A comprehensive car insurance is the best type of insurance for your vehicle. This type of policy will cover all kinds of damage. This means that the company will grant coverage for damage caused by the driver, as well as coverage for third-party liability.
We came to the USA in 2005 and within 1 month from getting our first car, we were hit by hurricane Wilma. The windshield got shattered. Thankfully I had the comprehensive coverage. An ‘Act of God’ was covered under this type of insurance coverage. Since then I am carrying this clause although I never had to use it again.