Archives for October 2017

5 Tips To Stay in Budget When Remodeling Your Home

October 30, 2017 Leave a Comment

Remodeling projects are notorious for going over budget. Nothing goes as planned, which means you start forking out more and more money, just to get it over with. Some families don’t even finish the projects they set out to do because they’ve gone so far over budget that the entire ordeal turns into a money pit they simply can no longer afford.

5 tips To stay in budget when remodeling

Do it yourself, home renovation and construction concept with DIY tools, hardware and swatches on wooden table, top view

After years of hard work, saving, and learning how to invest, I was finally ready to take the plunge. This wasn’t just any old remodel. My family and I planned to tear down our current home and rebuild it from scratch. One year, 4,000 square feet, 5 bedrooms, and 6 bathrooms later, I live to tell the story.

How to Become a Wise Investor

October 25, 2017 4 Comments

An investor is someone who commits a certain sum of money to an economic enterprise. In exchange for assuming risk, he or she expects to earn a profit. Warren Buffett succinctly defined investing as “The process of laying out money now to receive more money in the future.”

If a profit isn’t guaranteed, why risk your money at all? It’s because if you invest wisely, the upside is worth the risk.

Regardless of how much you earn an hour, simply trading time for dollars has some serious limitations: you have to work long and hard; sacrifice your precious time, and deal with the stress of constant effort to stay ahead of your expenses.

Should You Rent or Buy Your Home

October 23, 2017 1 Comment

We are homeowners for 3 years now. A lot of things changed in our lives since I first calculated buying vs. renting home. We are a family of three now, this blog is generating more revenue. Cost rent went up in our area, compared to the cost of owning. I have a stable job where I am happy and appreciated. And, not looking to move anytime soon.

Should You Rent or Buy Your Home

If I look back now, we took the plunge to call someplace our own, we wanted to give our son a little more space and at the same time, we wanted to be closer to nature. We have a suburbian south Florida water-front home, with Mango, coconut, and palms trees.

Reduce the Cost to Power Christmas Lighting

October 18, 2017 2 Comments

I always wondered how much our Christmas decoration is costing us, in terms of energy usage. I noticed around $20 to $40 energy bill jump for the month of December. The below picture, taken in 2016, is our home partially lit up in the first week of December. We added more lighting afterward. $40 is no small amount. So, how to reduce cost to power Christmas lighting

Reduce the Cost to Power Christmas Lighting

A number of things influence our energy bill. How elaborate is my decoration, do I use incandescent or LED bulbs, the wattage of my bulbs, how long I am putting up the display for and for how many hours I have the lighting turned on every day.

Tips to Save Money On Home Appliances

October 16, 2017 1 Comment

People are buying more houses that are leading the new homeowners to buy more appliances. The more use of home appliances increases the use of energy, to save energy is not only help to support the economy but also an advantage to save you money. How to save money on home appliances? We will discuss those tips here today.

Tips to Save Money On Home Appliances

The higher demand for appliances is leading the homeowners to find the alternative gadgets that spend less. The wise use of appliances and replacement of old ones can help you lessen the monthly electricity cost.

10 Must Have Personal Finance Habits

October 10, 2017 5 Comments

Having good financial habit is a must for everyone but most usually don’t have these or have not spent the time to take a good look at their finances. Because you are here reading this I can assume that you have decided to take your financial life a little more seriously.

10 Must Have Personal Finance Habits

Below are 10 great financial habits you must imbibe to get you to achieve the financial freedom you have always dreamed of.

38 Mind-Blowing Money Saving Tricks For Students

October 2, 2017 Leave a Comment

As a student, saving money would seem like moving mountains. If you want to attain financial success, then you need to keep a track on your expenses and put an end to the bad habits. I’ll talk about money-saving tricks for students today.

38 Mind-Blowing Money Saving Tricks For Students

In the student phase, we all have fine wine tastes on a cheap beer budget. Don’t worry; it’s quite normal if you are on the same verge. Most of the college students either live on a budget or prepare to fall in the trap of debts.

Archives for October 2017

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