One Cent At A Time

A Personal finance blog to get rich

Archives for November 2016

Living Well on Less Than $10,000 a Year: Habits of Skilled Visa Workers

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This topic has not been covered as widely as it should have been. Let’s gain some insight into the high-skill visa workers’ life and see how well they live on less than $10,000 a year while saving a fortune. Most of us would be amazed to learn about living such a life here in the United States!

Living Under $10,000 a Year - Life of Indian Techies

Every year, thousands of high-skilled and executive class temporary visa holders (H and L classes) travel to this country. Some of them stay back, apply for residency, and eventually citizenship but, the majority go back to the home country with the money saved during their stay here in the US.

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Where Does Your Money Disappear Each Month?

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If you believe a casual Google search result, some 76% of Americans are living paycheck to paycheck. We’ve seen all sorts of stories like these: most Americans don’t have even $1000 in savings, half of all Americans have no retirement investments, that kind of thing.

Where Does Your Money Disappear Each Month?

Financial hardship is a bad place to be, but even worse is not knowing how to manage your money at all. While debt and lack of savings may be the result of poor money skills, they aren’t the core problem themselves. It takes a revolution of the way you think about your money in order to stop living month to month.

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201 Frugal and Perfect Birthday Gift Ideas

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Gifting is my favorite topic to write about. A few months back we were invited into a friends birthday party and we had a hard time picking a gift. The idea to create a ready-to-refer list of birthday gifts took shape that day. I want to make this your last stop before making a decision. Each one of the ideas cost $50 or less in most of the places, with some odd exceptions. I do hope you like it the way you liked my list of anniversary gifts.

201 Birthday gift ideas

This list is divided in to categories your gift recipient fits in to. Feel free to skip to appropriate section for quick glance if you’re short of time. Else, read through the entire list. You’ll find a few you want to explore more. It took me more than 3 months to finish this list. Do let me know what you think about it and what other useful birthday gifts you can think of. Best of luck for your hunt.

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10 Amazingly Unique Gift Ideas Using Fiverr for $5 only

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I have been using Fiverr since last 4 years. It started with a logo design for this blog. All you have to do is shell out five lonely bucks an in return you get one of thousands of little services that are very useful and innovative, and you can just browse them all to find what you like. There is a section called “unique Gifts” that’s full of awesome gift ideas for just $5. Here’s I am going to mention some of the gigs that stood out to me.

Amazing Fiverr Gift ideas for $5

Bored of the same old stuff of wine and flowers when it comes to gifts? I have noticed we are getting a lot of gift cards these days, I think people think gift cards are the best way to refrain from picking something which the receiver either don’t need or already have. Lately, have been thinking of using Fiverr to create memorable gifts that can make a mark for us. There are various gigs offered on Fiverr, that I am going to mention now. If you have a good idea to make for a gift but don’t have enough knowledge or skills, guess what?

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