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One Cent At A Time

A Personal finance blog to get rich

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Archives for July 2019

  • Beautiful Life
  • Becoming Rich
  • Beginners Guide
  • Extra Income
  • Productivity
  • Saving Money

How Organizing Your Home Will Save You Money

July 29, 2019 3 Comments

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Do you miss deadlines, pay late fees, toss rotten food weekly, or lose a gift card that you purchased? If yes, you are losing too much money. at our home, we are guilty of this. We bought so many clothes and shoes that we lost track of the new items. The clutter created made choosing the new dresses over older ones difficult.

How Organizing Your Home Will Save You Money

This is the price you pay for being disorganized. In today’s era, everyone is thinking of ways to save money. However, it is not just about spending less. Do you know that organizing your home can help you save money?

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How I’m Paying Off Nearly $27,000 of Student Loans in Under a Year

July 25, 2019 2 Comments

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We have a guest post today from wonderful Sarah, who worked on side gigs based on her talents and knowledge to pay a major portion of her student loan debt. See a live example of how quickly you can wipe off your student loan by doing what you love most. If you’re shopping for student loans, check StudentLoanHero first. they are online and can give you the rates fast.

Pet Sitting Side gig

The student loan crisis is crippling many college graduates – myself included. Through no fault of our own, many people graduate with $100,000+ in student loan debt. Are you one of us? Having money is something I’ve struggled with for most of my life. After all, we’re never taught about managing money in school.

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How Does Google Reverse Phone Lookup Work?

July 25, 2019 Leave a Comment

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We’ve all been there: An unfamiliar number of calls or texts your phone, and you want to know who’s on the other end before you proceed. With consumers receiving 4.7 billion robocalls every month, according to YouMail, it’s only natural to want to track down the source of an incoming call.

Google reverse phone lookup

The first obvious place to start sleuthing is Google, which has a tool for looking up phone numbers. Though it’s a good starting point, there are limitations to what you can find. Here’s what to know.

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Where to Find Last-Minute Cash When in Need?

July 25, 2019 Leave a Comment

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We face challenging times in every phase of life. Many of such difficulties, to some extent, have money involved in them. We can’t deny the importance of money to survive in this world. If you find yourself caught in a situation where you need cash on an urgent basis, here are five ways to help you arrange it.

Where to Find Last-Minute Cash When in Need?

The best way is to borrow from a friend or relative. You can expect more or less 0% interest loans. But, this route is not easy. You may lose the entire relationship. Borrowing from banks is an option but you have to pay hefty interest. Borrowing on a credit card is the lowest hanging fruit but this is the worst option as the interest on unsecured credit card loans is astronomical.

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How Hiking 700 Miles Changed My View on Money

July 18, 2019 Leave a Comment

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Today we have a guest post from a reader of this blog. Enjoy this wonderful post!

There are a few things I am passionate about, and while they’re completely unrelated, finance and the outdoors happen to be two of them. It wasn’t until college that I developed either one of these passions but once I found them I was hooked.

How Hiking 700 Miles Changed My View on Money

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7 Tools You Need to Start Your Own Online Business

July 17, 2019 Leave a Comment

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It becomes easier and easier as time goes on to start a new business. With new technologies, building your website and starting a profitable business can be done in the palm of your hand. Everything is located online these days and everyone is constantly online.

7 Tools You Need to Start Your Own Online Business

Online businesses can flourish to become something gigantic, take eBay and Amazon for example. These online-based businesses have grown tremendously because they appeal to all consumers and are focused on providing service 24/7 online through their website.

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5 Tips for Buying a Car on a Student Budget

July 16, 2019 2 Comments

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For many students, a car is not an optional buy. When you need to get around a lot or your school is too far away, you’ll need something to get you there. You can use public transport if the option is available but, more often than not, this takes too much time or is too complicated for a student with thousands of things on his mind.

5 Tips for Buying a Car on a Student Budget

Sure, you can find some of your college friends and ask them to drive you around, but this can’t last forever. Sooner or later, you’ll need to get your first car. Fortunately, there’s a way to purchase a car on a student budget. If you worry about how you’re going to afford this, we have some tips that should help you out.

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What to do When Faced with Mounting Legal Fees

July 14, 2019 Leave a Comment

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Going to court costs a lot of money, even if you have an airtight case. If you have been injured and need to pay your medical bills now while waiting for a settlement, looking into a litigation loan can help you keep your finances stable.

What to do When Faced with Mounting Legal Fees

Litigation loans, also known as lawsuit settlement loans, can provide you with the financial assistance you need in order to avoid going into debt while the court process moves forward.

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Why We Invest

July 10, 2019 2 Comments

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You work so hard for your money, it is after all not very easy to earn. What’s harder, however, is setting aside money to put into your savings so that you could be prepared for the future. That does not end there. Saving money is not the toughest part of being financially stable and secure in the future.

The best move to make in terms of your finances so that you would be financially independent in the future is to put it in investments. A savings account does not simply work because you would just be parking your money in a stagnant state.

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What to Do if You Face Tax Charges from the IRS

July 5, 2019 2 Comments

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Today’s topic is income tax and what one could do when you face a tax audit or a notice to pay more taxes. If you’re reading this article via Google search, then chances are you’re facing tax charges from the Internal Revenue Service. Or, you are skeptical while filing your tax return. Either way, you’re in the right place. So keep on reading.

In 2018, on a March morning, I was delivered an IRS letter. It was a fat envelope and I was sure this was related to my last year’s return. It was a notice to pay additional taxes. I missed out on reporting my income from two sources. The total bill was for $820, towards a dividend income from two of my brokerage accounts. The envelope contained a detailed tax calculation breakdown. We have around 15 different financial accounts making the paperwork lengthy and making the IRS envelop a fat one.

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Disclosure of Material Connection: Some of the links in this web site are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
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