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One Cent At A Time

A Personal finance blog to get rich

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Archives for June 2019

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

How To Redecorate Your Bedroom For Better Sleep

June 30, 2019 1 Comment

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One of the best ways to improve your sleep is to honor the space where it takes place, but most of us do not do that. Lives are busy, and things can get crowded. Our bedrooms become a free-for-all of kids toys, laundry folding, and exercise equipment.

Redecorating your bedroom and committing to keeping it a sacred space for sleep is one of the best expressions of self-care there is. There are several considerations for redecorating and strategizing for the space you have that could help encourage the sleep habits you need to improve your life.  

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Tips to Save money for Mortgage Down Payment

June 25, 2019 1 Comment

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If you are looking to buy a house of your own, then you will need to save up the money for a mortgage down payment. This is the cash that you bring to the closing table when purchasing a home. Although you may borrow money from the bank in the form of a mortgage or home loan, in most cases a portion of the money will need to come from you.

The higher your down payment, the less you will need to borrow to purchase your home and you will have smaller monthly repayments to make.

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Quick Steps To Setup a Restaurant

June 25, 2019 Leave a Comment

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Are you a young business grad or even a student with some savings dreaming of an entrepreneurial venture? Do you want to invest your retirement funds in something lucrative Food business and eateries, in particular, are one of the most thriving business areas?

There is a reason why you are noticing a dearth of food bloggers Instagram these days, Eating out is more of a lifestyle symbol now. If you are a beginner and are planning to get into this business, here is a quick guide to help your startup.

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Beat the Inflation with High-interest Savings Account

June 23, 2019 Leave a Comment

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Are your savings a little wimpy? Maybe you are working as hard as possible only to see a small trickle of funds to reach your savings account. Don’t despair, there are ways to beef up your bucks without getting a second job.

Building long term wealth can give you the freedom to live life while your money does the heavy lifting, and it all starts with investing. Instead of letting your savings sit around and gather dust, you can put your money to work. Your money can earn savings account interest and start to grow some muscle.

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How To Safeguard Your Online Banking Information

June 19, 2019 2 Comments

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There is simply no denying that today’s era could be described as an online retail one. Just look at the number of consumers that are shopping online these days. In addition to this, you can literally buy everything that you need online. Do you want groceries delivered to your door?

Sure, no problem! You want to order your favorite takeout and track it right to your front doorsteps? You can do that do! Not only are consumers shopping online more, but they use the Internet to research their products before shopping.

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Small Investments That Can Increase Home Value

June 17, 2019 4 Comments

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When most people think of home improvements, all they can focus on is the money that it will take to make the necessary upgrades. Well, what if you were spending money now to save more in the future? Believe it or not, there are a number of home renovation projects that can actually help you to save quite a bit of money. If you are curious to learn about what these are, here are your top options

Inside home

If you’re planning to sell your house, either now or in the future, it’s a good idea to invest in things that can increase the value of your home. These investments don’t need to be major because small investments done tastefully and thoughtfully can raise your home value.

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Maximizing Credit Card Rewards and Points

June 13, 2019 1 Comment

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In the last post, I touched upon the idea of credit card rewards and sign-up bonuses. Now I am going to expand it a bit and share my experience with you. For those who’re joining late, this is about travel hacking to get (almost) free airfare and hotel stays, multiple times a year. Let’s embark on the journey now.

I was near 100% credit card user for the last 10 years. I used to pay only mortgage and utility bills using my bank accounts. For everything else, I used credit cards. As a result, I earned a lot of credit card rewards and cash backs.

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Look Good on A budget For Your Business

June 9, 2019 1 Comment

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We’ve all been there, staring at a window shop wishing we could afford whatever outfit was on display in front of us. Unfortunately, sometimes it’s just never practical to buy that particular outfit. There are often more important things that people need to spend their money on likes bills or food.

Look Good on A budget

However, you might come to a point in your life where you need to buy a new suit for an important job interview or maybe you’re getting married. Sometimes you might need to spend a little more than you planned for.

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Understanding Education Saving Plans

June 8, 2019 Leave a Comment

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Are you interested in education saving plans? Do you want to know which one can offer you maximum benefits? Then, you’ve landed on the right page, as this article focuses on the key features and discusses the popular types of saving plans.

Understanding Education Saving Plans

As you might already know, there are numerous types of education saving plans. The majority of them come with specific features. Thus, if you are new to this industry, you might find it hard to choose the right option that fits you.

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Are Solar Panels Worth the Money?

June 6, 2019 1 Comment

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I got a flyer earlier this year about using our rooftop to host solar cells. Our local energy company Florida Power and Light has a program to net meter the solar energy. That means if I produce solar energy then they’d buy back the excess from me. And if I produce less then I’ll have to pay regular bills which were underproduced.

 

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