One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Archives for December 2016

How a Business Benefits From Consultation

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Being wise with your money is important when you own a business. Overspending is an easy way to lose control of your company. While you probably have a good head on your shoulders for your finances, it can prove helpful to reach out for additional assistance. Working with a benefit consulting service is a great option to explore. Receiving the correct information from trained experts in the industry is going to help you to avoid making serious mistakes with your business.

How a Business Benefits From Consultation

One way that your consultation service will help you is by making you more mindful of the needs of your employees. If you do not offer the right benefits, it can cause the quality of your staff’s work to decline. On the other hand, you do not want to spend the entirety of your budget on benefits.

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How to Manage Your Money While Abroad

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I just returned from India trip. We go there once in every two years. We follow some basic steps before we go on the month-long vacation, to be with our extended family members. The first thing we do is use the credit card with no international transaction fee. also, we use Indian bank’s debit card when possible. We also remit some money to our India bank account.

How to Manage Your Money While Abroad

There are many international travelers from countries like US and UK who travel in big numbers every year. Sometimes people don’t pay attention to possible monetary setbacks they may face upon returning home. Managing your money to get ready for traveling abroad is must-do for all global travelers.

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Your holiday might cost more than you think

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Going on holiday should be a time to unwind, relax and be happy. But not planning for such holiday can ruin your time off and end up being very expensive.

Missed flights and non refundable hotel nights when you get a change of plans are costly indeed, but even if everything goes smoothly, have you budgeted for the true cost of a holiday?

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First Date Fashion Ideas for Men

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You know the old adage that first impressions count? Well, there is no occasion on which they count more than a first date. Your smile, your features, and even your posture send out signals to your potential partner that you have no control over at all. However, when it comes to style, thankfully we are firmly in the driving seat.

First Date Fashion 101 for Men

Our choice of attire has a huge influence on how others perceive us, so it’s safe to say that we can control that visual first impression with the right look. But dressing for a first date is a veritable fashion minefield, so rather than leaving things to chance, here’s a list of a few fashion dos and don’ts followed by some tips for that first encounter.

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Sustainable and Responsible Investment

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A couple months ago I attended a conference on fund management. And there was that one lady there trying to intervene the whole time of the Conference given by a famous hedge fund manager. So the conference was all about performance, staggering returns, leverage, risk… etc. And once he finished his presentation, he gets off the stage, to interact with the attendees and answer their questions so people start asking, some come to him and try to give him their business card saying I’m interested in your funds or maybe we can do business together.

Sustainable and Responsible Investment

And so I noticed, this same lady who just throw one question, what do you do with SRI?  it’s quite funny actually that the hedge fund manager, stopped immediately turned and looked at her and said “interesting concept but I don’t know what to do with that and you don’t make money for your clients with that”.

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