One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Archives for March 2019

Perfect Fifth Review – Finances In Perfect Harmony

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A perfect fifth is an interval in music and nature that many people believe is the basis of all harmony. Even the amateur ear can recognize the familiar, pleasing sound of the violin, which has strings tuned in fifths. Even primitive musical systems are based on a perfect fifth, and ancient as well as modern health enthusiasts tune in to how humans respond positively to this resonance found in nature.

Perfect Fifth Review

Now there is a financial system that taps into this building block of our world. A Perfect Fifth app places you in a group of five people who are committed to saving and investing together.

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Comparison Between ISAs and Pensions in the UK

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My Sister lives in London. My parents live in India and I am here in the USA. Different countries, different financial systems, and regulators. But some things are common. There are some tax-advantaged retirement accounts where employers can contribute and there is another form of retirement savings where you can contribute from your savings.

Retirement IRA Option

In the USA, they are known as 401k and IRA. In India, they are the Provident Fund and Public Provident Fund and in the UK they are pension funds and ISA (Individual Savings Account). Here we will talk about the UK, as the rules of contribution and withdrawal to these funds are different in different countries.

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Should You Get a Gold IRA?

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If you are planning for a better retirement, you actually have more instruments to use right now. You can develop your own investment portfolio and generate passive revenue from the investments you make. You also have the option to invest in real estate and mutual funds, particularly for the long-term gains they offer.

How to Invest $100 in Gold or Silver

One thing you also want to use when doing retirement planning is the Individual Retirement Account or IRA. It gives you the ability to earn tax-deferred growth on up to $5,000 per year. You also have the option to switch to a gold IRA. What is the difference between the two? Should you get a gold IRA? We are going to answer these questions in this article.

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Stock Market Investing For Dummies

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Have you ever come across someone who is not familiar with the stock market at all? I mean, not knowing it as a viable investment option. I met someone at work recently who knew all about CD and savings accounts, but not the stock market. He didn’t have a retirement saving plan and never bought a mutual fund or an index fund.

Stock Market Investing For Dummies

I am going to write about some very basic topics of stock investing, like what kind of market is a stock market and why it’s a very good investment option for the long term.

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Trade Forex Like Experienced Traders

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In any kind of profession in this world, people will try to get some help from others. Sometimes, you may ask your relatives. On the other hand, your friends may also help in some situations. But in the trading business, the system is a little different.

When you are working in the ever-volatile market of currency trading, it will be much more important to work with your plans. That will have to be right all of the time. By that, we are talking about making everything correct from your side of the business.

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Bonding Through Camping – Enjoying Life at Little Cost

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There is nothing quite as bonding in my mind than a camping trip, especially when you are not a camping family. Those of you that were raised to camp, those that know all the right ways to do things and all the right things to pack may not know what I am talking about. But I am sure that there are those of you that were not raised up camping that has tried your hand at it like we have that know firsthand what I mean.

Low Cost Camping

My dad did not camp, or have picnics, or swim in public pools. He did not like to rough it, eat with ants or flies, and he did not want to swim in a public pool. I will just leave it like that; I won’t go into his explanation because it is not pretty. He did like to fish so we spent some time at the lake. Mom, on the other hand, loved to hike, picnic, garden, and generally any outdoor activity.

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How To Lower Cost When Dealing With A Lawyer

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While hiring a lawyer is a must if you find yourself involved in any legal trouble, most people are shocked at how much they have to pay in legal fees. While receiving professional legal aid is generally expensive, there are ways you can save money when dealing with a lawyer. Keep reading for the best tips for hiring a lawyer on a budget.

1.  Choose the Right Lawyer

The most important way to save money on a lawyer is to make the right decision before choosing your attorney. As you start your research, look for someone that is experienced in the type of law you are dealing with.

Additionally, you’ll want to find someone that you can have a positive working relationship with, as you want an attorney that you can work through the entire case with.

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