One Cent At A Time

A Personal finance blog to get rich

Archives for March 2017

Guide to Preserving Wealth with Precious Metals

Leave a Comment

Many investors understand that owning precious metals is not as glamorous as owning shares of Apple or Tesla. Yet, precious metals hold an important position in the portfolio of any investor that wants to hedge against economic uncertainty and volatility.

Guide to Preserving Wealth with Precious Metals

We are currently living in highly uncertain and volatile times as a new wave of populism and military adventurism sweeps over the geopolitical landscape. 31The article provides a no-frills straightforward guide on investing in precious metals.

Continue Reading...

How To Streamline Productivity With The Right Collaboration Tools

Leave a Comment

Nowadays, more and more businesses have gone virtual, particularly in California as this seems to be a new trend. Working virtual means they do not only work in a conventional office setup but also work remotely. The rise of the internet and mobile devices has introduced a lot of software programs and applications that are useful for many businesses, and collaboration tools are some of them.

How To Streamline Productivity With The Right Collaboration Tools

If you try to visit job boards to check some companies in order to expand your business relationships, you will find most of the companies you come across are most likely using some type of collaboration tools. This isn’t just a trend, as it’s becoming a reality.

Continue Reading...

How To Effectively Use Video Conferencing For Small Businesses

Leave a Comment

Considering how video conferencing tools and technologies are changing the way businesses connect and work, it’s wise to make sure you adapt and that your team does the same. Review the following tips on how to make your video meetings a success:

Measure the room

If you’re using video conferencing solutions to connect to different huddle rooms, then be sure to pick a room with the right size and enough space.

Continue Reading...

Importance of Planning For Life’s Unexpected Emergencies

2 Comments

Unfortunately, unexpected life events rear their ugly heads without respect to age, gender or ethnic background.  It’s the human condition! If we are breathing and actively participating on this earth, we can be guaranteed that we will experience an unexpected life event that will create a financial hardship. It doesn’t matter whether you’re single, married, divorced, male, female, old, young – and I can go on but you get the picture.

Importance of Planning For Life’s Unexpected Emergencies

While it would seem logical and a “no brainer” that if you’re breathing you might experience an unexpected life emergency, why is it we don’t plan for the unexpected? I’m not aware of many who live in a bubble protected from what I call “life’s suddenlies.”  Life is going great, and suddenly a major disruption renders us under financial pressure.

Continue Reading...

When Is The Right Time To Transfer Your Credit Card Balance?

1 Comment

Managing your money can seem like a complex thing to get right. Indeed, one in six adults is said to have financial worries in the UK.  And, in the USA, that is one in every three adults. The key to keeping on top of things when it comes to your finances is to understand all of the options open to you and when to use them best to your advantage.

When Is The Right Time To Transfer Your Credit Card Balance

One clear example of this comes with the use of credit cards. These little pieces of plastic are, according to the UK Cards Association, used to make almost 300 million purchases a month in the UK. But how to best manage a credit card?

Continue Reading...

Money Management Through the Eyes of a Boy Scout

2 Comments

When I was younger I was in the Boy Scouts. Like many, I started in grade school with the Cub Scouts and moved up the ranks. Ultimately, I fell short of the Eagle rank by one level, but the lessons learned over my scouting career have stuck with me through the years. Looking back on it now through the eyes of someone who must manage bills, work and family, I think the scouts helped me build a solid framework for future money management skills.

Money Management Through the Eyes of a Boy Scout

I’d like to take you on a journey through my five favorite parts of the Boy Scout Law and demonstrate how each has had an impact on me when it comes to managing my finances.  Hopefully, by the end of this post you too will be prepared to go out and be a good scout with your money.

Continue Reading...

Real Estate Vs. Stocks

2 Comments

The two traditional forms of investing when saving for the long term are stocks and real estate. Both have proven to be successful over the past decades and offer a path to financial security, but which is better? Real estate or stocks?

Real Estate Vs. Stocks

The truth is that there is no one right answer for everyone. Each of these investments has their own advantages and disadvantages in building up a portfolio of assets and the deciding factor often comes down to personal preferences.

Continue Reading...

The 6 Things You Need To Start A Business

Leave a Comment

Have you been thinking about starting a business? Do you want to work for yourself, and build something for the future? If so, congratulations! Starting a business is a great endeavor, and one that can yield you with great rewards.

The 6 Things You Need To Start A Business

However, starting a business is not an easy task, and it is important that you set off on the right foot. Below are some things you’ll need in order to start a business, so make sure you have them before you begin.

Continue Reading...

Tax Season Tips

Leave a Comment

With just a few weeks left to file taxes, the pressure is mounting. Nearly a quarter of all taxes are filed in the last two weeks, so don’t worry if you fall into that category. Everyone dreads the process. There is nothing fun about digging through old records, organizing under pressure, and possibly finding out how much you owe after the painstaking process.

Tax Season Tips

If by chance you waited too long and are scrambling for time to get your documents in order, you can file for a 6-month extension, by filing form 4868 with IRS.

Continue Reading...

The Better Investment – Gold or Silver?

37 Comments

According to research in 2010, precious metals were some of the most lucrative assets over the previous five years – earning investors an impressive 42% return from their 2010 precious metal investments.

The Better Investment – Gold or Silver?

Despite these optimistic numbers, investors should research the current economy and metals market before diving into investments. The value of precious metals tends to fluctuate over time, so taking the time to consider current market trends is crucial to achieving the highest rates of returns.

Continue Reading...

Subscribe via Email

Site Disclaimer

Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Read full Affiliate disclosure


One Cent at a Time is published by SB. The opinions expressed herein by him are his own and not those of his employer or anyone else. All content on One Cent at a Time is for entertainment purposes only. By reading this blog, you agree that SB and/or One Cent at a Time is not responsible for any actions taken after reading this blog. For the full disclaimer, click here .

Major Media Mention

One Cent at a Time Media Appearances