A Personal finance blog for saving money and earning more and thus having a better life
Preparing for the end of one’s life is not something that many people look forward to, but it is an essential and responsible action to take.
When you pass away, you may be leaving financial dependents behind, a pile of debt for your loved ones to contend with, a spouse dependent on your contributions for their retirement plans, funeral expenses, and much more. Life insurance isn’t required for everyone, but there are significant reasons why most people may benefit from coverage.
It is said that you should try to begin investing as soon as you are able to and to keep investing for as long as possible.
But there can be times when the securities aren’t enough, and you need liquidity. For those moments, stockholders can consider stock loans.
A stock loan sometimes called a non-recourse loan or securities lending, allows you to place your current stock as collateral.
There’s no worse feeling than being bogged down by debt with no plan of how to escape from the financial nightmare. Getting into debt is so easy, yet climbing back out is no easy feat. But, by taking the time to look at your debt in a big picture view and having a plan of attack, you can slowly but surely pay off your debt.
But which debt repayment plan is the best option to use? While there’s no wrong or right way to pay down your debt, there are some methods that may be more advantageous than others.
If you are ready to get into Forex trading, you will want to choose a forex broker that you can trust and one that is reliable along with a slew of other aspects. Here’s how to choose your Forex broker
When you begin your search you will find there are several fx brokers on the market but you may not realize how to distinguish the good ones from the bad ones.
As we grow older, the importance of a financial nest egg becomes more and more relevant. With big life changes such as vehicle purchases, home purchases, and unexpected emergencies, it is always nice to have some money stashed away for a rainy day.
Savings accounts are not built overnight and getting to where you have a good amount saved up can take awhile. Luckily, we have 10 money management tips that you can start to build your savings today.
This weekend I was doing some de-cluttering exercise at home. Many unwanted papers I got rid off. While doing so, I came across a handwritten note at the back of my old bank statement, probably it was the first bank statement I received after opening an account with Bank Of America. The title said “A Complete Guide to credit score”.
I came to America in August 2005, I belonged to a country where there is no system for maintaining credit scores. There, Lenders, and probably government too, believe in the fact that money can be reclaimed by force.
Anyways, that’s another story, which I will touch upon a bit in various upcoming blog posts. Today’s topic is about that handwritten note.
Each year, more people are starting a side hustle to bolster their income to pay for their next vacation, get out of debt or pursue their goal of owning a business. I started with my blogging hustle out of a hobby. When the hobby stated giving monetary return I became more serious and more dedicated.
As the internet has made starting a business easy, lots of side hustle entrepreneurs find themselves moving to a full-blown business with a little or no idea how to handle the finances. Here are some tips for learning to manage the money that comes in through your side hustle efforts.
Small business owners can have a hard time getting a foothold in their business sector. To make things even more complicated, some small companies need the help of tech experts to keep their operations up and running. Knowing how to compete for the best tech talent can most certainly be a challenge, but it’s not impossible when you have the right insight.
Even if your business is not so large you still need some digital presence and hence, some technical experts to take care of promotions, advertisements, and presence in front of your customers. Websites or apps whatever you use to promote your business, you will need a skilled workforce.
You need a MasterCard, but you are green on matters related to MasterCard. You probably want to go through some frequently asked questions to get a grasp before you can make your application. Below are four FAQs on MasterCard and their answers.
You may want to apply for a MasterCard, but you don’t know the approval criteria, and so you give up. Not so fast, please.
Most credit financial institutions do a credit check before they determine whether or not the card is suitable. Take note that this may take some time. So, it’s good to be patient.
There is no shame in having problems with tax debt. This is a common worry across people of all different backgrounds and income levels. Everyone experiences financial issues throughout their lifetime. A solution is to find companies that will work to relieve your tax debt without causing more stress.
Look for specific services offered by tax relief companies to determine if they can help solve your situation. Begin by understanding exactly what the best tax relief companies offer to make the most ideal decisions.
