A Personal finance blog for saving money and earning more and thus having a better life
As a beginner investor in the stock market, it is critical that you understand the fundamentals. There are millions of investors out there and even more competing theories and strategies about how to make money in the stock market.
However, if I was ever lucky enough to go back in time and be a true beginner again in the stock market, here are the 7 stock market investing tips I would give to myself that I have learned over the last decade.
Offering a competitive salary and benefits package is a huge part of building a quality team. After all, top talent likely won’t accept an employment offer without these basic features in place; they know their worth, and you should, too. But money isn’t everything when it comes to incentivizing and engaging employees, nor is paid time off. So, what is?
To put it plainly: Money can’t make up for poor company culture or a lack of employee appreciation. It’s not fun to work in an old stingy place or for someone who doesn’t have a company culture. Companies today need motivating factors beyond regular paycheck to attract and retain their best employees.
Welcome to One Cent at a Time. Let’s start with a true story I read in an online forum recently.
Steve recently lost his job at a sporting goods manufacturing company, he has 3 credit cards each with high balances. He now lives on emergency fund (What exactly is an emergency fund)and a little help from his wife’s income as a play school teacher. They have two children of age 10 and 6.
Because of a combined debt of $25K he has to pay $500 per month to keep his credit card active and credit score in-tact. But, he obviously can’t afford to make that payment every month. He has the below options in front of him
An honest confession – until recently, my cubicle at work looked like a trash bin. I spent some money and energy fixing up my cubicle, and now it’s the envy of others.
In this article, I will talk about decorating a cubicle in manly ways. I have seen good, bad and ugly workspaces occupied by ladies, but they look so different from a man’s cubicle.
And honestly, I have very little idea of improving a woman’s cube. So, this article mainly aims at men. For women, there’s no better place than Pinterest to get ideas.
Have you been lately in to Facebook? If you have, you must have received at least one candy crush game request. What’s more funny is that people can easily turn specific game request off, still they talk about crushing the candy crush requests. Actually candy crush is a very addictive game. With that, let’s start today’s topic – online games and are they waste or worth your time and money.
For some video games are means to earn money. The most subscribed YouTube channel is in fact of a guy who broadcast his game-play. Yet, for most video games are worthless. although I have doubt, serious doubt. To me video games makes you sharper, some games test your reflexes, so they may make you fitter. Let’s explore in more detail.
A Harvard Business School Graduate recently made headlines for paying off a $90,000 debt load in just 7 months. It’s an amazing accomplishment and shows that it can be done. Maybe you can’t pay off that much debt in that little time, but if you’re willing to make tremendous sacrifices you can also abolish your debt in a fraction of the time as if you’d made regular monthly payments.
This list is to inspire you and make you realize there are avenues towards a debt-free life. Whatever you choose from below all will lead to freedom. A freedom from worries and stress.
If you are trying to look for an outstanding investment, then choose to invest your money in a land. Why? Primarily because land is a fixed entity, and it doesn’t go anywhere. It stays in the same place, and it doesn’t change its form, but you can expect its price and value to increase over time.
Some people think that buying land is useless because they believe it doesn’t generate enough cash. However, such logic is typically a misconception since there is serious money in investing land. You just have to know what kind of investment would work best if you use the land and patiently wait for the right time to come. On this note, here are five things you need to know before you buy land.
This post is about productivity. This is about getting a better job. To land a better job, you first need to have necessary skills, sometimes that means getting specially trained. The next step is to brush up your resume. It’ absolutely required that your resume must be a top class document. It shouldn’t have mistakes in it.
Your resume says a lot about you, it’s a showcase for the prospective employer, and you want to make sure it is saying the right things. Make your resume work for you and not against you by knowing what common resume mistakes to avoid.
Monday morning I met John at the cafeteria. He was brewing coffee and I was there for a cup of tea. He sighed in between the conversation and said “5 more days”. Seeing my puzzled look, he explained further – “to the weekend”. We all wait for the weekend the whole week. Almost 60 hours of time, but most of the time we don’t really pre-plan to do anything on a weekend.
There are so much to do, there are people around, things around. You need to find time and company of your family and friends. I have prepared 51 family fun ideas, these can be applicable to your friends as well.
Today we will list 101 ways to earn extra money from side hustle. Go over them see which are the ones that best suited for you. Do some more research and further narrow down your choices, before selecting the one you’d go with.
Working for yourself may not be easy, people may also second guess you. Why do you need to have a second job? Are you still employed? Are you hungry for more money? You may be discouraged by your own circle of friends and family. But, do not let the naysayers damper your spirit.
