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One Cent At A Time

A Personal finance blog to get rich

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Archives for January 2018

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Tips to Revamp Your Resume

January 31, 2018 3 Comments

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The other day we had layoffs at our workplace. A few people I know were asked to leave.  I assisted one of my colleagues to revise his resume. And soon I was getting 2/3 resumes a day to look at. I was happy to assist them. What I found though was that their resumes were out of date. Some even worked for about 20 years in our company. they never had to do their resumes.

Tips to Revamp Your Resume

In a global economy, no one is safe, no job is secured. automation, robotics, shifting priorities, competition, regulation. You name a reason, for which our job security is at the bottom. The only thing we can ensure though is that we get a replacement job somewhere. Your resume is the first impression that you can create a potential new workplace.

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Why I Didn’t Invest in Bitcoins

January 29, 2018 2 Comments

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There is no disputing that Bitcoin has perhaps been the hottest investment opportunity this decade. However, it also is no secret that the leading cryptocurrency currently has to contend with falling prices and increasing fears of a bubble. Investors have been bitten by the bitcoin bug and are unaware of some of the inefficiencies associated with Bitcoin as cryptocurrency and as a payment option.

Why I Didn't Invest in Bitcoins

In this article, we assess Bitcoin problems today and later look to point out what problems Bitcoin solves. As an interested investor, read on and find out more about Bitcoin problems. Many of my readers have heard about Bitcoins but haven’t gone deeper to understand what are they and how they work.

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How to Lower Auto Insurance Premium

January 27, 2018 3 Comments

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Have you ever been victimized by highly priced auto insurance? In actuality, there are a great number of car owners who feel imprisoned and distressed by their auto insurance policy. Large firms promote their brand names with decorative ads and it is quite daunting if not impractical to just ignore the jazzy advertisements and find the best price available.

Behind these jazzy lines, hidden is truth, yes you can save on auto insurance. There are a few proven ways to reduce your premium.

If 15 minutes can’t save you 15% or more, 15 days sure can. Just be prepared.

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Best Sentimental Valentine Gift Ideas for Husband

January 25, 2018 2 Comments

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Anniversaries and valentine’s days are the times when you can get your better half a sentimental present. It is the celebration of your time together and you want to gift him something unique and personal rather than the standard gifts that are given on other occasions. Gifts that create experiences and that involve spending your time and energy rather than simply spending money to buy off the shelf are the best gifts for your loved one.

Best Sentimental Valentine Gift Ideas for Husband

But, most women are left scratching their heads because they are unsure of what to get their husbands for Valentine’s day as they don’t want to pick something trite. I think after the anniversary and the birthday, this day is the next most important day of showing special affection for your better half.

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Risks of Subletting an Apartment

January 22, 2018 Leave a Comment

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There are lots of great reasons to sublet an apartment. You are able to lease a space for a short period of time, building flexibility and mobility into your living situation.

Risks of Subletting an Apartment

You may be able to negotiate a rental rate that is less than what the original renter pays. And as a result, you may be able to access nicer neighborhoods or apartments than you would have been able to otherwise.

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10 Ways to Reduce Moving Cost

January 21, 2018 25 Comments

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When looking to reduce moving costs, it is important to remain determined. If you are planning to move to a new place, you need to cut costs as much as possible. Next time you find yourself wondering how you can maximize savings; you will be ready to go.

Moving

When relocating or moving to a new apartment, you need to select new utilities, too. So, it is always better to save money for your priorities. Be ready to make a smart decision and ensure a comfortable moving experience.

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9 Ways Direct Sales Marketing is Helping Women Boost Their Family Income

January 20, 2018 1 Comment

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Although the economy has grown stronger over the last few years, more and more households are requiring two incomes in order to get by. Direct sales marketing has been one such proven method for women to add to their family’s yearly income.

9 Ways Direct Sales Marketing is Helping Women

There are over 90 million people in the direct sales workforce. Some find it financially rewarding on a part-time basis, while others see the potential working full-time. Previously I posted articles on ways to earn part-time income where I mentioned direct marketing as one of the ways.

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How do I Apply for Social Security Disability Insurance?

January 19, 2018 2 Comments

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Social Security Disability is a program run by the federal government that is designed to help people who become disabled. All employers and employees are required to pay the FICA tax, which is what funds the Social Security and Medicare programs.

Social Security Disability Insurance

Per SSA, Social Security Disability Insurance pays benefits to you and certain members of your family if you are “insured”, that means you worked long enough and paid Social Security taxes.

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45 Money Quotes You Should Keep In Mind

January 17, 2018 Leave a Comment

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Quotes are easy things to overlook. But that has nothing to do with the fact that they contain priceless advice from some of the smartest people in the world.

45 Money Quotes You Should Keep In Mind

I found some of them funny, some thought-provoking, and others interesting but I never took them seriously until I spent four years building my business and learned my lesson in a hard way.

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Ways to Invest in Gold and Silver With Less Than $100

January 15, 2018 6 Comments

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I love writing about little baby steps in personal finance. Like how to invest your first $1000 or how to earn $100 in a day legally. This is another baby step guide. As an investor, you might want small exposure in metals, for diversity’s sake.

How to Invest $100 in Gold or Silver

Without enough money, today, it’s still possible to invest in the future of gold and silver. This post is about finding ways for you to invest your first $100 in metal future.

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