 3 Comments

You’ve got the debtors at the door, last demand letters and statements piled up in the living room and a quivering, shivering bank balance that’s teetering on the brink of your overdraft limit. It’s not a great way to start your day – and it doesn’t have to be this way. There are subtle and micro ways to quick fix your finances.

3 Quick Fxes to Financial Problems

For some, money slips through their fingers like grains of sand. Yet these perennial spenders don’t realize that they can cut their budget with the little things.

What If American Stores Stop Buying Chinese Imports?

August 22, 2016 59 Comments

A lot of things changed in last 6 years since I wrote this article. We now have a new president, new policies, and priorities of his administration. Somehow I feel he’s also of the same view with which I wrote this article. this is pure imagination, “What if” scenario. Many of you expressed your views on the article, I thank you for that!

Slowly and gradually I noticed a lot of Americans are now buying American, growing American and making in America. Some started boycotting Chinese goods. More or less I still agree that in short to medium term this ban on Chinese imports would exert tremendous pressure on the world economy, a new recession will result.

But in the long run, say 15-20 years from now, the American economy will get more benefit than any of the other economies in the world if we ban Chinese imports today.

How I Got my Faulty New HP Laptop Replaced

August 20, 2016 45 Comments

This is my experience with HP laptop computer replacement. I always had HP laptops, some fascination with HP you may say. The previous one, HP Pavilion DV 5600, was dying after 6 years. I needed another one as the blog wouldn’t have otherwise survived. I don’t blog from work laptop and I can’t think of typing posts from my iPhone.

How to Replace faulty HP laptop

I ordered another HP, this time a Pavilion g7 notebook, the monstrously big for a laptop, via HP.com site. As if to celebrate the new acquisition, I did set up a home office too. The office was set up over the course of the weekend, the laptop arrived the following Monday through FedEx.

10 Common Misconceptions About Money

August 17, 2016 4 Comments

There’s a lot of information out there about money, but there are also a lot of myths and misconceptions. You might have even heard something about finances from your parents and grandparents growing up and just believed it to be true.

10 Common Misconceptions About Money

This can be dangerous as you might be making bad decisions about your future. Further, you can also be missing out on great opportunities to increase your wealth.

8 Ways to Save a Down Payment for a Big Purchase like a Home

August 15, 2016 Leave a Comment

There are a lot of good and fantastic ways to save for a big purchase like a home, but I have compiled a list of 8 great ways people can use to save for a house. Although the tips hereunder are for saving for a house, a big number of them can be applied to save for a car, a vacation, an RV, saving for your retirement, paying off debts or any other purpose.

8 Ways to Save a Down Payment for a Big Purchase like a Home

Many people find that the moment they have realized their first objective, these methods assist them to realize their other financial objectives as well. So they keep on helping them. It all relies on how dedicated you are to achieve your set financial goals. Here under are the tips.

SoFi Personal Loan Review

August 12, 2016 3 Comments

Recently we came across Social Finance (SoFi) as one of the best lenders in our ranking for the personal loan providers. We ranked SoFi personal loan as the second best lender in the market. To go along with the ranking, here’s the review of SoFi personal loan and why we think SoFi is a perfect place to search for your need. With the lowest interest rate among all lenders, SoFi should be your first place to shop for a personal loan.

Being entitled to a SoFi personal loan is definitely not as distinguished as being admitted to Stanford University; however, the truth is the firm’s approach of designating applicants that are highly qualified does not imply like you are trying to join an aristocratic club.

When you Urgently Need a Large Amount of Money

August 12, 2016 6 Comments

Earlier I posted methods of earning quick cash legally. In this article let’s talk about a situation where all of a sudden you have a need for huge amount of cash, the situation we term as a financial emergency. And let’s say you don’t have an emergency fund built up. How can you quickly arrange for that large amount of money? This is not about making money, it’s about arranging the money for the emergency need to pay off later.

You don’t have it available in your bank account, and you really need to get your hands on this money in a short period of time. What are your options? From my point of view, you actually have three or four solid options at your disposal. Chances are, one of these options will work for you so take a deep breath and try to tone down your panicked state.

Archives for August 2016

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