A Personal finance blog for saving money and earning more and thus having a better life
Pretty much everyone in the United States will be required to file a federal income tax at some point or another. If you’re lucky, you’ll receive a refund. If you’re not, you’ll be required to pay in.
Of course, neither scenario is quite as scary as being audited by the Internal Revenue Service. In fact, a lot of Americans stay awake all night worrying about being audited. There are a lot of misconceptions and many people blow the situation out of proportion.
If you’ve decided your best course of action is to pursue debt settlement, you’re going to need to know how to pick a debt relief partner. Given this is a company with which you’ll be dealing for at least two years—possibly longer—you’ll want to choose carefully.
After all, your financial future is on the line here, so you must make sure things are handled properly and as expeditiously as possible.
As a parent, it is your dream and hopes that you will be able to give your children everything they need in life. It involves great sacrifice on your part and in most cases, never works out the way you plan it. Have you started saving for your child’s college education?
As things stand, almost 50% of American parents say they intend to start saving for their child’s higher education, but do not know how to go about it. Most households get torn between saving for retirement and saving for college.
Studying abroad is a great experience, and if you have an opportunity to go study somewhere outside your country, you should definitely seize it. But if you do want to approach this wisely, you need to keep a lot of important things in mind, from how are you going to take care of yourself to how are you going to spend money.
Sadly, not all of us have good money habits when we go to college or start studying abroad. Those things are rarely taught in schools, so unless you’ve read some good books, received great tips from your parents or have good money handling skills on your own, there’s a chance that you might struggle with both budgeting and spending.
When we were new parents, my in-laws came over to this country to help us with everything. They came all the way from India. I was aware of their travel insurance needs. both are retired and do not have any health coverage outside their country. It was around $500 per person for the 4 months of their stay.
You just can’t bear the medical cost in the USA without having an insurance. It’s so costly that travel insurance is needed for anyone who’s coming over for business, pleasure or work.
There’s been a lot in the media lately about debt addiction. It’s a problem not only in America but in other parts of the world, too. Despite knowing the dangers of overspending, sometimes people can’t seem to stop creating new debt.
It’s not hard to see that many of us have too much debt – and we know it. In the wake of the Great Recession, many of us have taken steps to curb our spending and reduce our debt. But those steps are harder to take for some people. Despite knowing the dangers of overspending, they just can’t seem to stop creating new debt.