Archives for July 2017

5 Reasons You Might NOT Need a Term Life Insurance Policy

July 31, 2017 Leave a Comment

You may or may not need a life insurance. Do you know what’s fit for you? If you’re ever shopped for life insurance before, then you know it can be a confusing and frustrating process. There are several types of policies and thousands of different companies that you can choose from. Each type of plan has different advantages that you’ll need to consider based on your specific needs.

5 Reasons You Might NOT Need a Term Life Insurance Policy

One of the most popular types of life insurance coverage is a term insurance policy. These plans are bought with a pre-determined expiration date after that date has passed, the plan is no longer active, which means that you won’t have insurance coverage.e

How Does Getting a Good Night’s Sleep Help You Perform Better?

July 26, 2017 Leave a Comment

To be a top contributing member of your workplace you must start by taking care of yourself in your private life, and that includes loving and being loved by your family and friends, having a hobby and most importantly, getting a good night of sleep, every night!

Good Night's Sleep Help You Perform Better

This is easier said than done for most people during the summer months. Tossing and turning during hot nights is one of the largest contributing factors to a poor night’s sleep. The best way to combat this problem is to spend in a good quality mattress.

Budgeting Tips for the Unemployed

July 24, 2017 2 Comments

There are reasons behind unemployment that so many people don’t take into consideration. It could be as simple as someone quitting a job during an angry moment. More than likely, it’s because a company has downsized and laid off employees. The length of unemployment can often vary due to lack of employment opportunities for unfortunate accidents that have left someone temporarily unemployable.

Budgeting Tips for the Unemployed

Even though a disability of any kind cannot be used to deny employment, employers often find ways around that law to not hire someone. Regardless of the situation, your finances have to be managed in a different way. Every person struggling financially has to budget the expenses. Is essential that an unemployed person budget all the expenses he/she incurs during the unemployment.

When Coupons are Helpful, When They are Not

July 21, 2017 Leave a Comment

You must be using paper coupons for achieving discounts for the last few decades. The advancements of time and technology are now saving you the tedious task of cutting paper coupons and staying updated on valid coupons.

When Coupons are Helpful, When They are Not

The choice is up to you whether you’d like to spend your entire paycheck over your grocery every month or spend a few hours searching for coupons that ensure savings for your household.

5 Practical Tips to Save Money for Your First Apartment

July 19, 2017 2 Comments

Growing up is sometimes hard to do. As we get older, we have more responsibilities. One of our responsibilities as adults is to move out on our own. When I decided to move out of my parents’ house, I knew I needed a plan that would help me find my dream apartment.

5 Practical Tips to Save Money for Your First Apartment

I had a full-time job that paid for the important things that I needed such as food and clothing, but I needed to cut back. I knew in order to move out of my parent’s house I needed to save my money. I learned some practical tips that helped me save money for my first apartment.

Facing Your Fears: Debt Collector Harassment

July 17, 2017 Leave a Comment

Everyone has debt. Whether you owe money for medical bills, student loans, or credit cards, debt it is normal. What isn’t normal, however, is debt collector harassment. While their calls sometimes are a minor annoyance (because no one likes getting them), other times you may fear for your safety.

Debt Collector Harassment

In this case, these calls can be considered debt collection harassment. According to the Fair Debt Collection Practices Act, debt collectors may not do the following:

21 Job and Income Ideas for Senior and Retired Persons

July 10, 2017 45 Comments

This post is not about earning extra money on the side. Rather, this is about earning regular money, as your main activity, during your retirement. Offcourse not every elderly can perform every one of these jobs. Some of the jobs definitely require certain fitness level. But, there are some ideas here which almost any retiree or senior person can perform while not being at their best fitness level.

Income ideas for Retiree

Nobody wants to work in their retirement. But, circumstances, family need, health and marital issues, recession or bad investment decision may force us to work even in our retirement. Today 50% of Americans do not have enough retirement saving. So guess what, 50% of Americans work in their old age.

25 Car Repairs You can Do It Yourself to Save Money

July 9, 2017 82 Comments

“I hooked up my accelerator pedal in my car to my brake lights. I hit the gas, people behind me stop, and I’m gone.” – Stephen Write.

Modern cars require expensive equipment and electronic diagnostics system to repair problems. You can’t do every type of fixes/maintenance alone. You need to go either to an authorized dealership or a certified technician for complex problems.

Why Home Owners Need Emergency Home Repair Fund

July 6, 2017 4 Comments

Ever since we became homeowners we felt the homeowners pinch. before moving in we had to make a few repair and improvements as per the suggestions from the inspector. we installed hurricane shutters at the main door, we replaced one door due to termite infestation. Within a year we had a leak and spent $2500 for the roof repair. As of writing this story we detected moist carpet in my office room.

Why Home Owners Need Emergency Home Repair Fund

The constant work like these go on, our home is 1992 built and this is the time we expect to pick up few repair bills. I was thinking about some good ways to handle increasing amount of bills towards our home repair. Then I read about home repair fund.

How Wrong Can You Go with a Home Warranty?

July 4, 2017 Leave a Comment

The costs of a home warranty vary from one provider to the next. The LA Times presented the findings of a survey conducted by home warranty companies across 7 locations in the US. At the time, the average annual cost of these services ranged between $400 and $600. But how do you know whether one home warranty provider is better than the next?

How Wrong Can You Go with a Home Warranty?

According to Consumers’ Checkbook, an acclaimed non-profit entity based out of Washington DC, you should do your homework when it comes to home warranty providers. This is especially true when purchasing a home with an existing home warranty.

Archives for July 2017

5 Reasons You Might NOT Need a Term Life Insurance Policy

How Does Getting a Good Night’s Sleep Help You Perform Better?

Budgeting Tips for the Unemployed

When Coupons are Helpful, When They are Not

5 Practical Tips to Save Money for Your First Apartment

Facing Your Fears: Debt Collector Harassment

21 Job and Income Ideas for Senior and Retired Persons

25 Car Repairs You can Do It Yourself to Save Money

Why Home Owners Need Emergency Home Repair Fund

How Wrong Can You Go with a Home Warranty?

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