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A Personal finance blog to get rich

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Archives for June 2017

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

7 Stock Market Investing Tips For Beginners

June 27, 2017 Leave a Comment

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As a beginner investor in the stock market, it is critical that you understand the fundamentals. There are millions of investors out there and even more competing theories and strategies about how to make money in the stock market.

7 Stock Market Investing Tips For Beginners

However, if I was ever lucky enough to go back in time and be a true beginner again in the stock market, here are the 7 stock market investing tips I would give to myself that I have learned over the last decade.

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Beyond Benefits: What Makes a Workplace Great for Employees?

June 26, 2017 Leave a Comment

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Offering a competitive salary and benefits package is a huge part of building a quality team. After all, top talent likely won’t accept an employment offer without these basic features in place; they know their worth, and you should, too. But money isn’t everything when it comes to incentivizing and engaging employees, nor is paid time off. So, what is?

Beyond Benefits: What Makes a Workplace Great for Employees?

To put it plainly: Money can’t make up for poor company culture or a lack of employee appreciation. It’s not fun to work in an old stingy place or for someone who doesn’t have a company culture. Companies today need motivating factors beyond regular paycheck to attract and retain their best employees.

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Your Credit Cards And Their Hardship Programs

June 23, 2017 34 Comments

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Steve recently lost his job at a sporting goods manufacturing company, he has 3 credit cards each with high balances. He now lives on the emergency fund (What exactly is an emergency fund)and a little help from his wife’s income as a playschool teacher. They have two children age 10 and 6.

Because of a combined debt of $25K he has to pay $500 per month to keep his credit card active and credit score in-tact. But, he obviously can’t afford to make that payment every month. He has the below options in front of him

  1. Declare bankruptcy – For him to continue to look for decent jobs, he can’t do that
  2. Settle his debt – Since he lives on an emergency fund, he doesn’t have the money needed to settle his accounts
  3. A little side business to continue to pay minimum due amount – This will hamper with his preparation for job interviews. A side business that earns $500 per month is not an easy task.
  4. Talk to a credit counselor – Getting help from a credit counselor, surely this is one of the best ways to deal with the situation, read more about Credit Counselling.

But it is not the best option available for you, a simple effort can bail you out of the situation, your card issuer deals with cases like Steve’s 1000 times a day. Instead of looking help elsewhere, try looking into the card companies itself for help.

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How To Decorate Your Office Cubicle – To Stand Out in the Crowd

June 23, 2017 30 Comments

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An honest confession – until recently, my cubicle at work looked like a trash bin. I spent some money and energy fixing up my cubicle, and now it’s the envy of others.

In this article, I will talk about decorating a cubicle in manly ways. I have seen good, bad and ugly workspaces occupied by ladies, but they look so different from a man’s cubicle.

And honestly, I have very little idea of improving a woman’s cube. So, this article mainly aims at men. For women, there’s no better place than Pinterest to get ideas.

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51 Tested Methods To Become Debt Free

June 20, 2017 28 Comments

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A Harvard Business School Graduate recently made headlines for paying off a $90,000 debt load in just 7 months. It’s an amazing accomplishment and shows that it can be done. Maybe you can’t pay off that much debt in that little time, but if you’re willing to make tremendous sacrifices you can also abolish your debt in a fraction of the time as if you’d made regular monthly payments.

51 Ways to become debt free

This list is to inspire you and make you realize there are avenues towards a debt-free life. Whatever you choose from below all will lead to freedom. Freedom from worries and stress.

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Top 4 Resume Mistakes To Avoid

June 12, 2017 Leave a Comment

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This post is about productivity. This is about getting a better job. To land a better job, you first need to have necessary skills, sometimes that means getting specially trained. The next step is to brush up your resume. It’ absolutely required that your resume must be a top class document. It shouldn’t have mistakes in it.

Top 4 Resume Mistakes To Avoid

Your resume says a lot about you, it’s a showcase for the prospective employer, and you want to make sure it is saying the right things. Make your resume work for you and not against you by knowing what common resume mistakes to avoid.

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51 Fun Weekend Ideas for Your Family

June 12, 2017 12 Comments

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Monday morning I met John at the cafeteria. He was brewing coffee and I was there for a cup of tea. He sighed in between the conversation and said “5 more days”. Seeing my puzzled look, he explained further – “to the weekend”. We all wait for the weekend the whole week. Almost 60 hours of time, but most of the time we don’t really pre-plan to do anything on a weekend.

51 Fun Ideas For weekend

There are so much to do, there are people around, things around. You need to find time and company of your family and friends. I have prepared 51 family fun ideas, these can be applicable to your friends as well.

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101 Ways to Earn Extra Money Hustling

June 11, 2017 105 Comments

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Today we will list 101 ways to earn extra money from side hustle. Go over them see which are the ones that best suited for you. Do some more research and further narrow down your choices, before selecting the one you’d go with.

Working for yourself may not be easy, people may also second guess you. Why do you need to have a second job? Are you still employed? Are you hungry for more money? You may be discouraged by your own circle of friends and family. But, do not let the naysayers damper your spirit.

101 Side hustle Ideas

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What’s holding business hopefuls back and are you in the same boat?

June 7, 2017 Leave a Comment

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There are thousands and thousands of people who, every year, envision themselves kick-starting a business of their own. Many are successful, going on to build up what is a profitable business in the years after. Some take the plunge without any prior planning and research, only to fall at the first hurdle.

Others simply keep their dreams exactly that – a dream – choosing to opt out of setting up their business and staying within the rat race that just wasn’t meant for them.
What exactly is it that’s holding these business hopefuls back from achieving their ambitions of owning a business, and if you’re reading this as an entrepreneur-to-be yourself, are you being held back by the same barriers as others?

People surveyed 2,000 optimistic business builders in the UK, to find out exactly what it was that lured them towards the idea of starting a business, as well as what stopped them in their tracks.

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Quick Fixes to Improve Your Finances

June 5, 2017 2 Comments

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Keeping your personal finance in order is vital to avoid debt and afford certain things like a car or, your home at a lower interest rate. Getting your money in order helps avoid the stress and disarray caused by mounting debt.

Quick Fixes to improve Your Finances

The good news is, a financial situation can be improved, mainly through self-discipline. Following are 4 major tips for financial quick fixes that you can try when going gets tough. Not in particular order, all of these need to be taken care off at the same time.

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