One Cent At A Time

A Personal finance blog for saving money and earning more and thus having a better life

Archives for May 2019

Starting a Family? Here are the Best Savvy Saving Tips

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Expanding your family is an exciting and joyous time of your life. While you may be preoccupied with a whole new world of baby names, pregnancy classes and routine visits for checkups, there is one serious consideration you need to think about and that’s your finances.

How Growing Up Poor Impacts Future Spending Habits

Having a baby can be expensive, but there are ways in which you can save yourself money and avoid plunging into debt. This should be an enjoyable new stage of life; you don’t want it to be overshadowed with money worries.

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Loans After Bankruptcy in Canada

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Your financial circumstances made it necessary to seek bankruptcy protection. Now the case is settled and the court has released you from any further obligations, you may wonder if any lender will work with you.

In fact, there are lenders willing to extend bankruptcy loans in Canada to qualified applicants. If you are interested in exploring your options for bankruptcy loans in Canada, here are some essentials that you should know.

What the Bankruptcy Taught You Makes a Difference

As part of the requirements for receiving bankruptcy protection, it was necessary to successfully complete a court-ordered course on financial management.

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Secrets of Saving Money at Groceries

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According to Creditdonkey, an individual spends an average of $250 per month on groceries while a household of four spends on average of $712 to $1106 per month. Food is one of the bigger expenses every individual incurs with the biggest being housing and transportation.

If you are looking to save money on groceries to free up extra cash for other means then check out my 5 grocery shopping tips!

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Make a new Car Affordable

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Earlier we used to drive a BMW when I traded that in for a Hinda CRV, it depreciated by as much as 70%. If I consider the maintenance cost we incurred in all 4 years of owning it, that BMW cost us a fortune. I vowed to never ever buy a German car while living in the USA.

Here’s a reality that makes perfect sense when you think about it; even though most people avoid actually doing so. There’s a whole lot more to having a new car than just buying it. Getting the car, as much work as that can be — if you take your time and pick the right car at the right price — is just the beginning.

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5 Examples Of How Internet Research Can Save You Money

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Recently, I almost bought a shower panel from Amazon, that required two separate water connections, one for the normal water and the other for hot water. But our bathroom has only one nozzle, the water connections were inside the drywall. I only got the information as I have a habit of reading a few bad reviews (1/2 star rated reviews) of a product before buying it.

5 Examples Of How Internet Research Can Save You Money

Had I gotten that I’d have spent $300, after reading the reviews, I bought a $40 shower head instead. The internet not only allows you to find products fast and conveniently but also to save money when you are shopping. With a little bit of internet research, you can spend less than usual on your shopping.

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Using Online Financial Resources to Manage Your Money

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With the economy roaring back to new levels of stability, the time to save money for the future is now. Interest rates continue to grow, which means your money could work harder for you now so you have a nice nest egg on which to rely in the future.

Using Online Financial Resources to Manage Your Money

Before you decide to open a retirement, checking, or savings account, you might want to know which banks have the best interest rates right now. You can easily find this information by doing a quick search online.

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4 Reasons why I Outsourced My Website Design

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When I first started this blog, way back in 2011, I knew that only writing content regularly, multiple times a week, is the only challenge. But very soon I realized that more challenge lies in day to day maintenance of the site and having a good looking website are bigger hurdles to overcome.

4 Reasons why I Outsourced My Website Design

I started doing the design myself, after all, I was techy! I do software development for a living. But the designing logo, designing header, footer, and social media icons, their placements were too much of an artistic job, for which I had no training.

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