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One Cent At A Time

A Personal finance blog to get rich

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Archives for April 2019

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

Low Cost Ways That Can Add up to Big Savings on your Bills

April 30, 2019 Leave a Comment

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Most of us could use a helping hand when it comes to our finances. Below, we guide you through several small ways to make big savings on your bills and help our environment.

Turn off unnecessary lights

When you leave one room for another, make sure to switch off the lights. Doing this could help you make substantial savings over a year.

Energy leak

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Starting a Successful Business From Nothing

April 29, 2019 4 Comments

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It’s the classic American Dream – you start with nothing, work incredibly hard, and build up a business that just comes from your own ideas and convictions. Can you do it? Of course, you can, even if you don’t have a lot of money to start with. How can you do it? Let’s look at some of the essentials you need as you plot your way to global success.

Business Owner

I created my blog with just $100 investment. All you really need is your time and dedication to get off the ground. Consistent hard work and passion are needed to make it a successful venture. So all you need to start a business is will and time.

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Shopping for a Mortgage? 7 Things to Watch Out for When Getting a Mortgage

April 28, 2019 Leave a Comment

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For many, the dream of being a homeowner is fulfilled with the help of a mortgage loan. The mortgage application process can, however, be a bit hectic with so many requirements. But with a little planning and taking the necessary precautions, you should be able to get your mortgage approved with minimal hassles.

7 Things to Watch Out for When Getting a Mortgage

A mortgage is one of the biggest debts anyone can have. That’s why it’s important to avoid some common mistakes that could turn costly. Here are a few that you need to watch out for:

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Dividend Investing For Dummies

April 25, 2019 3 Comments

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When you have some leftover money after maxing out your 401k and IRA’s. You should look for alternate ways to invest and grow. Dividend investing is a powerful way to grow your wealth completely passively. in the longer term, historically, dividend stocks outperformed the real estate investments. Today we will discuss some of the basics of dividend investing

101 For Dividend Investing

When it comes to investing, everyone has their own strategy. Some are seeking big gains, others are looking for steady supplemental income. Every investing strategy has different risks and rewards. Those looking for a low-risk strategy should look no further than dividend investing. It is easy to understand, and simple to execute.

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Superb Mother’s Day Gift Ideas to Amuse Your Mom

April 23, 2019 4 Comments

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All mothers are awesome by their kind and helping nature in this world. They always care for their little ones and family members. A mother is also one of the selfless humans on this planet. She only deserves love and cares every day of the year. But here is an entire day devoted to all the mothers for their exceptional motherhood.

Superb Mother’s Day Gift Ideas to Amuse Your Mom

Mother’s day is a memorable celebration for showing some deep affection to all the moms in this world. It is also the right time to express gratitude towards all mothers for their remarkable contributions. A mother should be rewarded for her sacrifices and dedications. So you can plan some best gifts to make her feel special on this mother’s day.

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3 Ways to Fund Your Vacation

April 21, 2019 2 Comments

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In our non-stop competitive world, taking a vacation is a significantly underrated activity. Obviously, working is important. Not only does a job give you the means to pay for the essentials, but it also provides structure to everyday life and creates a sense of meaning and purpose.

3 Ways to Fund Your Vacation

Despite the importance of work, it is often far too easy to work too hard and too long without taking a vacation. The importance of heading to the best vacation spots cannot be stressed enough.

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Common Emergencies That Loans Can Be Used For

April 19, 2019 Leave a Comment

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Expensive emergencies are never fun, but for most people, they are simply a part of life. They can be as unexpected as anything else in life and can become a huge cause of stress and anxiety when you simply do not have the cash to pay for them.

If you are like many Americans, you may consider taking out a personal loan to cover the expenses that come with unexpected emergencies.

If you have a great credit score and credit history, you will be able to qualify for a number of traditional loans. If you do not have great credit, or simply lack the credit history to prove that you are a responsible borrower, however, you could find yourself struggling to qualify for many different types of loans.

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How Blog Income Helped me Completing Education

April 17, 2019 3 Comments

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About this Post: The following post is from guest poster Rishit Shah, who completed his Chartered Accounting degree (equivalent to CPA in the USA) entire with his blog income. Enjoy the post, it has some good lessons for all of us.

In my final level of Chartered Accountancy (CA), I was interning at a CA firm and that is where I learned Tally.

I learned Tally from a Chartered Accountant. When I talked to my friends about it, they were surprised because they didn’t know anything about it.

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Steps to Recover From Bad Credit

April 14, 2019 3 Comments

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There are many reasons that people fall into debt. It could be a job loss, a sudden illness or the mishandling of money. Unfortunately, once you get overwhelmed with your debt it can become difficult to make your monthly payments on time.

Steps to Recover From Bad Credit

What usually follows are a few late payments and then a few missed payments. This can present quite a challenge to restore your good name. The potential cost of having bad credit can be huge unless you follow these steps to recover from bad credit.

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How Selling Printer Toner Is The New Side Hustle

April 12, 2019 1 Comment

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It may not be the first idea that pops into your head when you think of “side hustle” but selling unused printer toner cartridges can be a lucrative way to supplement your income even if you have a stable day job with some time in hand, or, you go to school.

How Selling Printer Toner Is The New Side Hustle

Printer toner cartridges are currently sold in most brick and mortar office supply retailers as well as online. What you don’t know is that the secondary market for buying and selling printer toner is booming! And there are so many places where you can source your unused printer toner. 

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