One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Archives for April 2018

Ten Project Management Questions You Should Always be Prepared for

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I have been performing as project manager since last few years. I manage complex large-scale software projects that involve teams across the globe. We have few outsourcing vendor partners as well as tech in-house engineers to do the development for us.

Lately, we are in hiring spree, anticipating an increased demand starting from Mid 2019. We are actually preparing for an economic downturn that’d spike the demand for our product. But today’s article is not about the economic or your personal financial meltdown.

Today we will talk about how to get hired as a project manager. I have taken some 50+ interviews till date for managers in my last 5 years.

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Investing as An Immigrant in the USA

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Investing is difficult. You need to keep an eye on the markets, pick and choose your investments, buy or sell them at the right time. And that’s investing at its most basic. These days basic investment doesn’t cut it.

Investing as An Immigrant in USA

There are smart quants and supercomputers watching every market action. They have the time and the technology to act intelligently on that data…before you do.

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Read Before You Sell Jewelry to a Pawn Shop!

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There is a reason why jewelry is considered precious and buying jewelry is an investment, not an expense. The simple reason is the return on investment. Jewelry, especially those made of gold, diamond, silver, platinum and other valuable gemstones, can be resold for a profit.

Read Before You Sell Jewelry to a Pawn Shop

They can also be pawned or pledged as security to get a short-term loan. Rare and exorbitantly expensive jewelry can be used as security for substantial long-term loans. Throughout recorded history, jewelry has been one of the most common assets of royalties, the wealthy and the industrious.

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How to Find Affordable Assisted Living Facility

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Now that you’re saving for retirement, this may hit you like a bomb. Suddenly your parents or in-laws or even siblings may require an assisted living facility. This may cause a derailment of your savings goal.

How to Find Affordable Assisted Living Facility

Arranging assisted living for a loved one can be a challenging thing to do because it drains your bank account and emotions. If you want to be able to afford assisted living, you should follow these tips:

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How to Save Money on Your Next Car Purchase

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In a recent study, nearly six out of ten people polled said they start off the vehicle buying process with very little idea of what they want. If you are unsure about what type of vehicle you want to purchase, doing a great deal of online research is a must.

Save Money on Your Next Car Purchase

With all of the different vehicle options on the market, it is easy to get a bit overwhelmed. Getting a vehicle that is both reliable and reasonably priced should be the main goal you have during this buying process.

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Exploring The Best Ways To Supplement Your Income in 2018

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Have you ever heard the saying, “New Year, new you”? Maybe, you didn’t earn as much money as you wanted last year or maybe you lost money. Whatever the situation is, the New Year brings many new opportunities.

Supplement Your Income In 2018

Whether you are saving for a rainy day fund or you are looking to invest in a new home, there are tons of ways that you can supplement your income. There are some age-old techniques for a side hustle like, doing babysitting, tutoring students, etc. Here let’s talk about some ways that are very relevant to today’s age.

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How to Prep Your Bike for Earning Side Income

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Congrats! You scored that summer job as a bike messenger. Maybe you’re delivering for Uber Eats. Maybe delivering mail. Either way, getting a job as a bike messenger is a fantastic way to make money and stay active at the same time.

How to Prep Your Bike for Becoming a Bike Messenger

Prepping for your bike messenger job is important. There are a few key things to keep in mind before your first day. Don’t get caught without these items.

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Learn Before You Start Stock Investing

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If you want to learn how to invest in stocks, you need to get ready for a significant amount of study. And you want to put in a lot of hours before you start risking real money. There is no glory is losing a ton of cash as you figure it out on the job. Teach yourself the basics before you start and you will be that much more prepared to keep your money from running out.

Learn Before You Start Stock Investing

Investing can be seen as a dry boring way to exist in the world. Endless Wall Street talk and the droning on of adults about their portfolios can seem impossibly dull to the average young adult. But learning about it is a way to increase your engagement with the world and your facility for making money. And it can be pretty exciting if you find a way to manage the risk effectively.

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These Tips Will Help You to Pay off a Student Loan as Fast as Possible

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The dream of every student who is haunted by a student loan is to pay it off as fast as possible. How exactly can you achieve that? How to Pay off a Student Loan as Fast as Possible?

Pay off a Student Loan

What do 25-, 35-, and 45-year-olds have in common? They all are still paying off their student loans. Apparently, you can never be too old to be in debt to your alma mater in terms of your precious knowledge and financial pit.

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6 Tips for Paying Off your Credit Card Debt Faster

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Credit card debt is the worst type of debt. People fail to pay off credit card debt. Most of the time the debt relates to retail purchases that do not retain resale value, which is why the debt is so hard to shift, and why it builds up so fast. Credit cards usually have higher rates of interest than almost any other kind of money lend – this is another reason the amount you owe seems to rise almost faster than you can pay it back.

pay off credit card debt

Today on my way back from work, on NPR radio I heard about declining credit card delinquency rate in the US, in fact, delinquency is at 7 years low right now. That was very good news for us. and a sign of recovering the economy but if you see deeper, the problem is still intact. Problem with paying only paying the minimum due amount every month.

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