A Personal finance blog for saving money and earning more and thus having a better life
Most Americans don’t have sufficient funds in retirement accounts. Naturally, they can’t just retire and continue working. Whereas there are people who take early retirement. Start managing money well today so that you won’t regret when you’re old.
After graduation from the university where occasional side jobs were my best friends, I’ve got a fright:
Merely living in your home is just not enough. With the advent of latest technologies and gadgets for your aid, it has become necessary to upgrade your homes as well. Some spendings are really not spending, they are investments that can earn you money.
Technologies like a security camera, door motion sensors, etc. Are not cheap, they are rather recurring spends but, They ensure your safety. Life of your loved one is priceless. Some technology lets you save money, like digital thermostats.
Certification courses are of great help for students that wish to acquire specific skill sets within a short span of time. I am not talking about the courses that are usually pursued by students to save time and money from getting a college degree. I always feel a college degree is extremely important for getting highly paid positions later on.
This is a situation where you’re in a job and you want to grow up the ladder. Sometimes only showing great skills at work doesn’t mean you’re capable of handling more responsibilities and adapt to the changes the new position requires.
Just the other day I wrote about bitcoins and why I didn’t invest in them. Bitcoin’s volatility this year has left many concerned as they begin to question its future. The dynamics of the cryptocurrency, that provide anonymity and decentralization have been exploited for illicit activities prompting action from governments all over the world to control it. Bitcoin’s speculative market shuddered as government regulation and fake news took effect.
Exaggerated and misinterpreted news stories have contributed to the recent dramatic fall in Bitcoin’s price. While it was inevitable that governments would have to crack down on Bitcoin, as it evades regulations and authorities, what has transpired is an escalation of events.
It seems as if there is a dizzying array of offers popping up all over the Internet promoting various debt consolidation companies. How do you choose the right one? You want to get out from under your mountain of debt and start spending money on the things you want instead of throwing it away on interest payments, but finding the right company seems overwhelming.
Here are 10 tips to help you pick the perfect debt consolidation company for your needs. But, first, refer to our Do it Yourself Debt Consolidation Guide. Only if you are not able to do it yourself, go for picking up the right company.
You’ll agree that one part of the corporate system that has really contributed to the development of the general global economy is the banking sector, and that’s because of lending money to people who then invest and further contribute to economic expansion.
However, it’s worth noting that banks are no longer the sole lenders. Lending and borrowing have gone online too.